The top-rated boat insurance agent in Oakdale, Minnesota is Matt Jonza - State Farm Insurance Agent, rated 5.0 stars across 1,183 reviews. Other highly rated options include Bob Lawrence - State Farm Insurance Agent, Chauncey Charlson - State Farm Insurance Agent, Cary Charlson - State Farm Insurance Agent. This directory lists 14 boat insurance agents serving Oakdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Jonza - State Farm Insurance Agent | 434 Hale Ave N STE 160 | (651) 797-2120 |
| 2 | Bob Lawrence - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 698-0694 |
| 3 | Chauncey Charlson - State Farm Insurance Agent | 6993 35th St N Ste 1 | (651) 770-6266 |
| 4 | Cary Charlson - State Farm Insurance Agent | 6993 35th St N | (651) 770-1849 |
| 5 | Will Anderson Agcy, Inc. American Family Insurance | 6230 10th St N STE 430 | (651) 731-3234 |
| 6 | Farmers Insurance - Kevin McDonald | 6230 10th St N #110 | (651) 739-1891 |
| 7 | Amy Brown - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 735-4193 |
| 8 | Michelle Stinson Agency Inc American Family Insurance | 6230 10th St N Ste 320 | (651) 439-5240 |
| 9 | Heather Stefani - State Farm Insurance Agent | 984 Inwood Ave N | (651) 739-1177 |
| 10 | James Trevis Agency Inc American Family Insurance | 1292 Helmo Ave N | (651) 739-6030 |
Matt Jonza - State Farm Insurance Agent serves the Oakdale, Minnesota, and surrounding Washington County area, providing protection for recreational watercraft. As a boat insurance agent, the company arranges coverage for liability, physical damage, and medical payments related to boating. Policies are designed to address risks common on local lakes and rivers, such as collisions, theft, and weather damage. Specific services handled here include coverage for fishing boats and personal watercraft, along with optional roadside assistance for trailers.
Homeowners and businesses in Oakdale, Minnesota turn to Bob Lawrence - State Farm Insurance Agent for boat insurance. This agency provides coverage for personal watercraft and larger vessels, helping clients protect their investments on area lakes and rivers. Policies safeguard against common risks like weather damage and liability for accidents on the water. The agent works with customers to understand their specific boating needs and lifestyle. Service extends beyond Oakdale into nearby Woodbury and other communities throughout the eastern metro.
Chauncey Charlson - State Farm Insurance Agent serves Oakdale, Minnesota, and the surrounding communities with boat insurance coverage. This agency handles policies for various watercraft, including fishing boats, pontoons, and personal watercraft used for recreation across local lakes and rivers. The agent works with clients to review hull values, liability limits, and storage considerations when selecting a policy. Chauncey Charlson generally approaches each job by assessing individual boating habits and equipment to recommend appropriate coverage levels that meet both safety requirements and budget needs.
Cary Charlson - State Farm Insurance Agent in Oakdale, MN, provides boat insurance coverage tailored for local waterways, including liability and physical damage protection. Service or maintenance plans are available to help clients manage policy updates and claims efficiently. The agency works with property owners to safeguard their vessels, from small fishing boats to larger recreational watercraft. It services single-family homes, apartments, retail, and restaurants in the greater Oakdale area.
When choosing a boat insurance agent, you will decide between securing a single policy for a new season and establishing an ongoing relationship for continuous coverage adjustments. Will Anderson Agcy, Inc. American Family Insurance, located in Oakdale, MN, offers policies that protect against liability from on-water accidents and financial loss from theft or physical damage to the vessel. Representatives also assist in customizing coverage for lay-up periods and navigational limits. Service for this location is available on an as-needed basis, with appointments made directly at the office.
As a boat insurance agent in Oakdale, Minnesota, Farmers Insurance - Kevin McDonald offers specialized coverage for various watercraft, including pontoons and fishing boats. It also provides general insurance services for local homeowners and auto policies. The agency addresses specific seasonal concerns unique to the region, such as protecting boats from winter damage during prolonged cold months on nearby lakes.
Boat owners in Oakdale, MN face spring thaw and unpredictable summer storms that can put their watercraft at risk. Amy Brown - State Farm Insurance Agent provides coverage options tailored to protect boats from weather-related damage, theft, and liability on the lake. The agency helps area boaters understand policy terms for storage, towing, and navigation. A thorough assessment of the vessel’s value, usage, and mooring location is completed during the initial consultation to determine appropriate protection.
Based in Oakdale, MN, Michelle Stinson Agency Inc American Family Insurance offers general liability coverage for local boat owners. Their boat insurance agent specialty includes protection against physical damage and liability from watercraft operation. They can also arrange add-ons such as coverage for trailers, personal watercraft use, and towing assistance. This full-service agency serves a variety of commercial sectors, including marine repair offices, waterfront warehouses, and lakeside food service establishments for their watercraft-related needs.
Heather Stefani - State Farm Insurance Agent provides residential boat insurance services to clients in Oakdale, MN, and the surrounding area. Commercial vessel coverage is also available to meet local business needs. Policies address common regional requirements such as liability protection and physical damage for watercraft. As a boat insurance agent in this community, the office helps customers secure appropriate limits for their specific boating activities. Clients are encouraged to follow up between regular visits to update their plans as equipment or usage changes.
James Trevis Agency Inc American Family Insurance is a boat insurance agent serving clients in Oakdale, MN, and the surrounding area. The company helps boat owners protect their vessels with coverage tailored to local waterways and seasonal usage patterns. Its agents work to explain policy details clearly, from liability protection to physical damage coverage for hulls and motors. A specialty service this agency can add on includes coverage for personal watercraft, such as jet skis.
What Does a a Boat Insurance Agent in Oakdale Cost?
Typical boat insurance costs in Minnesota range from 200 to 600 dollars per year for a standard runabout. Larger boats or those with high horsepower may cost 800 to 1500 dollars annually. Factors include boat value usage and claims history. This is general information not insurance advice.
About boat insurance agents in Oakdale
Boat insurance agents in Oakdale Minnesota help protect your watercraft on the St Croix River and area lakes. Minnesota requires liability coverage for boats with more than 25 horsepower. An agent can explain state-specific rules like the 30 day grace period for new boat purchases.
Frequently Asked Questions
What minimum coverage does Minnesota require for boat insurance?
Minnesota requires liability insurance for boats with over 25 horsepower. Minimum limits are 30,000 dollars for bodily injury per person and 60,000 dollars per accident. Property damage coverage of 10,000 dollars is also required.
Do I need boat insurance if I only use my boat on Lake Elmo or other small lakes?
Yes if your boat has more than 25 horsepower. Even for smaller boats insurance is recommended to cover damage theft or liability. An Oakdale agent can help you find a policy that fits your use.
How does Minnesota winter storage affect my boat insurance policy?
Many policies allow you to suspend collision and comprehensive coverage during winter storage. Liability coverage often remains active year round. Check with your agent to adjust coverage when your boat is stored in Oakdale.
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