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Find Boat Insurance Agents Near You in Winona, MN

Browse boat insurance agents serving Winona, Minnesota. Updated 2026-07-14.

The top-rated boat insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 19 boat insurance agents serving Winona.

Showing 19 boat insurance agents in Winona, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Schmit Insurance Group1159 Gilmore Ave #3(507) 458-0007
2Anthony Vote - State Farm Insurance Agent1201 Gilmore Ave Ste F-6(507) 452-9270
3A.J. Kanz American Family Insurance163 Walnut St(507) 454-4638
4Strategic Insurance Group157 W 3rd St Suite E(507) 858-5365
5Steve Young Agency Inc American Family Insurance1502 W Service Dr(507) 454-1185
6Wunderlich Insurance Agency601 Main St(507) 454-3348
7State Farm Insurance678 Mankato Ave #100(507) 452-2934
8Farmers Insurance - David Jensen350 E Sarnia St Ste 5(507) 474-7005
9WA Group (formerly Winona Agency)174 Center St(507) 452-3366
10Farmers Insurance - Jason Banitt103 W Broadway St(507) 452-5916
SI
1159 Gilmore Ave #3
Schmit Insurance Group
Boat Insurance Agent · Winona, MN

Schmit Insurance Group serves the Winona, Minnesota area as a boat insurance agent, helping local boat owners protect their watercraft and recreational vessels. The company provides coverage policies designed to address common risks on area lakes and rivers, including damage from storms or collisions. Agents work with clients to select appropriate liability limits and physical damage protection. The firm handles policies for fishing boats, pontoons, and personal watercraft in the region.

AV
1201 Gilmore Ave Ste F-6
Anthony Vote - State Farm Insurance Agent
Boat Insurance Agent · Winona, MN

Anthony Vote’s State Farm Insurance Agency provides boat insurance services in Winona, MN, covering a range of watercraft needs. Service options include liability, collision, and comprehensive coverage for personal watercraft, sailboats, and fishing vessels. Maintenance plans are structured around annual policy reviews to adjust coverage for changing boat values and seasonal usage. The agency also offers liability protection for dock structures and trailer coverage. The properties it services extend to single-family homes with private boat docks, lakefront apartments, and small retail marinas or lakeside restaurants.

JK
163 Walnut St
A.J. Kanz American Family Insurance
Boat Insurance Agent · Winona, MN

Homeowners and boat owners in Winona, Minnesota, seeking coverage for their watercraft can work with A.J. Kanz American Family Insurance. This agency provides boat insurance policies tailored to protect vessels from the unique risks of regional lakes and the Mississippi River, including liability and physical damage coverage. Policyholders receive guidance on navigating coverage options to suit their specific boating needs. The agency also serves clients in the surrounding areas, including the neighboring community of La Crosse, Wisconsin.

SI
157 W 3rd St Suite E
Strategic Insurance Group
Boat Insurance Agent · Winona, MN

Strategic Insurance Group serves the Winona, Minnesota area and surrounding communities, focusing specifically on boat insurance coverage. It handles policies for various watercraft, including fishing boats, pontoons, and personal watercraft. The agency works with clients to assess their specific needs for an appropriate policy. It typically approaches each job by reviewing vessel details and intended usage before presenting coverage options that align with the client’s situation and local waterway conditions.

SY
1502 W Service Dr
Steve Young Agency Inc American Family Insurance
Boat Insurance Agent · Winona, MN

Steve Young Agency Inc American Family Insurance specializes in boat insurance for personal watercraft and larger vessels in the Winona area. It provides coverage against common risks such as collisions, theft, and liability for accidents on the water. The agency works with clients to secure appropriate policies that address hull damage and equipment loss on the Mississippi River. As winter approaches, it helps boat owners adjust coverage for winter lay-up, protecting vessels during ice and cold storage.

WI
601 Main St
Wunderlich Insurance Agency
Boat Insurance Agent · Winona, MN

As the summer boating season on the Mississippi River approaches, owners in Winona, Minnesota, require reliable coverage for their watercraft. Wunderlich Insurance Agency serves as a local boat insurance agent, offering policies that address common regional risks such as sudden storms and dock collisions. Clients meet with an agent who explains coverage limits, including liability and physical damage, tailored to each vessel. The process begins with a thorough inspection to determine the current condition and fair value of the boat.

SF
678 Mankato Ave #100
State Farm Insurance
Boat Insurance Agent · Winona, MN

Whether a boat owner needs a one-time policy for a newly purchased vessel or an annual renewal for an existing watercraft, the coverage options protect against specific perils on the Mississippi River and nearby lakes. Standard policies often cover physical damage, liability for accidents, and theft of equipment. The agent in Winona, MN, can explain how different limits and deductibles apply to local boating conditions. Services are available on both a one-time appointment for a new quote and an as-needed basis for seasonal adjustments to existing policies.

