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Directory of boat insurance agents in Lakeville, Minnesota. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Lakeville, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 17 boat insurance agents in Lakeville, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lakeville Minnesota boat owners can work with local agents to insure their watercraft against damage theft and liability. Minnesota law requires all motorized watercraft to have liability insurance if operated on public waters. An agent can help you meet state requirements and protect your investment on lakes like Orchard Lake and Crystal Lake.
What Does a Boat Insurance Agent in Lakeville Cost?
Typical boat insurance costs in Minnesota range from 200 to 600 dollars per year for a standard runabout or fishing boat. Higher value boats or those used on large lakes may cost 800 to 1500 dollars annually. Factors include boat value horsepower age and your claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of boat insurance are available in Lakeville Minnesota?
Agents offer liability coverage physical damage coverage for hull and equipment uninsured boater coverage and medical payments. Policies can also include towing and roadside assistance for your boat and trailer.
Do I need boat insurance in Minnesota?
Minnesota statute 86B.835 requires liability insurance for all motorized watercraft registered in the state. This includes boats with any motor even a trolling motor. Non-motorized boats like canoes and kayaks do not require insurance but coverage is still recommended.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.