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Find Business Insurance Agents Near You in St. Louis, MO

Browse business insurance agents serving St. Louis, Missouri. Updated 2026-07-14.

The top-rated business insurance agent in St. Louis, Missouri is MBhealth Insurance Agency, rated 4.9 stars across 577 reviews. Other highly rated options include POWERS Insurance and Risk Management, Kevin Wingenbach - State Farm Insurance Agent, Freeway Insurance. This directory lists 61 business insurance agents serving St. Louis.

Showing 61 business insurance agents in St. Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MBhealth Insurance Agency9700 MacKenzie Rd STE 101(314) 544-5400
2POWERS Insurance and Risk Management6825 Clayton Ave #200(314) 725-1414
3Kevin Wingenbach - State Farm Insurance Agent4530 Lemay Ferry Rd Suite L(314) 487-2100
4Freeway Insurance4721 S Kingshighway Blvd(314) 343-5029
5Matt Stark: Allstate Insurance8229 Clayton Rd Ste 200b(314) 862-5990
6R T Thomas Insurance, LLC8131 Delmar Blvd(314) 725-5535
7Kreismann Bayer Insurance Agency652 N New Ballas Rd(314) 567-3344
8Farmers Insurance - Jeremy Heisserer4185 Crescent Dr Suite C(314) 849-9898
9Goetz Insurance Agency4586 Telegraph Rd(314) 720-1702
10Valley Insurance Agency Alliance LLC (VIAA)6825 Clayton Ave #200(314) 333-4910
MI
9700 MacKenzie Rd STE 101
MBhealth Insurance Agency
Business Insurance Agent · St. Louis, MO

MBhealth Insurance Agency serves the St. Louis metro area and surrounding Missouri counties, offering business insurance agent services for local enterprises. The firm helps companies manage commercial risk by guiding them through the complexities of liability coverage, property protection, and workers’ compensation policies. Business owners can also secure tailored plans to protect their physical assets and maintain operational continuity after unexpected events. Its work in this area includes designing customized general liability packages and advising on commercial auto insurance for fleets.

PI
6825 Clayton Ave #200
POWERS Insurance and Risk Management
Business Insurance Agent · St. Louis, MO

POWERS Insurance and Risk Management in St. Louis, MO provides a range of services including general liability, property, and workers compensation coverage for local businesses. The agency works with clients to assess their specific operational exposures and select appropriate policy limits. Regular policy reviews and risk management consultations are offered to help maintain adequate protection as business needs change. The company serves a variety of property types such as single-family homes, apartment complexes, retail stores, and restaurants across the metropolitan area.

KW
4530 Lemay Ferry Rd Suite L
Kevin Wingenbach - State Farm Insurance Agent
Business Insurance Agent · St. Louis, MO

Kevin Wingenbach - State Farm Insurance Agent in St. Louis, MO serves homeowners, businesses, and property managers seeking local commercial coverage. The agency offers business insurance policies designed to protect company assets, liability risks, and commercial property. Clients meet with an agent to discuss tailored plans that address their unique operational needs in the St. Louis area. The office also provides coverage for businesses operating in the greater metropolitan region, including neighboring communities such as Clayton.

FI
4721 S Kingshighway Blvd
Freeway Insurance
Business Insurance Agent · St. Louis, MO

As a business insurance agent in St. Louis, Freeway Insurance specializes in providing tailored commercial liability policies to protect against common claims. It also offers general property insurance for local storefronts and warehouses to safeguard physical assets. Additionally, the company assists with workers’ compensation coverage to manage on-site risks for employees. During the winter season in Missouri, Freeway Insurance helps businesses prepare for potential property damage from ice storms and freezing temperatures by reviewing policy endorsements for frost and snow-related losses.

MS
8229 Clayton Rd Ste 200b
Matt Stark: Allstate Insurance
Business Insurance Agent · St. Louis, MO

Matt Stark of Allstate Insurance in St. Louis advises business owners on managing their liability and property exposures. The agency assists local enterprises with tailoring coverage plans that address industry-specific operational risks common in the metro area. These general protections are paired with specialty add-ons, including commercial auto policies, workers compensation, and general liability extensions. The agency serves commercial sectors such as offices, warehouses, and food service establishments, helping them secure appropriate insurance packages.

