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Compare boat insurance agents in Minnetonka. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Minnetonka, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 11 boat insurance agents in Minnetonka, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nesbit Agencies
5900 Rowland Rd, Minnetonka, MN 55343
(952) 941-9418
nesbitagencies.com
Trusted Insurance Agency
5100 Thimsen Ave Ste 228, Minnetonka, MN 55345
(612) 861-4868
trustedinsurance.com
Marty Mjelleli - State Farm Insurance Agent
10501 Wayzata Blvd #7, Minnetonka, MN 55305
(952) 546-6111
lakeminnetonkainsurance.net
Tyler Fandrich - State Farm Insurance Agent
13911 Ridgedale Dr #470, Minnetonka, MN 55305
(952) 935-9533
tonkatyler.com
Valley Insurance
11812 Wayzata Blvd, Minnetonka, MN 55305
(952) 500-0956
valleyinsurancemn.com
D Winters Insurance Services
13312 Inverness Rd, Minnetonka, MN 55305
(612) 430-9170
dwintersinsurance.com
Ideal Insurance Agency Inc
601 Carlson Pkwy # 1050, Minnetonka, MN 55305
(952) 479-0047
siginsgroup.com
Ryynanen Insurance Agency
12800 Whitewater Dr Suite 100 - 2010, Minnetonka, MN 55343
(612) 816-4756
ryynaneninsuranceagency.com
North Star Insurance Services LLC- Chad Pietila
601 Carlson Pkwy # 1050, Minnetonka, MN 55305
(952) 856-6244
thenorthstaragency.com
Dolliff Insurance
10900 Wayzata Blvd #250, Minnetonka, MN 55305
(952) 593-7400
dolliff.com
Schmidt-Andrus Agency Inc.
5100 Thimsen Ave Ste 228, Minnetonka, MN 55345
(952) 474-5435
schmidtandrusagency.net
Boat insurance agents in Minnetonka Minnesota help you protect your watercraft on Lake Minnetonka and other state waterways. Minnesota law requires liability coverage for boats with more than 50 horsepower. An agent can explain hull coverage, liability limits, and uninsured boater protection.
What Does a Boat Insurance Agent in Minnetonka Cost?
Boat insurance costs in Minnesota vary widely based on boat value, size, and usage. A typical policy for a small fishing boat may cost 200 to 400 dollars per year. A larger cruiser or yacht on Lake Minnetonka can cost 1,000 to 3,000 dollars annually. Factors like safety equipment, boating experience, and storage location affect the premium. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Minnesota?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage to others, and medical payments. In Minnesota, policies often include coverage for ice damage and winter storage risks.
Is boat insurance required in Minnetonka Minnesota?
Minnesota does not require boat insurance by state law, but lenders and marinas may require it. However, liability coverage is strongly recommended for boats with motors over 50 horsepower.
How do I choose a boat insurance agent in Minnetonka?
Look for an agent who knows Lake Minnetonka conditions and Minnesota boating regulations. Ask about coverage for high value boats, personal watercraft, and seasonal policy options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.