ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Business Insurance Agents Near You in O'Fallon, MO

Browse business insurance agents serving O'Fallon, Missouri. Updated 2026-07-14.

The top-rated business insurance agent in O'Fallon, Missouri is Steinlage Insurance Agency, rated 5.0 stars across 998 reviews. Other highly rated options include Jordan Colbert - State Farm Insurance Agent, Insurance Brokers Group, Farmers Insurance - Jason Duree. This directory lists 19 business insurance agents serving O'Fallon.

Showing 19 business insurance agents in O'Fallon, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Steinlage Insurance Agency1021 Peruque Crossing Ct(636) 561-5060
2Jordan Colbert - State Farm Insurance Agent2147 W Terra Ln(636) 936-1111
3Insurance Brokers Group1001 Rondale Ct(314) 569-1010
4Farmers Insurance - Jason Duree300 Fort Zumwalt Square Ste 100(636) 294-7258
5Mid-America Specialty Markets1656 Bryan Rd(636) 978-3696
6Early Edge Insurance: Allstate Insurance2917 State Hwy K Ste H(636) 696-4820
7Dillehay Insurance Agency7322 Village Center Dr(636) 493-8001
8UltraCar Insurance LLC.801 S Woodlawn Ave #26(888) 551-1991
9Alternatives Insurance Agency206 W Terra Ln(636) 978-7260
10Farmers Insurance - Hannah Brown Agency1171 Bryan Rd(636) 487-0111
SI
1021 Peruque Crossing Ct
Steinlage Insurance Agency
Business Insurance Agent · O'Fallon, MO

Steinlage Insurance Agency serves businesses throughout St. Charles County from its location in O'Fallon, Missouri. The agency works to help local companies secure appropriate commercial insurance coverage tailored to their operational risks and asset protection needs. Business owners can consult with agents to review general liability policies, property insurance, and workers' compensation plans. The firm also assists with professional liability coverage and commercial auto insurance for vehicles used in company operations.

JC
2147 W Terra Ln
Jordan Colbert - State Farm Insurance Agent
Business Insurance Agent · O'Fallon, MO

Jordan Colbert - State Farm Insurance Agent in O'Fallon, MO, offers a range of business insurance services including general liability, commercial property, and workers' compensation coverage. The agency provides ongoing maintenance support through regular policy reviews to ensure coverage keeps pace with changing business needs. It also assists with claims filing and risk management guidance. The agency services a variety of properties, from single-family homes and apartments to retail stores and restaurants.

IB
1001 Rondale Ct
Insurance Brokers Group
Business Insurance Agent · O'Fallon, MO

Insurance Brokers Group serves business owners, property managers, and commercial operators throughout the O'Fallon, Missouri area. It provides business insurance coverage, including general liability, property protection, and commercial auto policies tailored to local enterprises. The agency works with clients to assess risks common to companies in this growing region along the I-64 corridor. Its professional team helps secure appropriate policies for retail, service, and industrial accounts. Insurance Brokers Group also extends its services to businesses in nearby St. Charles County and parts of the greater St. Louis metro.

FI
300 Fort Zumwalt Square Ste 100
Farmers Insurance - Jason Duree
Business Insurance Agent · O'Fallon, MO

Farmers Insurance - Jason Duree serves O'Fallon, MO, and surrounding communities, handling business insurance coverage for local enterprises. It manages policies that protect against property damage, liability claims, and income interruptions. The agency responds by evaluating each client's specific operations and risk exposures to tailor coverage. For a typical job, it reviews the business's daily activities and assets, then recommends an appropriate policy structure that balances protection with practical budget limits.

MA
1656 Bryan Rd
Mid-America Specialty Markets
Business Insurance Agent · O'Fallon, MO

Mid-America Specialty Markets in O’Fallon, MO, helps clients distinguish between one-time liability placements and scheduled recurring policies tailored to annual cycles of business exposure. The company structures its coverage around general, professional, and commercial lines to meet varying risk profiles for local enterprises. Rather than offering ongoing monthly management without engagement, services typically run on either a one-time basis for single projects or as scheduled renewals aligned with a client’s fiscal calendar.

EE
2917 State Hwy K Ste H
Early Edge Insurance: Allstate Insurance
Business Insurance Agent · O'Fallon, MO

Early Edge Insurance: Allstate Insurance in O’Fallon, MO specializes in business insurance agent services, including general liability and commercial property policies. It also provides routine business owner’s policy options and workers’ compensation arrangements for local enterprises. The company helps area proprietors assess risks like vandalism or equipment breakdowns during seasonal events. Many downtown businesses rely on it for coverage adjustments after summer storms or winter ice damage.

