ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeBusiness Insurance AgentsMissouri › Maryland Heights

Find Business Insurance Agents Near You in Maryland Heights, MO

Browse business insurance agents serving Maryland Heights, Missouri. Updated 2026-07-14.

The top-rated business insurance agent in Maryland Heights, Missouri is Sara Spotanski - State Farm, rated 4.9 stars across 167 reviews. Other highly rated options include Lucent Insurance Group, McCarthy Insurance Group LLC American Family Insurance, United Healthcare. This directory lists 11 business insurance agents serving Maryland Heights.

Showing 11 business insurance agents in Maryland Heights, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sara Spotanski - State Farm11815 Dorsett Rd(314) 291-3388
2Lucent Insurance Group11848 Dorsett Rd Office B(888) 544-2482
3McCarthy Insurance Group LLC American Family Insurance929 Fee Fee Rd # 101(314) 343-4502
4United Healthcare13655 Riverport Dr(314) 592-7000
5The Kelsi Stulce-Hull Agency LLC American Family Insurance929 Fee Fee Rd Suite 102(314) 205-9444
6Essence Healthcare13900 Riverport Dr(866) 509-5398
7The Graf Group Insurance6 Fee Fee Rd(314) 291-1600
8Risucci Agency929 Fee Fee Rd # 200(314) 696-5502
9LeBlanc Insurance11652 Dorsett Rd(314) 710-2651
10Shelter Insurance - Chris Hansel11652 Dorsett Rd Ste A(314) 427-6532
SS
11815 Dorsett Rd
Sara Spotanski - State Farm
Business Insurance Agent · Maryland Heights, MO

Sara Spotanski - State Farm serves Maryland Heights and the surrounding St. Louis County area, offering a full range of business insurance agent services. As an independent agency, it helps local companies assess their specific operational risks and secure appropriate coverage. The agency works to protect small and medium-sized businesses from common financial exposures. Commercial property insurance and general liability insurance are among the key policies it handles for companies in this region.

LI
11848 Dorsett Rd Office B
Lucent Insurance Group
Business Insurance Agent · Maryland Heights, MO

Lucent Insurance Group serves local business owners and property managers in Maryland Heights, MO, by arranging coverage for commercial properties, liability risks, and workers’ compensation needs. The agency helps entrepreneurs evaluate their exposures and select appropriate policies from multiple providers. Its consultants work closely with clients to tailor protection for retail shops, office spaces, and light industrial facilities. Lucent Insurance Group also extends these services to businesses and property operators in neighboring Bridgeton and the surrounding St. Louis metro area.

MI
929 Fee Fee Rd # 101
McCarthy Insurance Group LLC American Family Insurance
Business Insurance Agent · Maryland Heights, MO

Located in Maryland Heights, MO, McCarthy Insurance Group LLC American Family Insurance helps businesses choose between one-time policy setups and ongoing service relationships. Ongoing plans provide periodic policy reviews and updates, while one-time arrangements address a single coverage need such as liability or property protection. Comprehensive policies shield local companies from common operational risks including property damage and legal claims. Customized advice is available to match coverage to various industry types. Client support for policy adjustments and renewals runs on an as-needed basis.

UH
13655 Riverport Dr
United Healthcare
Business Insurance Agent · Maryland Heights, MO

United Healthcare provides a broad range of business insurance services, including general liability, property, and workers’ compensation coverage for commercial clients in the Maryland Heights, MO area. It offers ongoing risk management consultation and policy review to help businesses maintain appropriate protection as their needs change. These regular service plans ensure clients stay informed about coverage updates and compliance requirements. The agency services a diverse portfolio of commercial properties, including single-family homes, apartment complexes, retail locations, and restaurants.

KS
929 Fee Fee Rd Suite 102
The Kelsi Stulce-Hull Agency LLC American Family Insurance
Business Insurance Agent · Maryland Heights, MO

The Kelsi Stulce-Hull Agency LLC American Family Insurance provides specialized coverage for liability, property, and commercial auto risks. It offers general business insurance agent services for local retail and professional offices in Maryland Heights, MO. Policies are designed to protect company assets and manage operational exposures. During the busy winter storm season, the agency helps businesses secure coverage for property damage from snow, ice, and freezing temperatures.

