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Find Business Insurance Agents Near You in St Joseph, MO

Browse business insurance agents serving St Joseph, Missouri. Updated 2026-07-14.

The top-rated business insurance agent in St Joseph, Missouri is Patrick Lile American Family Insurance, rated 4.9 stars across 125 reviews. Other highly rated options include Clear View Insurance Specialists, Will Woods - State Farm Insurance Agent, AIS. This directory lists 20 business insurance agents serving St Joseph.

Showing 20 business insurance agents in St Joseph, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Patrick Lile American Family Insurance2721 Pembroke Ln(816) 279-7770
2Clear View Insurance Specialists3849 Frederick Ave(816) 232-7400
3Will Woods - State Farm Insurance Agent2828 N Belt Hwy(816) 364-5959
4AIS2903 S Belt Hwy(816) 676-2886
5Makison Insurance & Retirement2411 N Woodbine Rd(816) 209-6765
6Shelter Insurance - Dana Oerman6412 King Hill Ave(816) 238-1450
7Farmers Insurance - Richard Bolton303 Illinois Ave(816) 238-4444
8Buchanan County Mutual Insurance Company1004 S Belt Hwy(816) 232-0933
9A & T Turner Insurance2606 St Joseph Ave(816) 408-3914
10John Joe Insurance Agency, Inc.2320 N Belt Hwy(816) 273-0123
PL
2721 Pembroke Ln
Patrick Lile American Family Insurance
Business Insurance Agent · St Joseph, MO

Patrick Lile American Family Insurance provides a range of business insurance products tailored to commercial operations throughout St. Joseph, MO. It offers coverage for liability, property, and workers’ compensation, along with loss control resources to help businesses manage risk. Service and maintenance plans include policy reviews and periodic adjustments to ensure coverage remains aligned with operational changes. The agency services a variety of property types, including single-family homes, apartments, retail locations, and restaurants.

CV
3849 Frederick Ave
Clear View Insurance Specialists
Business Insurance Agent · St Joseph, MO

Serving St. Joseph, Missouri, and the surrounding communities, Clear View Insurance Specialists handles the business insurance needs of local enterprises. The company works with small and medium-sized businesses to address their unique coverage requirements. For a typical job, the team begins by conducting a thorough review of the client’s operations and existing policies, then identifies specific risks in the local market to recommend suitable liability or property protection options.

WW
2828 N Belt Hwy
Will Woods - State Farm Insurance Agent
Business Insurance Agent · St Joseph, MO

Will Woods - State Farm Insurance Agent serves homeowners, business owners, and property managers in St Joseph, Missouri. The agency offers commercial policies like general liability and property coverage. Business insurance helps local enterprises protect their assets and manage everyday risks. The firm also advises clients on bundling policies for more comprehensive protection. In addition to serving St Joseph, the agent covers outlying areas including Savannah and the surrounding Buchanan County communities.

AI
2903 S Belt Hwy
AIS
Business Insurance Agent · St Joseph, MO

AIS serves the St. Joseph, Missouri, area and its surrounding county by advising local businesses on their commercial insurance needs. The agency helps clients with risk management and secures liability coverage essential for daily operations. Understanding the local business landscape allows the company to tailor policies for various industry sectors. Small shops and larger enterprises alike look for stable protection against common property and casualty exposures. This agency specifically handles general liability insurance and workers’ compensation plans for area employers.

MI
2411 N Woodbine Rd
Makison Insurance & Retirement
Business Insurance Agent · St Joseph, MO

For businesses, Makison Insurance & Retirement distinguishes between one-time policy purchases and ongoing service agreements tailored to evolving coverage demands. Located in St Joseph, MO, this agency focuses exclusively on business insurance solutions, addressing general liability, property, or workers’ compensation for local enterprises. Coverage options are assessed to meet both seasonal operational shifts and permanent growth needs. Service is provided strictly on an as-needed basis, allowing clients to request adjustments or consultations whenever circumstances require.

SI
6412 King Hill Ave
Shelter Insurance - Dana Oerman
Business Insurance Agent · St Joseph, MO

Shelter Insurance - Dana Oerman offers tailored business liability and property insurance coverage specific to St. Joseph’s local economy. It assists companies with protecting assets through policies like general liability and workers’ compensation. The agency works closely with each client to review evolving business needs and adjust coverage accordingly. During the winter months, it helps commercial clients address the financial risks of ice damage, snow removal lawsuits, or heating equipment failures that can interrupt normal operations.

