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Find Business Insurance Agents Near You in Lynchburg, VA

Browse business insurance agents serving Lynchburg, Virginia. Updated 2026-07-14.

The top-rated business insurance agent in Lynchburg, Virginia is Cothran Schoonover Insurance, rated 5.0 stars across 147 reviews. Other highly rated options include Hedges Insurance Agency LLC, Insurance Consultants of Lynchburg, Nelles Insurance Solutions. This directory lists 19 business insurance agents serving Lynchburg.

Showing 19 business insurance agents in Lynchburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cothran Schoonover Insurance7212 Timberlake Rd(434) 239-2886
2Hedges Insurance Agency LLC22491 Timberlake Rd(434) 237-2021
3Insurance Consultants of Lynchburg22174 Timberlake Rd m(434) 237-5926
4Nelles Insurance Solutions101 Duncraig Dr UNIT 108(434) 832-0332
5Parr Insurance Services- Lynchburg2154-B Wards Rd(434) 528-8100
6Leech & Hicks, Inc. Insurance2504 Langhorne Rd(434) 528-5855
7Taylor Insurance Agencies1840 Graves Mill Rd(434) 385-1664
8Adams Insurance Agency Inc.7708 Timberlake Rd(434) 455-4333
9Andy Mathews Agency2782 Waterlick Rd(434) 534-9004
10Scott Insurance1301 Old Graves Mill Rd(434) 832-2100
CS
7212 Timberlake Rd
Cothran Schoonover Insurance
Business Insurance Agent · Lynchburg, VA

Cothran Schoonover Insurance serves the Lynchburg, VA metro area as a local business insurance agent. The company helps commercial clients assess risk and secure coverage for their operations. General liability policies are common, protecting against third-party bodily injury and property damage claims. Additionally, the agency assists with workers’ compensation insurance to cover employee medical costs and lost wages from workplace injuries. Cothran Schoonover Insurance also handles commercial property insurance, which helps businesses protect buildings and inventory from perils like fire and storm damage.

HI
22491 Timberlake Rd
Hedges Insurance Agency LLC
Business Insurance Agent · Lynchburg, VA

Hedges Insurance Agency LLC in Lynchburg, VA provides a full scope of business insurance coverage, including general liability, property, and commercial auto policies. The agency offers ongoing service through periodic policy reviews and claims assistance to ensure clients maintain appropriate protection as their operations evolve. Specializing in risk management for commercial clients, the company develops tailored coverage solutions designed to address industry-specific exposures. Its professional team services local single-family homes, apartment complexes, retail establishments, and restaurants throughout the Lynchburg area.

IC
22174 Timberlake Rd m
Insurance Consultants of Lynchburg
Business Insurance Agent · Lynchburg, VA

Insurance Consultants of Lynchburg serves the city of Lynchburg and the surrounding communities of the Central Virginia region. It handles a full range of commercial insurance needs for local businesses, including general liability, property, and workers compensation coverage. The agency works closely with each client to analyze specific risk exposures and then reviews appropriate policy options from multiple carriers. For a typical engagement, it conducts a detailed operations interview to assess coverage gaps before presenting tailored insurance solutions.

NI
101 Duncraig Dr UNIT 108
Nelles Insurance Solutions
Business Insurance Agent · Lynchburg, VA

Small business owners and commercial property managers in Lynchburg rely on Nelles Insurance Solutions for tailored coverage including general liability, property, and workers compensation policies. Their services help mitigate financial risks associated with daily operations and asset protection. As a business insurance agent firm, they focus on explaining policy details clearly and matching clients with appropriate plans. Nelles Insurance Solutions also provides insurance support for companies operating in the surrounding areas of Forest and Madison Heights.

PI
2154-B Wards Rd
Parr Insurance Services- Lynchburg
Business Insurance Agent · Lynchburg, VA

Clients may choose between a single policy for one-time coverage needs or a recurring arrangement for ongoing protection. For either option, this Lynchburg, VA business insurance agent structures policies around each client’s liability, property, and operational exposures. Quotations cite the specific risks that are typical for businesses in the area. After a plan is in place, ongoing adjustments occur as needs change. Service runs strictly on an as-needed basis, triggered by policy-renewal time or whenever a client requests a coverage review.

LH
2504 Langhorne Rd
Leech & Hicks, Inc. Insurance
Business Insurance Agent · Lynchburg, VA

Leech & Hicks, Inc. Insurance in Lynchburg focuses on crafting tailored coverage plans for area businesses, from general liability to commercial property protection. It then extends these services to assist local enterprises in managing broader risk portfolios and meeting industry compliance requirements. During winter months, the agency specifically helps companies review and adjust their policies to guard against potential liabilities from icy parking lots and snow-related operational disruptions.