EH
13900 Riverport Dr
Essence Healthcare
Business Insurance Agent · Maryland Heights, MO

Serving Maryland Heights and surrounding communities in the St. Louis area, Essence Healthcare provides business insurance guidance to local enterprises. It handles general liability coverage, property protection, workers’ compensation, and commercial auto policies for a range of small and mid-sized businesses. The company helps clients by first reviewing their individual operational risks and then selecting appropriate plans from multiple carriers to build a tailored package.

GG
6 Fee Fee Rd
The Graf Group Insurance
Business Insurance Agent · Maryland Heights, MO

The Graf Group Insurance provides business insurance and related risk management services to companies throughout the Maryland Heights, MO area. Specializing in commercial coverage, the agency helps local enterprises secure policies that protect their assets and operations. It works to analyze each client’s unique exposures to recommend appropriate liability and property protection. Typical commercial sectors served include small and midsize offices, warehouses, food service establishments, and other Main Street businesses seeking tailored policies.

RA
929 Fee Fee Rd # 200
Risucci Agency
Business Insurance Agent · Maryland Heights, MO

As businesses in Maryland Heights prepare for seasonal shifts in traffic or liability exposure, the Risucci Agency provides tailored business insurance coverage to match those evolving risks. This agency works to identify vulnerabilities unique to each enterprise, from retail shops to service providers. Operating as a business insurance agent, the company structures policies that address property, general liability, and related protections. An initial assessment begins with a straightforward inspection of the current premises and operations to determine coverage gaps.

LI
11652 Dorsett Rd
LeBlanc Insurance
Business Insurance Agent · Maryland Heights, MO

LeBlanc Insurance assists residents in Maryland Heights, MO, with protecting their homes and personal property. The agency also provides commercial coverage solutions tailored for local business owners, helping them manage liability and asset risks. Their service area encompasses the broader St. Louis region, including surrounding suburban communities. Clients can consult with an agent to adjust their portfolio or file a claim, and the office typically follows up between regular policy review visits to confirm all coverage remains appropriate.

SI
11652 Dorsett Rd Ste A
Shelter Insurance - Chris Hansel
Business Insurance Agent · Maryland Heights, MO

Shelter Insurance - Chris Hansel is known as a business insurance agent serving Maryland Heights, MO, and the surrounding area. Its service range includes providing tailored commercial policies to protect local enterprises from common operational risks. General liability and property coverage are offered to help small businesses manage everyday exposures. The agency assists with workers’ compensation protection for employees and commercial auto insurance for company vehicles. A specialty service it can add on is business interruption coverage, which helps maintain income during unexpected closures resulting from a covered loss.

MC
4 Sally Dr
My Choice Insurance
Business Insurance Agent · Maryland Heights, MO
(314) 828-3370

What Does a a Business Insurance Agent in Maryland Heights Cost?

The cost of business insurance in Missouri varies by industry, revenue, and number of employees. A small retail shop might pay between $500 and $1,500 per year for general liability coverage. A construction company could pay $3,000 to $10,000 annually for a package policy. Workers compensation rates are set by the state and depend on your payroll and classification code. This is general information, not insurance advice.

About business insurance agents in Maryland Heights

Business insurance agents in Maryland Heights, Missouri help local companies find coverage for property damage, liability claims, and employee injuries. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can guide you through these requirements and help you choose a policy that fits your business needs.

Frequently Asked Questions

What types of business insurance do I need in Maryland Heights Missouri?

Common coverages include general liability, commercial property, and workers compensation. Missouri law requires workers comp for businesses with five or more employees. Your agent can help you assess risks specific to your industry.

How do I find a licensed business insurance agent in Maryland Heights?

You can search the Missouri Department of Insurance website for licensed agents in your area. Many agents in Maryland Heights also hold professional designations such as CIC or ARM. Ask for referrals from other local business owners.

Does Missouri law require business interruption insurance?

No, Missouri does not require business interruption insurance. However, it can help replace lost income if your business must close due to a covered event. Your agent can explain how this coverage works for your specific situation.

Business Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.