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Directory of boat insurance agents in Winona, Minnesota. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
Winona, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 19 boat insurance agents in Winona, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schmit Insurance Group
1159 Gilmore Ave #3, Winona, MN 55987
(507) 458-0007
schmitinsurance.com
Anthony Vote - State Farm Insurance Agent
1201 Gilmore Ave Ste F-6, Winona, MN 55987
(507) 452-9270
covermesf.com
A.J. Kanz American Family Insurance
163 Walnut St, Winona, MN 55987
(507) 454-4638
amfam.com
Strategic Insurance Group
157 W 3rd St Suite E, Winona, MN 55987
(507) 858-5365
insurancewinona.com
State Farm Insurance
678 Mankato Ave #100, Winona, MN 55987
(507) 452-2934
statefarm.com
Steve Young Agency Inc American Family Insurance
1502 W Service Dr, Winona, MN 55987
(507) 454-1185
amfam.com
Wunderlich Insurance Agency
601 Main St, Winona, MN 55987
(507) 454-3348
wunderlichinsurance.com
WA Group (formerly Winona Agency)
174 Center St, Winona, MN 55987
(507) 452-3366
walivebig.com
Farmers Insurance - David Jensen
350 E Sarnia St Ste 5, Winona, MN 55987
(507) 474-7005
agents.farmers.com
Farmers Insurance - Jason Banitt
103 W Broadway St, Winona, MN 55987
(507) 452-5916
agents.farmers.com
Farmers Insurance - April Carrier
902 E 2nd St Ste 108, Winona, MN 55987
(507) 474-4115
agents.farmers.com
Jack Warnemunde - State Farm Insurance Agent
127 Johnson St, Winona, MN 55987
(507) 452-3907
jackwarnemunde.com
Atlas Insurance Brokers of Winona
474 W Sarnia St, Winona, MN 55987
(507) 452-1951
atlasinsurancewinona.com
Midwest Insurance Services LLC
760 E Broadway St, Winona, MN 55987
(612) 238-8782
Brendel & Glenna Insurance: Dan Brendel
50 W 2nd St #113, Winona, MN 55987
(507) 429-0444
brendelandglennainsurance.com
Wunderlich Robb
601 Main St, Winona, MN 55987
(507) 454-3348
wunderlichinsurance.com
Farmers Insurance - Douglas Troke
78 W 3rd St, Winona, MN 55987
(507) 452-0360
agents.farmers.com
Hougom Insurance Agency
203 E 3rd St, Winona, MN 55987
(608) 799-8434
hougominsurance.com
Superior Insurance Services MN
267 S Baker St, Winona, MN 55987
(507) 225-0942
Boat insurance agents in Winona, Minnesota help you protect your watercraft on the Mississippi River and nearby lakes. Minnesota law requires liability coverage for motorized boats with more than 50 horsepower. An agent can explain state-specific requirements and help you choose the right policy for your needs.
What Does a Boat Insurance Agent in Winona Cost?
Typical boat insurance costs in Minnesota range from 200 to 800 dollars per year for a standard runabout. Factors include boat value, horsepower, and your claims history. A policy for a high-performance boat or a yacht can cost 1,000 to 3,000 dollars annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does boat insurance cover in Winona?
Boat insurance typically covers physical damage to your boat, liability for injuries or damage to others, and medical payments. In Minnesota, liability coverage is required for motorized boats over 50 horsepower. An agent can help you add coverage for theft, towing, or personal property.
Do I need boat insurance on the Mississippi River?
Yes, if your boat has a motor over 50 horsepower, Minnesota law requires liability insurance. Even if not required, many marinas and lenders in Winona require coverage. An agent can help you meet these requirements and protect your investment.
How do I find a boat insurance agent in Winona?
You can search online for local independent agents or contact major insurers that serve Winona. Ask about policies that cover the Mississippi River and area lakes. An agent can compare quotes and explain Minnesota-specific coverage options.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.