RT
8131 Delmar Blvd
R T Thomas Insurance, LLC
Business Insurance Agent · St. Louis, MO

In the St. Louis area, local businesses face shifting seasonal risks from spring storms to winter liability. R T Thomas Insurance, LLC provides commercial coverage tailored to these evolving needs. As a Business Insurance Agent, the company works directly with small and mid-sized firms to secure general liability, property, and workers’ compensation policies. They evaluate each client’s specific exposures to identify appropriate protection. The process begins with a thorough on-site inspection or a detailed virtual assessment of the business premises and operations.

KB
652 N New Ballas Rd
Kreismann Bayer Insurance Agency
Business Insurance Agent · St. Louis, MO

Kreismann Bayer Insurance Agency is a St. Louis, Missouri firm known for helping local businesses secure essential liability and property coverage. Their service range includes general liability policies, commercial auto insurance, and workers’ compensation plans tailored to small and medium-sized enterprises. Risk assessment and policy comparison are standard parts of their consultation process. They work with various industries to build commercially appropriate protection packages. A specialty service this agency can add on is professional liability insurance for service-based and consulting firms in the greater St. Louis area.

FI
4185 Crescent Dr Suite C
Farmers Insurance - Jeremy Heisserer
Business Insurance Agent · St. Louis, MO

Farmers Insurance - Jeremy Heisserer works with businesses in St. Louis, Missouri, to structure general liability and property coverage tailored to their specific operational risks. The agency also offers specialty add-ons such as inland marine and professional liability protection. Policy recommendations are based on each company’s exposure to weather, equipment loss, or client claims. This commercial insurer serves offices requiring business interruption coverage, warehouses needing inventory protection, and food service operations seeking spoilage and premises liability policies.

GI
4586 Telegraph Rd
Goetz Insurance Agency
Business Insurance Agent · St. Louis, MO

Goetz Insurance Agency serves St. Louis, Missouri, by matching local residences with appropriate property and liability coverage. Its agents also provide business insurance policies designed to protect commercial operations from common regional risks, such as weather-related damage and liability claims. The agency extends these personal and commercial services throughout the greater St. Louis area, ensuring coverage alignment with local needs. After initial policies are placed, the agency follows up between regular annual visits to adjust coverage as client circumstances or market conditions change.