FI
303 Illinois Ave
Farmers Insurance - Richard Bolton
Business Insurance Agent · St Joseph, MO

As spring storms return to St. Joseph, local businesses often need updated coverage for wind or hail damage. Farmers Insurance - Richard Bolton provides commercial insurance policies that protect storefronts and office properties in the area. A business insurance agent assesses each company’s specific liability, property, and inventory risks. Policies are written to cover common local exposures such as customer injuries or equipment breakdowns. The process begins by scheduling a free, no-obligation inspection of the business premises to review current protections and identify any coverage gaps.

BC
1004 S Belt Hwy
Buchanan County Mutual Insurance Company
Business Insurance Agent · St Joseph, MO

Buchanan County Mutual Insurance Company provides residential insurance solutions for homeowners and renters in St. Joseph, Missouri. Beyond residential service, the agency offers commercial coverage tailored for local business insurance needs, helping manage property and liability risks. Their service area spans the broader St. Joseph region and surrounding communities. Clients can expect thorough policy reviews during each visit, with follow-up assistance provided between regular appointments to adjust coverage as circumstances change.

TT
2606 St Joseph Ave
A & T Turner Insurance
Business Insurance Agent · St Joseph, MO

A & T Turner Insurance is known for providing comprehensive business insurance coverage in St Joseph, MO. It serves local enterprises with policies that address general liability, commercial property, and workers’ compensation needs. The agency also assists with evaluating risk factors specific to regional industries. Options for professional liability coverage and commercial auto insurance are available to further protect operations. Business interruption insurance can additionally be added on to safeguard income during unexpected closures.

JJ
2320 N Belt Hwy
John Joe Insurance Agency, Inc.
Business Insurance Agent · St Joseph, MO
SC
805 S Belt Hwy
Sunshine Cover Insurance Co
Business Insurance Agent · St Joseph, MO
(816) 281-5993
buchanancountyinsurance.com
WI
3603 Woodlawn Terrace
Wagers Insurance Agency
Business Insurance Agent · St Joseph, MO
(816) 676-1000
thewagersagency.com
MI
3715 Beck Rd Ste A100
McKay Insurance Services, LLC
Business Insurance Agent · St Joseph, MO
(816) 259-5143
debmckayinsurance.com
BI
3715 Beck Rd b201
Benchmark Insurance Agency
Business Insurance Agent · St Joseph, MO
(816) 279-3400
gobenchmarkinsurance.com
CI
4305 Frederick Ave # 200
Colman Insurance Services
Business Insurance Agent · St Joseph, MO
(816) 236-1725
colman-ins.com
CI
401 N 13th St
Consolidated Insurance Agents, LLC.
Business Insurance Agent · St Joseph, MO
(816) 279-0894
consolidated-insurance.com
TT
1802 Union St
Tilton Thomas & Morgan Inc.
Business Insurance Agent · St Joseph, MO
(816) 233-0266
ttminsurance.com
SJ
3715 Beck Rd b201
Saint Joseph Insurance
Business Insurance Agent · St Joseph, MO
(816) 364-4381
sjiagency.com
FI
1602 S Riverside Rd Suite B
Farmers Insurance - Brett Holden Agency
Business Insurance Agent · St Joseph, MO
(816) 259-5555
agents.farmers.com/mo/saint-joseph/brett-holden
AG
4221 Mitchell Ave Suite 2C-3
The Accel Group - St. Joseph
Business Insurance Agent · St Joseph, MO
(816) 509-0848
acceladvantage.com

What Does a a Business Insurance Agent in St Joseph Cost?

Typical costs for a small business insurance policy in Missouri range from 400 to 1500 dollars per year for general liability. Workers compensation premiums vary by payroll and industry classification often starting at 0.50 to 2.00 dollars per 100 dollars of payroll. Actual costs depend on your business location revenue claims history and coverage limits. This is general information not insurance advice.

About business insurance agents in St Joseph

Business insurance agents in St Joseph Missouri help local companies secure coverage for liability property and workers compensation. Missouri law requires most employers with five or more employees to carry workers compensation insurance. An agent can guide you through these requirements and find policies suited to your industry and business size.

Frequently Asked Questions

What types of business insurance do St Joseph agents offer?

Agents in St Joseph offer general liability commercial property workers compensation and professional liability insurance. They can also provide specialized coverage for agriculture manufacturing and retail businesses common in the region.

Is business insurance required by law in Missouri?

Missouri requires workers compensation insurance for most businesses with five or more employees. General liability is not mandated by state law but is often required by landlords clients or lenders.

How do I choose a business insurance agent in St Joseph?

Look for an agent licensed in Missouri with experience in your industry. Ask about their access to multiple carriers so they can compare quotes and coverage options for you.

Business Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.