The top-rated boat insurance agent in Maple Grove, Minnesota is Zach Augustyn - State Farm Insurance Agent, rated 5.0 stars across 781 reviews. Other highly rated options include Sniezek Group Agency: Allstate Insurance, Teresa Rupkalvis - State Farm Insurance Agent, Farmers Insurance - Derek McCoy. This directory lists 14 boat insurance agents serving Maple Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Augustyn - State Farm Insurance Agent | 7200 Hemlock Ln N Ste 102 | (763) 424-2200 |
| 2 | Sniezek Group Agency: Allstate Insurance | 9600 Upland Ln N Ste 180 | (763) 515-9595 |
| 3 | Teresa Rupkalvis - State Farm Insurance Agent | 11264 86th Ave N | (763) 493-2055 |
| 4 | Farmers Insurance - Derek McCoy | 7225 Forestview Ln N | (763) 292-2889 |
| 5 | Minnesota Lakes Insurance | 7066 E Fish Lake Rd | (763) 208-9722 |
| 6 | Tyler Engquist - State Farm Insurance Agent | 15611 Grove Cir N | (763) 781-5111 |
| 7 | Jason Danielson American Family Insurance | 11240 86th Ave N | (763) 428-1004 |
| 8 | Agency 10 Insurance | 6475 Sycamore Ct N | (763) 551-1010 |
| 9 | Perrine Agency Inc | 7213 Forestview Ln N | (952) 888-3471 |
| 10 | The Jansen Agency, LLC American Family Insurance | 13756 Reimer Dr N | (612) 456-7008 |
Zach Augustyn - State Farm Insurance Agent serves the Maple Grove area and surrounding Hennepin County, providing boat insurance to local watercraft owners. This agency helps clients secure coverage for common risks on area lakes and rivers, including liability protection and physical damage policies. Policies may address issues such as collisions, weather-related damage, and theft of boats or personal watercraft. The agency assists with policy selection, coverage adjustments as boats age, and claims filing after incidents on the water. Services include writing separate boat policies and adding watercraft coverage to existing homeowners plans.
Sniezek Group Agency: Allstate Insurance offers boat insurance coverage for vessels used on local lakes and rivers, protecting personal watercraft, fishing boats, and sailboats against collision, theft, and liability. Customer service includes policy reviews to match coverage with seasonal usage needs and deductible options. The agency also provides assistance during the claims process. It services single-family homes, apartments, retail, and restaurants.
Serving homeowners and business owners in Maple Grove, Teresa Rupkalvis - State Farm Insurance Agent provides personalized boat insurance policies. This agency helps clients secure coverage for watercraft, protecting against risks like accidents and theft common on Minnesota lakes. The team works to tailor policies to individual boating needs and budgets. Services also extend to nearby communities throughout the western Twin Cities metro, including Plymouth.
Farmers Insurance - Derek McCoy serves boat owners in Maple Grove and the surrounding communities of the northwest Twin Cities metro area. It handles insurance policies for a variety of recreational watercraft, including powerboats and personal watercraft. The agency works to identify each client’s specific coverage needs on the water. For a typical job, the agent reviews the boat's value, usage patterns, and local lake conditions to recommend comprehensive liability and physical damage coverage.
When summer brings boaters out onto the many lakes near Maple Grove, securing proper coverage becomes a priority. Minnesota Lakes Insurance helps clients in the area find appropriate policies for their watercraft, addressing seasonal risks such as storms and dock accidents. The team focuses on matching each boat owner with suitable liability and physical damage protection for their specific vessel and usage patterns. After an initial discussion of coverage needs, they typically arrange a straightforward inspection to assess the boat's condition before finalizing the policy.
Tyler Engquist - State Farm Insurance Agent in Maple Grove, MN, offers boat owners a choice between single-season policies or year-round agreements for their watercraft. Coverage typically protects against physical damage, theft, and liability incidents on navigable waterways. Dedicated agents in this area can also clarify whether personal property on board, like fishing gear, falls under the policy. Service at this agency runs on a scheduled appointment basis, with additional as-needed consultations available upon request for policy reviews or claims assistance.
Jason Danielson American Family Insurance specializes in providing boat insurance coverage for clients in Maple Grove, Minnesota. It also offers a broader range of general insurance services to meet local community needs. The agency helps policyholders understand necessary protections for watercraft, including coverage against common risks on area lakes. A specific seasonal concern it assists with is winterizing insurance policies to ensure boats are protected during the long Minnesota off-season months.
Agency 10 Insurance assists customers with securing coverage for their watercraft and related equipment in Maple Grove, Minnesota. It specializes in adding protections against physical damage, liability from third parties, and unforeseen weather-related incidents on area lakes and rivers. The agency actively serves recreational boat owners, fishing charters, and commercial marina operators. Its policies are designed to address the distinct needs of local offices managing fleet vessels, maintenance warehouses insuring stored boats, and food service businesses operating waterfront dining facilities.
Perrine Agency Inc offers residential boat insurance services in Maple Grove, Minnesota, covering personal watercraft and pleasure vessels. They also provide commercial coverage for business-owned boats and marine operations throughout the Maple Grove area and surrounding lake communities. Policies are tailored to protect against common local risks such as weather damage and docking accidents. The agency ensures straightforward renewal and follow-up assistance, helping clients review coverage between regular seasonal visits to keep policies current.
The Jansen Agency, LLC American Family Insurance in Maple Grove, MN is known for providing boat insurance coverage to local boat owners. Its agents help clients select policies that protect watercraft from damage, theft, and liability risks common on Minnesota lakes and rivers. The company offers standard hull and motor protection for personal boats. A specialty service it can add on is coverage for personal watercraft like jet skis and wave runners.
What Does a a Boat Insurance Agent in Maple Grove Cost?
Boat insurance costs in Minnesota vary based on boat value, type, usage, and your driving record. Typical annual premiums range from 200 to 800 dollars for a standard runabout, while larger yachts or high-performance boats can cost 1,000 to 3,000 dollars or more. Factors like location on Lake Minnetonka or the St. Croix River can affect rates. This is general information, not insurance advice.
About boat insurance agents in Maple Grove
Boat insurance agents in Maple Grove, Minnesota help you protect your watercraft with policies that meet state requirements. Minnesota law does not require boat insurance, but many lenders and marinas do. Agents can explain coverage options for lakes like Medicine Lake and the Mississippi River.
Frequently Asked Questions
What does boat insurance cover in Minnesota?
Boat insurance typically covers physical damage to your boat, liability for injury or damage to others, and medical payments. It may also cover theft, towing, and fuel spill cleanup. Minnesota law requires liability coverage for boats with more than 50 horsepower on some waters.
How do I find a boat insurance agent in Maple Grove?
You can search online for local independent agents or contact major insurers that serve Minnesota. Many agents in Maple Grove specialize in watercraft policies for the state's many lakes and rivers. Ask about discounts for safety courses or bundling with home or auto insurance.
Is boat insurance required in Minnesota?
Minnesota does not have a statewide law requiring boat insurance. However, lenders often require it if you have a loan on the boat. Some marinas and storage facilities also require proof of liability coverage before allowing you to dock or store your boat.
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