VI
6825 Clayton Ave #200
Valley Insurance Agency Alliance LLC (VIAA)
Business Insurance Agent · St. Louis, MO
MT
5640B Telegraph Rd
Mark Tipton - State Farm Insurance Agent
Business Insurance Agent · St. Louis, MO
(314) 894-1200
marktiptonsouth.com
NI
401 Pine St #7
Norrell Insurance Agency
Business Insurance Agent · St. Louis, MO
(636) 575-9526
norrellagency.com
LM
3470 Hampton Ave s106
Lp Miceli Inc
Business Insurance Agent · St. Louis, MO
(314) 832-6667
lpmiceliinc.com
SI
7127 S Lindbergh Blvd
Southtown Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 894-4220
facebook.com/Southtown-Insurance-Agency-106043174125152
CM
5583 Telegraph Rd
Charles Meyer Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 894-1313
myarnoldteam.com
DF
5647 Telegraph Rd Suite 4
Daniel Fowler Agency Inc American Family Insurance
Business Insurance Agent · St. Louis, MO
(314) 846-1700
amfam.com/agents/missouri/saint-louis/daniel-fowler
MI
7532 W Florissant Ave
Missouri Insurance Exchange
Business Insurance Agent · St. Louis, MO
(314) 481-1100
moinsurance.org
CH
9545 Yuma Dr
Clayton Hanley Insurance Service Inc.
Business Insurance Agent · St. Louis, MO
(314) 487-2921
claytonhanley.com
IH
3636 S Geyer Rd #100
InvoBH - Health Insurance | Medicare Broker
Business Insurance Agent · St. Louis, MO
(314) 685-4428
invobh.com/#products
EM
2225 Kratky Rd
Elveeta Macon - State Farm Insurance Agent
Business Insurance Agent · St. Louis, MO
(314) 429-5433
elveetaworksmoney.com
CB
9700 MacKenzie Rd STE 120
Crawford-Butz & Associates Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 752-2500
crawfordbutz.com
TG
11400 Concord Village Ave #D
Tom Gerber - Premier Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 729-0091
premierinsagency.com
GI
10097 Manchester Rd
Graves Insurance Group
Business Insurance Agent · St. Louis, MO
(314) 394-2121
gravesig.com
MF
2200 W Port Plaza Dr # 206
Milana Furman Insurance Agency LLC
Business Insurance Agent · St. Louis, MO
(314) 821-1920
mfurmaninsurance.com
PI
762 Lemay Ferry Rd
Parker Insurance Group Inc
Business Insurance Agent · St. Louis, MO
(314) 638-5020
parkerinsurancegroup.com
UI
3407 S Jefferson Ave #181
UFirst Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 390-5551
ufirstinsuranceagency.com
ME
9700 MacKenzie Rd
Mike Ehrlich - Crawford Butz Insurance
Business Insurance Agent · St. Louis, MO
(314) 881-1952
crawfordbutz.com/profile/michael_ehrlich
AI
4111 Union Rd Null
Alternatives Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 845-0363
alternativesins.com
OI
4167 Crescent Dr suite 201A
Optimal Insurance Group
Business Insurance Agent · St. Louis, MO
(314) 390-1179
oigstl.com
AN
4438 Chippewa St
AABCO National Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 481-1000
aabcoinsurance.net
JI
10089 W Florissant Ave
Just Insurance
Business Insurance Agent · St. Louis, MO
(314) 381-0800
justinsurancerate.com
NF
4657 Hampton Ave
Naeger Family Insurance Agencies
Business Insurance Agent · St. Louis, MO
(314) 802-8841
naegerfamilyinsurance.com
AI
3636 S Geyer Rd #100
Arnold Insurance Company
Business Insurance Agent · St. Louis, MO
(314) 637-9997
arnoldic.com
BP
2200 W Port Plaza Dr #312
BIMA powered by US Wide Insurance
Business Insurance Agent · St. Louis, MO
(314) 222-2787
bimame.com
SI
1001 Highlands Plaza Dr Suite 500A
Signorelli Insurance
Business Insurance Agent · St. Louis, MO
(314) 444-5030
signorelli-insurance.com
NB
11400 Concord Village Ave
Nathan Brekel - Premier Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 877-9310
nathanbrekel.com
SI
1409 Washington Ave Suite 309
Smart Insurance and Financial Services
Business Insurance Agent · St. Louis, MO
(314) 915-2727
smartifs.com
SL
4249 S Kingshighway Blvd
St. Louis Insurers Inc
Business Insurance Agent · St. Louis, MO
(314) 916-6158
24autoinsurance.website/missouri/167-st-louis-insurers-inc
SA
2027 S 11th St
The Star Agency (Insurance)
Business Insurance Agent · St. Louis, MO
(314) 884-8988
thestaragency.com
KS
5430 Lemay Ferry Rd #4
Kevin Scott American Family Insurance
Business Insurance Agent · St. Louis, MO
(314) 487-9097
amfam.com/agents/missouri/saint-louis/kevin-scott
IA
3801 S Kingshighway Blvd
Insurance Advisors of St. Louis
Business Insurance Agent · St. Louis, MO
(314) 842-0960
iastl.com
SI
3117 Hampton Ave Ste 101
SOHA Insurance Brokers Agents
Business Insurance Agent · St. Louis, MO
(314) 944-6344
sites.google.com/view/sohainsuranceagency/home
FI
5604 Delmar Blvd
Farmers Insurance - Armondo Fuqua
Business Insurance Agent · St. Louis, MO
(314) 361-4800
agents.farmers.com/mo/saint-louis/armondo-fuqua
IS
4111 Telegraph Rd Apt 200
Insurance Source Inc
Business Insurance Agent · St. Louis, MO
(314) 416-2600
theinsurancesource.com
II
2262 Union Rd
Inszone Insurance Services
Business Insurance Agent · St. Louis, MO
(314) 353-4400
inszoneinsurance.com
AI
RUDER BUILDING, 11710 Administration Dr # 15
Alternatives Insurance
Business Insurance Agent · St. Louis, MO
(314) 872-1800
alternativesins.com
RL
12115 Lackland Rd
Reliable Life Insurance Company
Business Insurance Agent · St. Louis, MO
(800) 777-8467
kemperhsc.com/reliable.htm
AI
1998 Innerbelt Business Center Dr
American Insurance Counselors, Inc.
Business Insurance Agent · St. Louis, MO
(314) 890-9200
aicinsurance.com
CS
6978 Chippewa St # 1
Central States Insurance Brokers LLC
Business Insurance Agent · St. Louis, MO
(314) 833-3399
csibinsurance.com
CI
50 Crestwood Executive Center Suite 200
Crestwood Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 822-3000
crestwoodinsurance.com
LI
1 N Brentwood Blvd # 700
Lakenan Insurance
Business Insurance Agent · St. Louis, MO
(314) 721-1500
lakenan.com
VA
12125 Woodcrest Executive Dr Suite 208
Vincent Auto Insurance Expert
Business Insurance Agent · St. Louis, MO
(406) 313-0997
MI
9618 Lackland Rd #100
Midwest Insurance
Business Insurance Agent · St. Louis, MO
(314) 569-1010
midwestinsurance.com
IC
9445A Pancho Dr
Insurance Center
Business Insurance Agent · St. Louis, MO
(314) 965-8281
UI
12115 Lackland Rd
United Insurance Company of America
Business Insurance Agent · St. Louis, MO
(314) 819-4300
kemper.com
RI
117 N Kirkwood Rd #211
Rea Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 965-0501
reainsuranceagency.com
IB
9616 Lackland Rd
Insurance Brokers Group
Business Insurance Agent · St. Louis, MO
(314) 569-1010
insurancebrokersgroup.com
AT
8510 Olive Blvd
All Type Insurance Services
Business Insurance Agent · St. Louis, MO
(314) 432-8288
AR
9424 St Charles Rock Rd
Accu Rate Insurance
Business Insurance Agent · St. Louis, MO
(314) 429-4430
FS
500 N Broadway Suite 1855
First State Insurance Agency
Business Insurance Agent · St. Louis, MO
(314) 530-5170
fsiaonline.com/about/our-locations/st-louis-mo
IC
111 W Port Plaza Dr Suite 600
Insurance Consultants Inc
Business Insurance Agent · St. Louis, MO
(314) 275-8484
myici.com