TI
1840 Graves Mill Rd
Taylor Insurance Agencies
Business Insurance Agent · Lynchburg, VA

Taylor Insurance Agencies provides business insurance coverage for companies in Lynchburg, Virginia and the surrounding area. It specializes in helping small and mid-sized businesses manage their unique liability and property risks with tailored policies. These include general liability, commercial property, and workers’ compensation plans. Typical business insurance also covers protection against lawsuits, theft, and property damage. The agency can assist a range of commercial sectors, including offices, warehouses, and food service establishments that require specific coverage for their daily operations.

AI
7708 Timberlake Rd
Adams Insurance Agency Inc.
Business Insurance Agent · Lynchburg, VA

As Lynchburg businesses prepare for seasonal changes or renew their liability coverage each year, Adams Insurance Agency Inc. reviews each commercial policy to confirm it matches the current operational risks and regulatory requirements. The firm provides business insurance agent services for local storefronts, service providers, and independent contractors throughout central Virginia. Whether updating a general liability policy or addressing a new workers’ compensation concern, the agency works to clarify coverage gaps. They begin any new client engagement by scheduling an on-site inspection of the business premises.

AM
2782 Waterlick Rd
Andy Mathews Agency
Business Insurance Agent · Lynchburg, VA

Andy Mathews Agency serves Lynchburg, VA area residents seeking business insurance coverage for their companies. Commercial policies from the agency help protect local firms against common operational risks, liability exposures, and property losses. The agency also assists commercial clients in Lynchburg with reviewing coverage needs as their businesses grow or change. Service extends beyond the initial policy setup, with the agent providing follow-up support after regular intervals to adjust coverage as circumstances evolve, ensuring ongoing protection between routine visits.

SI
1301 Old Graves Mill Rd
Scott Insurance
Business Insurance Agent · Lynchburg, VA

Scott Insurance, located in Lynchburg, Virginia, serves as a business insurance agent providing commercial policies to local enterprises. The agency works with area companies to secure liability coverage, property protection, and workers' compensation plans that align with operational risks. Its services extend to helping clients assess their insurance needs and compare options from multiple carriers. For specialized risk mitigation, the company can add cyber liability insurance to safeguard against digital threats and data breaches.

CI
801 Main St
Campbell Insurance
Business Insurance Agent · Lynchburg, VA
(434) 847-5541
campbellins.com
MS
2525 Rivermont Ave
Mid-State Insurance Agency
Business Insurance Agent · Lynchburg, VA
(434) 528-1001
erieinsurance.com/agencies/va/lynchburg/dd2297
SI
6010 Fort Ave
Succor Insurance Lynchburg
Business Insurance Agent · Lynchburg, VA
(304) 254-6814
BI
2420 Langhorne Rd
Bost Insurance
Business Insurance Agent · Lynchburg, VA
(434) 846-3274
progressiveagent.com/agents/Virginia/Lynchburg/bost-insurance
PC
105 Tradewynd Dr
Pure Cover Insurance Agency
Business Insurance Agent · Lynchburg, VA
(434) 922-1665
agents.allstate.com/usa/va/lynchburg
TI
20190 Timberlake Rd Suite A
Timberlake Insurance Agency Inc
Business Insurance Agent · Lynchburg, VA
(434) 237-6503
lynchburginsurance.com
GI
3723 Old Forest Rd
Gardner Insurance Solutions, LLC
Business Insurance Agent · Lynchburg, VA
(434) 316-5433
jmgardnerinsurance.com
LI
101 Hexham Dr
The Lynchburg Insurance Group
Business Insurance Agent · Lynchburg, VA
(434) 582-1444
thelynchburginsurancegroup.com
FI
4849 Fort Ave
Farmers Insurance Group - The Mann Agency Lynchburg
Business Insurance Agent · Lynchburg, VA
(434) 237-4401
agents.farmers.com/va/lynchburg/william-caleb-mann

What Does a a Business Insurance Agent in Lynchburg Cost?

Typical costs for a small business insurance policy in Virginia range from 500 to 3000 dollars per year for general liability. A workers compensation policy might cost 300 to 1000 dollars per employee annually. Costs vary by industry revenue location and claims history. This is general information not insurance advice.

About business insurance agents in Lynchburg

Business insurance agents in Lynchburg Virginia help local companies find coverage for general liability commercial property and workers compensation. Virginia law requires employers with more than two employees to carry workers compensation insurance. An agent can explain how state specific regulations affect your policy needs.

Frequently Asked Questions

What types of business insurance do Lynchburg agents offer?

Agents in Lynchburg offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and business interruption coverage. Each policy can be tailored to your industry and company size.

Is business insurance required by law in Virginia?

Virginia law requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not state mandated but is often required by landlords or contracts.

How do Lynchburg agents help with Virginia specific risks?

Agents understand local risks like severe weather and the Blue Ridge Parkway traffic. They also know Virginia liability laws and can recommend coverage limits that meet state court requirements. This local knowledge helps you avoid gaps in protection.

Business Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each business insurance agent's credentials and current standing with your state Department of Insurance.