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Looking for a boat insurance agent in St Cloud? Review the directory below to compare your options.
13 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 13 boat insurance agents in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Anderson - State Farm Insurance Agent
300 23rd Ave N, St Cloud, MN 56303
(320) 253-4656
insuremedan.com
Kristen Stebbins - State Farm Insurance Agent
1988 Co Rd 134, St Cloud, MN 56303
(320) 251-8353
kristenstebbins.com
Ken Bellicot - State Farm Insurance Agent
2904 Roosevelt Rd #2, St Cloud, MN 56301
(320) 251-4686
agentwhocares.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417
hesspartners.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650
advantageoneins.com
Travis Williams - State Farm Insurance Agent
330 US-10, St Cloud, MN 56304
(320) 774-1091
protectingmnlives.com
Michael Brower Agency, Inc. American Family Insurance
1727 W St Germain St, St Cloud, MN 56301
(320) 252-5151
amfam.com
Rock City Insurance
14 7th Ave N, St Cloud, MN 56303
(320) 259-4003
rockcityagency.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515
hessinsuranceagency.com
Gasperlin Insurance Agency
2789 Clearwater Rd #C, St Cloud, MN 56301
(320) 252-6800
gasperlinagency.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644
moeagencyinc.net
John Herman Insurance
606 25th Ave S #111, St Cloud, MN 56301
(320) 251-1997
johnhermanins.wixsite.com
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147
insurancebrokersmn.com
Boat insurance agents in St Cloud, Minnesota help protect your watercraft against damage, theft, and liability. Minnesota law requires liability coverage for motorized boats on public waters. Local agents can tailor policies to cover the Mississippi River and area lakes.
What Does a Boat Insurance Agent in St Cloud Cost?
Boat insurance costs in Minnesota typically range from 200 to 800 dollars per year for a standard policy. Factors include boat value, horsepower, and usage. Premiums may be higher for high-performance boats or those used on large lakes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is boat insurance required in Minnesota?
Minnesota does not require boat insurance by state law. However lenders often require it for financed boats. Liability coverage is strongly recommended for motorized watercraft.
What does a boat insurance policy typically cover?
A standard policy covers physical damage to the boat, liability for injuries or property damage, and medical payments. It may also include coverage for trailers and personal effects.
How do I find a boat insurance agent in St Cloud?
You can search online for local independent agents or contact major insurers that operate in Minnesota. Many agents in St Cloud specialize in recreational watercraft and can compare quotes for you.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.