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HomeBoat Insurance AgentsMinnesota › Apple Valley

Find Boat Insurance Agents Near You in Apple Valley, MN

Browse boat insurance agents serving Apple Valley, Minnesota. Updated 2026-07-14.

The top-rated boat insurance agent in Apple Valley, Minnesota is Butler & Associates Insurance Agency, rated 4.9 stars across 243 reviews. Other highly rated options include Joe Etten - State Farm Insurance Agent, Dave Melle - State Farm Insurance Agent, Brett McSparron - State Farm Insurance Agent. This directory lists 15 boat insurance agents serving Apple Valley.

Showing 15 boat insurance agents in Apple Valley, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Butler & Associates Insurance Agency14800 Galaxie Ave Suite 208(952) 953-3838
2Joe Etten - State Farm Insurance Agent14501 Granada Dr #101(952) 431-7100
3Dave Melle - State Farm Insurance Agent14831 Energy Way(952) 997-3010
4Brett McSparron - State Farm Insurance Agent15030 Glazier Ave #100(952) 431-1300
5Farmers Insurance - Kara Petter13000 Pilot Knob Rd Ste 1(952) 432-1967
6Retta Insurance Agency LLC14870 Granada Ave #155(763) 465-1101
7Kiley and Associates LLC American Family Insurance7373 147th St W #186(952) 432-3700
8Elfstrum Consulting Inc14799 Energy Way(952) 432-8873
9Mayer Insurance Agency15025 Garrett Ave #201(952) 432-5900
10Debra Suman American Family Insurance14698 Galaxie Ave(952) 953-0900
BA
14800 Galaxie Ave Suite 208
Butler & Associates Insurance Agency
Boat Insurance Agent · Apple Valley, MN

Butler & Associates Insurance Agency serves the Apple Valley area within Dakota County as a dedicated boat insurance agent. The company focuses on securing coverage for watercraft, from fishing boats to personal watercraft. Policies typically protect against physical damage, theft, and liability that can occur on local lakes and rivers. The agency assists clients in tailoring coverage for their specific vessels. It handles both hull insurance for the boat itself and liability protection for on-water operations.

JE
14501 Granada Dr #101
Joe Etten - State Farm Insurance Agent
Boat Insurance Agent · Apple Valley, MN

Homeowners and recreational boat owners in the Apple Valley, MN area rely on Joe Etten - State Farm Insurance Agent for their watercraft insurance needs. This local agency assists clients in selecting appropriate liability and physical damage coverage to protect their boat, motor, and trailer. Policies typically include options for towing assistance and coverage for onboard equipment. Personal attention and clear explanations of deductibles help customers make informed decisions for their specific vessel. The agency also serves clients in the neighboring community of Lakeville.

DM
14831 Energy Way
Dave Melle - State Farm Insurance Agent
Boat Insurance Agent · Apple Valley, MN

Dave Melle - State Farm Insurance Agent offers a full range of boat insurance coverage for recreational watercraft in the Apple Valley area. Their service plans help local boat owners protect their vessels against common risks such as accidents and weather damage. By maintaining regular policy reviews, they assist clients in keeping their insurance up to date with changing maritime conditions. The company serves single-family homes with waterfront property, as well as apartments and retail businesses that own boats.

BM
15030 Glazier Ave #100
Brett McSparron - State Farm Insurance Agent
Boat Insurance Agent · Apple Valley, MN

Serving the greater Apple Valley area and surrounding communities in Minnesota, Brett McSparron - State Farm Insurance Agent provides essential boat insurance coverage for local watercraft owners. It handles policies for various vessels, protecting against liability, physical damage, and common hazards on inland lakes and rivers. Each policy is reviewed carefully to meet the specific needs of the boater, ensuring proper protection for the season. The approach typically involves listening to the client’s habits and concerns, then adjusting the coverage to safeguard the boat and its operator.

FI
13000 Pilot Knob Rd Ste 1
Farmers Insurance - Kara Petter
Boat Insurance Agent · Apple Valley, MN

For one-time boat purchases, a single policy can cover immediate needs, while ongoing annual options offer continuous protection for seasonal or regular use. Whether insuring a small pontoon or larger cabin cruiser, coverage typically includes liability, physical damage, and towing. Farmers Insurance - Kara Petter in Apple Valley, MN assists boat owners in selecting a policy that matches their vessel and usage schedule. Service is available on an as-needed basis, though periodic reviews are recommended when boating habits change or new equipment is added.

RI
14870 Granada Ave #155
Retta Insurance Agency LLC
Boat Insurance Agent · Apple Valley, MN

Retta Insurance Agency LLC offers specialized boat insurance policies protecting watercraft from liability and physical damage risks. As a local agency in Apple Valley, Minnesota, it serves area boat owners with coverage options tailored to lakes and riverways. The company assists clients in navigating policy limits, deductibles, and additional endorsements for onboard equipment. When seasonal storms or sudden ice damage threaten vessels on storage lifts or at marinas, the agency helps ensure proper protections are in place before the weather changes.

