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Directory of boat insurance agents in Elk River, Minnesota. Verify credentials with the state department of insurance before hiring.
14 agents listed
Updated May 2026
Elk River, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 14 boat insurance agents in Elk River, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Gleitz - State Farm Insurance Agent
370 Jackson Ave NW, Elk River, MN 55330
(763) 441-2482
getrednow.com
Wayne Swart - State Farm Insurance Agent
817 Main St NW, Elk River, MN 55330
(763) 274-2000
wayneswart.com
The Pampusch Agency
17205 Yale St NW Suite B, Elk River, MN 55330
(763) 441-4250
agents.fuainsurance.com
North Central Insurance Agency
16854 US-10, Elk River, MN 55330
(763) 241-7900
northcentralinsurance.com
Elk Agency Insurance
325 Main St NW, Elk River, MN 55330
(763) 241-0656
elkagency.com
Bonnie Koste Agency Inc American Family Insurance
913 Main St NW, Elk River, MN 55330
(763) 441-9029
amfam.com
Pentagon Insurance
18853 Freeport St NW, Elk River, MN 55330
(763) 331-8700
pentagoninsuranceagency.com
Forthright Insurance LLC
231 Main St NW #3, Elk River, MN 55330
(763) 447-4112
forthrightinsurancemn.com
Patriot Insurance Brokers
312 Main St NW, Elk River, MN 55330
(763) 595-1544
patriotinsurancebrokers.com
Farmers Insurance - David Stokke
625 Main St NW, Elk River, MN 55330
(763) 441-4761
agents.farmers.com
Affordable Insurance Solutions
10997 185th Ave NW, Elk River, MN 55330
(612) 226-0437
affordableinsurancemn.com
Paul Ostmoe American Family Insurance
400 Jackson Ave NW Suite 203, Elk River, MN 55330
(763) 441-5561
amfam.com
Oakwood
649 Main St NW, Elk River, MN 55330
(763) 441-8405
insuranceonmain.com
Insurance on Main - Dan Pecka
649 Main St NW, Elk River, MN 55330
(763) 441-8405
insuranceonmain.com
Boat insurance agents in Elk River, Minnesota help protect your watercraft against damage, theft, and liability. Minnesota law requires liability insurance for motorized boats operated on public waters. Local agents can guide you through coverage options specific to the Mississippi River and nearby lakes like Lake Orono.
What Does a Boat Insurance Agent in Elk River Cost?
Boat insurance in Minnesota typically costs between 200 and 800 dollars per year for a standard runabout or fishing boat. Larger vessels, high-horsepower boats, and yachts can cost 1,000 to 3,000 dollars or more annually. Factors like boat value, usage, safety features, and claims history affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need boat insurance in Minnesota?
Minnesota does not require boat insurance by state law, but lenders and marinas often require it. Liability coverage is strongly recommended for motorized watercraft to protect against accidents and property damage.
What does boat insurance typically cover in Elk River?
Standard boat insurance covers physical damage to the boat, liability for injuries or damage to others, and medical payments. Many policies also include coverage for towing, fuel spill cleanup, and personal property on board.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.