What Does a a Business Insurance Agent in St. Louis Cost?

Typical costs for a small business insurance policy in Missouri range from 500 to 3,000 dollars per year for a basic BOP. Workers compensation premiums vary by payroll and industry classification, often starting at 1,000 dollars annually. Professional liability coverage can cost 500 to 2,500 dollars per year depending on risk level. These are general estimates. Actual costs depend on your business type location claims history and coverage limits. This is general information and not insurance advice.

About business insurance agents in St. Louis

Business insurance agents in St. Louis Missouri help local companies find coverage for general liability commercial property and workers compensation. Missouri law requires most employers with five or more workers to carry workers compensation insurance. An agent can explain policy options and help you meet state requirements while protecting your assets.

Frequently Asked Questions

What types of business insurance are required in Missouri?

Missouri requires workers compensation insurance for most employers with five or more employees. Commercial auto insurance is required for any business-owned vehicles. General liability and property insurance are not state-mandated but are often required by landlords or contracts.

How do I choose a business insurance agent in St. Louis?

Look for an agent who is licensed in Missouri and has experience with your industry. Ask about the insurance carriers they represent and whether they offer both standard and surplus lines coverage. A local agent understands St. Louis risks like severe weather and urban liability concerns.

Can a business insurance agent help with a Missouri business owners policy?

Yes. A business owners policy or BOP combines general liability and commercial property coverage into one package. Many St. Louis agents offer BOPs as a cost-effective solution for small and mid-sized businesses. The agent can tailor the policy to your specific operations.

Business Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.