KA
7373 147th St W #186
Kiley and Associates LLC American Family Insurance
Boat Insurance Agent · Apple Valley, MN

Spring boat owners in Apple Valley, Minnesota, often need to verify their coverage before launching, and Kiley and Associates LLC American Family Insurance helps them respond to that need. This local boat insurance agent reviews policies for seasonal risks like weather damage or collision on area lakes. They guide customers in understanding hull liability limits and trailer protection options. A typical first step involves an inspection of the vessel and its safety equipment to ensure proper valuation.

EC
14799 Energy Way
Elfstrum Consulting Inc
Boat Insurance Agent · Apple Valley, MN

Elfstrum Consulting Inc offers boat insurance coverage to customers in Apple Valley, Minnesota, including liability and physical damage protection tailored for watercraft. Their services extend to specialized endorsements for equipment, towing, and uninsured boater incidents that often accompany standard policies found in the local lake region. The firm supports both personal and commercial maritime risks, providing solutions for offices needing water-adjacent coverage, boat storage warehouses, and food service establishments operating near marinas or docks.

MI
15025 Garrett Ave #201
Mayer Insurance Agency
Boat Insurance Agent · Apple Valley, MN

Mayer Insurance Agency in Apple Valley, MN provides residential boat insurance coverage for personal watercraft and recreational vessels. Commercial marine policies are also available for small watercraft businesses throughout the greater metro area. Each policy is designed to match the specific risks of local lakes and rivers. Claims handling is coordinated directly with underwriters to streamline the process. Between regular seasonal visits, clients can contact the office to adjust coverage for new equipment or storage changes, ensuring ongoing protection.

DS
14698 Galaxie Ave
Debra Suman American Family Insurance
Boat Insurance Agent · Apple Valley, MN

Debra Suman American Family Insurance in Apple Valley, MN, provides boat insurance agent services for local watercraft owners. The agency helps clients protect their vessels with liability coverage and physical damage protection. Policies can cover a range of watercraft, including fishing boats, pontoons, and personal watercraft used on area lakes. Their work extends to advising on navigational limits and storage considerations during the Minnesota off-season. A specialty service available is adding on coverage for towing and assistance while the boat is on the water.

FI
14771 Energy Way
Farmers Insurance - Fink Agency
Boat Insurance Agent · Apple Valley, MN
(651) 288-5633
agents.farmers.com/mn/apple-valley/melissa-fink
DS
6990 151st St W
David Simmons Agency
Boat Insurance Agent · Apple Valley, MN
(952) 388-1445
davidsimmonsagency.com
FI
5885 149th St W
Farmers Insurance - Walter Manning
Boat Insurance Agent · Apple Valley, MN
(952) 891-4703
agents.farmers.com/mn/apple-valley/walter-manning
FI
14540 Pennock Ave #101
Farmers Insurance - Jason Gallus
Boat Insurance Agent · Apple Valley, MN
(952) 255-8589
agents.farmers.com/mn/apple-valley/jason-gallus
GP
15010 Glazier Ave Ste. 201
Ginther Personal Insurance Agency
Boat Insurance Agent · Apple Valley, MN
(651) 261-8217
gintherpersonalinsurance.com

What Does a a Boat Insurance Agent in Apple Valley Cost?

The cost of boat insurance in Minnesota typically ranges from 200 to 800 dollars per year for a standard recreational boat. Factors that affect the premium include the boat value, horsepower, age, safety features, and your boating history. Policies for high-performance boats or larger yachts can cost 1,000 dollars or more annually. This is general information, not insurance advice.

About boat insurance agents in Apple Valley

Boat insurance agents in Apple Valley, Minnesota help you protect your watercraft against damage, theft, and liability. Minnesota requires liability insurance for boats with more than 50 horsepower, and many marinas and lenders also require coverage. Local agents can tailor a policy for the many lakes and rivers in the Twin Cities area.

Frequently Asked Questions

Do I need boat insurance in Apple Valley Minnesota?

Minnesota law does not require insurance for all boats, but it does require liability coverage for boats with more than 50 horsepower. Many lenders and marinas also require proof of insurance. An agent can help you understand what coverage fits your situation.

What does boat insurance typically cover in Minnesota?

Standard boat insurance policies cover physical damage from collisions, storms, and theft. They also include liability protection if you cause injury or damage to others. Many policies offer additional coverage for towing, fuel spill liability, and personal property on board.

How do I choose a boat insurance agent in Apple Valley?

Look for an agent who is licensed in Minnesota and has experience with watercraft policies. Ask about coverage for specific risks like ice damage or transport on a trailer. Compare quotes from multiple agents to find a policy that fits your boat and budget.

Boat Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.