DI
7322 Village Center Dr
Dillehay Insurance Agency
Business Insurance Agent · O'Fallon, MO

As businesses in O'Fallon, MO, prepare for seasonal shifts in inventory and liability exposure, Dillehay Insurance Agency provides guidance on adjusting commercial coverage to match evolving risks. By assessing each client's operations, from local retail storefronts to regional service contractors, the agency identifies specific policy gaps in general liability, property protection, and workers’ compensation. Their approach involves reviewing current policy limits and deductible options to ensure compliance with local industry standards. An initial on-site or virtual inspection of the business premises and operations precedes the final coverage proposal.

UI
801 S Woodlawn Ave #26
UltraCar Insurance LLC.
Business Insurance Agent · O'Fallon, MO

UltraCar Insurance LLC of O'Fallon, Missouri, helps local business owners obtain the commercial insurance policies they need. As a business insurance agent, the company works to match client operations with appropriate liability and property coverage options. Additional specialty products can include commercial auto, workers' compensation, and inland marine insurance to protect equipment and tools. The agency is able to serve a wide variety of commercial sectors, including offices, warehouses, and food service establishments.

AI
206 W Terra Ln
Alternatives Insurance Agency
Business Insurance Agent · O'Fallon, MO

Alternatives Insurance Agency in O'Fallon, MO assists residential clients with personal insurance coverage to protect homes and belongings. For local businesses, the agency provides commercial insurance policies tailored to various operational risks, serving the O'Fallon area and nearby communities. Agents work closely with clients to explain policy options and coverage limits, ensuring appropriate protection for each situation. This focused attention encourages clients to return for policy adjustments or updates between regular annual visits.

FI
1171 Bryan Rd
Farmers Insurance - Hannah Brown Agency
Business Insurance Agent · O'Fallon, MO

Farmers Insurance - Hannah Brown Agency is known for providing business insurance solutions to companies in and around O’Fallon, MO. The agency helps local business owners protect their assets with a range of standard commercial coverage options, including general liability and property insurance. It also addresses the specific risk management needs of small and mid-sized enterprises in the region. Additionally, the agency offers specialized commercial auto insurance to cover vehicles used for business operations.

SI
225 S Main St Suite 200
Senn Insurance Agency
Business Insurance Agent · O'Fallon, MO
(636) 978-7798
sennagency.com
NP
2390 State Hwy K
Nicole Phelps Agency LLC American Family Insurance
Business Insurance Agent · O'Fallon, MO
(636) 978-6514
amfam.com/agents/missouri/ofallon/nicole-phelps
JH
1068 Bryan Rd
Jeff Hug Insurance Broker
Business Insurance Agent · O'Fallon, MO
(636) 978-1595
jeffhuginsurance.com
GG
995 Cool Springs Industrial Dr
Global Green Insurance
Business Insurance Agent · O'Fallon, MO
(636) 379-8740
IG
1049A E Terra Ln
Insurance Group of St Charles County LLC Ben Fischer Broker
Business Insurance Agent · O'Fallon, MO
(636) 294-6633
insurancegroupmo.com
BF
427 W Terra Ln
Brian Fricker Insurance
Business Insurance Agent · O'Fallon, MO
(877) 812-3505
frickerinsurance.com
RI
1022 Peruque Crossing Ct Ste A
Rivercity Insurance & Financial Services
Business Insurance Agent · O'Fallon, MO
(636) 379-5045
myrivercity.us.com
AF
7322 Village Center Dr
All Family Insurance, LLC
Business Insurance Agent · O'Fallon, MO
afibrokers.com
MA
2017 State Hwy K
Mid America Insurance Services, LLC
Business Insurance Agent · O'Fallon, MO
(636) 278-0291
midamins.net

What Does a a Business Insurance Agent in O'Fallon Cost?

Typical costs for a small business insurance policy in Missouri range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often costing 0.50 to 3.00 dollars per 100 dollars of payroll. A business owners policy bundling property and liability may cost 800 to 2,500 dollars annually. These are general estimates and actual costs depend on your specific risks coverage limits and claims history. This information is general and not insurance advice.

About business insurance agents in O'Fallon

Business insurance agents in O'Fallon Missouri help local companies find coverage for general liability property damage and workers compensation. Missouri law requires most employers to carry workers compensation insurance if they have five or more employees. An agent can explain how state regulations affect your policy needs and help you compare options from multiple carriers.

Frequently Asked Questions

What types of business insurance are required in Missouri?

Missouri requires workers compensation insurance for most businesses with five or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often demanded by landlords or contracts.

How do I choose a business insurance agent in O'Fallon?

Look for an agent who works with multiple insurance companies and has experience with your industry. Ask about their knowledge of Missouri specific laws such as the statute of limitations for liability claims. Check their license status on the Missouri Department of Insurance website.

Can a business insurance agent help me save money on premiums?

Yes an agent can compare quotes from different insurers to find competitive rates. They may also suggest risk management steps like safety training or bundling policies. Missouri does not regulate premium rates for most commercial lines so shopping around is important.

Business Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.