FI
350 E Sarnia St Ste 5
Farmers Insurance - David Jensen
Boat Insurance Agent · Winona, MN

Farmers Insurance - David Jensen serves residential boat owners in Winona, MN, offering policies for a variety of personal watercraft used on local rivers and lakes. The agency also provides commercial coverage for rented or charter boats, with service area extending throughout Winona County and surrounding regions. When clients call with coverage questions or filing needs, the office delivers prompt follow-up to address changes before the next boating season or regular insurance renewal visit.

WG
174 Center St
WA Group (formerly Winona Agency)
Boat Insurance Agent · Winona, MN

Serving the Winona area, WA Group (the entity formerly doing business as Winona Agency) provides boat insurance agent services for local clients. Specializing in coverage for watercraft-related policies, the firm helps owners protect against common risks on area lakes and rivers. Policies arranged can include liability protection and physical damage coverage for various vessels. Beyond boat insurance, the office can also address commercial needs for a range of business sectors such as offices, warehouses, and food service.

FI
103 W Broadway St
Farmers Insurance - Jason Banitt
Boat Insurance Agent · Winona, MN

Farmers Insurance - Jason Banitt is known for providing boat insurance coverage for clients in and around Winona, Minnesota. The agency offers standard policies that protect recreational watercraft against common risks on the Mississippi River and area lakes. Coverage typically applies to issues such as accidental damage, theft, and liability for on-water incidents. Boat owners can also discuss insuring accessories like trailers or safety equipment. For added peace of mind, the agency can include an optional policy extension for emergency towing and roadside assistance.

FI
902 E 2nd St Ste 108
Farmers Insurance - April Carrier
Boat Insurance Agent · Winona, MN
(507) 474-4115
agents.farmers.com/mn/winona/april-carrier
JW
127 Johnson St
Jack Warnemunde - State Farm Insurance Agent
Boat Insurance Agent · Winona, MN
(507) 452-3907
jackwarnemunde.com
AI
474 W Sarnia St
Atlas Insurance Brokers of Winona
Boat Insurance Agent · Winona, MN
(507) 452-1951
atlasinsurancewinona.com
MI
760 E Broadway St
Midwest Insurance Services LLC
Boat Insurance Agent · Winona, MN
(612) 238-8782
BG
50 W 2nd St #113
Brendel & Glenna Insurance: Dan Brendel
Boat Insurance Agent · Winona, MN
(507) 429-0444
brendelandglennainsurance.com
WR
601 Main St
Wunderlich Robb
Boat Insurance Agent · Winona, MN
(507) 454-3348
wunderlichinsurance.com
FI
78 W 3rd St
Farmers Insurance - Douglas Troke
Boat Insurance Agent · Winona, MN
(507) 452-0360
agents.farmers.com/mn/winona/douglas-troke
HI
203 E 3rd St
Hougom Insurance Agency
Boat Insurance Agent · Winona, MN
(608) 799-8434
hougominsurance.com
SI
267 S Baker St
Superior Insurance Services MN
Boat Insurance Agent · Winona, MN
(507) 225-0942

What Does a a Boat Insurance Agent in Winona Cost?

Typical boat insurance costs in Minnesota range from 200 to 800 dollars per year for a standard runabout. Factors include boat value, horsepower, and your claims history. A policy for a high-performance boat or a yacht can cost 1,000 to 3,000 dollars annually. This is general information, not insurance advice.

About boat insurance agents in Winona

Boat insurance agents in Winona, Minnesota help you protect your watercraft on the Mississippi River and nearby lakes. Minnesota law requires liability coverage for motorized boats with more than 50 horsepower. An agent can explain state-specific requirements and help you choose the right policy for your needs.

Frequently Asked Questions

What does boat insurance cover in Winona?

Boat insurance typically covers physical damage to your boat, liability for injuries or damage to others, and medical payments. In Minnesota, liability coverage is required for motorized boats over 50 horsepower. An agent can help you add coverage for theft, towing, or personal property.

Do I need boat insurance on the Mississippi River?

Yes, if your boat has a motor over 50 horsepower, Minnesota law requires liability insurance. Even if not required, many marinas and lenders in Winona require coverage. An agent can help you meet these requirements and protect your investment.

How do I find a boat insurance agent in Winona?

You can search online for local independent agents or contact major insurers that serve Winona. Ask about policies that cover the Mississippi River and area lakes. An agent can compare quotes and explain Minnesota-specific coverage options.

Boat Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.