The top-rated business insurance agent in Midlothian, Virginia is Farmers Insurance - Sara Martin, rated 5.0 stars across 247 reviews. Other highly rated options include Paul Martin - State Farm Insurance Agent, Knight Magee Insurance, Jason Claybrook - State Farm Insurance Agent. This directory lists 19 business insurance agents serving Midlothian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Sara Martin | 2820 Waterford Lake Dr Ste 200 | (804) 220-9272 |
| 2 | Paul Martin - State Farm Insurance Agent | 368 Browns Hill Ct | (804) 794-3444 |
| 3 | Knight Magee Insurance | 14321 Winter Breeze Dr Suite 135 | (804) 320-0129 |
| 4 | Jason Claybrook - State Farm Insurance Agent | 14359 Sommerville Ct #102 | (804) 464-3599 |
| 5 | Sumser Insurance Professionals | 104 Walton Park Ln | (804) 423-8372 |
| 6 | Sanford Insurance | 5001 Craig Rath Blvd | (804) 716-8940 |
| 7 | Thurston and Heare Insurance | 1216 Crowder Dr | (804) 717-8283 |
| 8 | Virginia Insurance Services | 1 Park W Cir #100 | (804) 744-3345 |
| 9 | Prem Das - State Farm Insurance Agent | Historic 'IVYMONT MANOR' Circa 1850, 14111 Midlothian Tpke | (804) 378-2886 |
| 10 | Harter Insurance Agency LLC | 14312 Winter Breeze Dr | (804) 660-8889 |
Farmers Insurance - Sara Martin serves the greater Midlothian, Virginia area as a local business insurance agent. The agency provides commercial coverage tailored to the specific risks faced by small and mid-size enterprises in this region. Property and liability policies are available to protect physical assets and operational exposures. Additionally, the office handles business interruption insurance for local shops and professional offices, as well as workers’ compensation coverage for area companies with employees.
Paul Martin - State Farm Insurance Agent in Midlothian, VA, provides a full range of business insurance services, including general liability, property, and workers’ compensation coverage. Ongoing account maintenance features personalized policy reviews and claims support to help local businesses manage risk effectively. The agency services a variety of commercial properties, including single-family homes operated as home-based businesses, apartments, retail storefronts, and restaurants.
Knight Magee Insurance serves homeowners, businesses, and property managers in Midlothian, Virginia. The agency offers comprehensive business insurance solutions to help local companies protect their assets and manage operational risks. It assists clients with general liability, property coverage, and workers' compensation policies tailored to specific industry needs. The team provides guidance on coverage options to safeguard small and mid-sized enterprises against common commercial exposures. Their services extend throughout the greater Richmond metro area, including nearby communities such as Chesterfield and Bon Air.
Jason Claybrook - State Farm Insurance Agent serves Midlothian, VA, and the surrounding communities of the Richmond metropolitan area. The agency handles a full range of business insurance policies, including general liability, commercial property, and workers' compensation coverage. It also addresses coverage needs for local enterprises ranging from small retail shops to professional service firms. For each client, the typical job begins with a thorough review of the specific business operations and potential liabilities to tailor a policy that provides appropriate protection.
Sumser Insurance Professionals, based in Midlothian, VA, distinguishes between one-time liability coverage and ongoing commercial policies tailored to recurring business needs. This agency helps local companies secure general liability, property, and workers’ compensation coverage that aligns with their operational risks. Understanding that no two businesses face the same exposures, each policy is structured to address specific industry standards and local regulatory requirements. Service runs on an as-needed basis, allowing clients to request evaluations, policy adjustments, or claims support whenever their circumstances change without committing to a fixed schedule.
Sanford Insurance offers specialized business insurance solutions for commercial property and liability protection, tailoring coverage to fit local enterprises. It also provides general risk management services and policy reviews for companies throughout Midlothian, VA. Working with diverse industries, it helps clients address common exposures like property damage and lawsuits. As summer storms approach, the agency assists businesses in assessing flood and wind coverage needs to mitigate seasonal weather risks.
As Midlothian businesses prepare for shifting seasonal demands, Thurston and Heare Insurance helps determine the appropriate coverage levels to protect commercial property and liability. This agency focuses specifically on the needs of local business owners, offering guidance on general liability and commercial property policies that address regional risks. Every prospective client relationship begins with a thorough review of existing exposures and a discussion of potential gaps in coverage, followed by an on-site inspection of the business premises.
Virginia Insurance Services provides residential business insurance services in the Midlothian, Virginia area. Commercial coverage for local shops and trades is also offered by the agency. The team works with area clients to secure appropriate policies for their specific operational needs. Routine account reviews and periodic coverage updates are scheduled to ensure continued protection. Ongoing communication between regular service visits is maintained to address any changing business requirements or policy questions from policyholders.
For local business owners in Midlothian, VA, Prem Das - State Farm Insurance Agent provides general liability coverage and can add specialized policies tailored to a company’s distinct risks. The agency emphasizes protecting assets against property damage, lawsuits, and employee-related claims. Its commercial insurance portfolio helps manage the financial uncertainties that businesses face daily. This includes addressing the insurance needs of offices seeking professional liability, warehouses requiring property coverage, and food service operations needing protection from general liability and equipment breakdown.
Harter Insurance Agency LLC serves the Midlothian area as a business insurance agent, helping local companies secure coverage for general liability and property protection. The agency works with commercial clients to manage risk through standard policies tailored to various industries. It assists with workers’ compensation and commercial auto insurance to support daily operations. In addition, Harter Insurance Agency LLC offers inland marine coverage to protect equipment and inventory in transit.
What Does a a Business Insurance Agent in Midlothian Cost?
Typical costs for a small business insurance policy in Virginia range from $400 to $1,500 per year for general liability, while workers compensation can cost $0.75 to $2.50 per $100 of payroll. A business owners policy (BOP) that combines liability and property insurance often costs between $500 and $3,000 annually. These ranges are estimates only, and actual costs vary by business type, revenue, location, and coverage limits. This is general information and not insurance advice.
About business insurance agents in Midlothian
Business insurance agents in Midlothian, Virginia help local companies find coverage for general liability, property damage, and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. An agent can guide you through these requirements and help you compare policies from multiple carriers.
Frequently Asked Questions
What types of business insurance are required in Virginia?
Virginia law requires workers compensation insurance for most businesses with three or more employees. Commercial auto insurance is also required if you use vehicles for business. Other coverages like general liability are not required by law but are often demanded by landlords or clients.
How do I choose a business insurance agent in Midlothian?
Look for an agent who is licensed in Virginia and has experience with your industry. Check if they work with multiple insurance carriers so they can compare options. Ask about their knowledge of local risks, such as weather or traffic patterns in Chesterfield County.
Can a business insurance agent help me lower my premiums?
Yes, an agent can review your operations and suggest ways to reduce risk, such as safety training or bundling policies. They can also shop your coverage among different insurers to find competitive rates. However, premiums depend on your specific business size, location, and claims history.
Business Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg