The top-rated business insurance agent in Richmond, Virginia is Matthew Becker - State Farm Insurance Agent, rated 5.0 stars across 547 reviews. Other highly rated options include Insurance Doctor, Hayden Pryor III - State Farm Insurance Agent, Brian Cory - GEICO Insurance Agent. This directory lists 45 business insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matthew Becker - State Farm Insurance Agent | 1415 W Main St | (804) 275-7799 |
| 2 | Insurance Doctor | 7111 W Broad St | (804) 723-6829 |
| 3 | Hayden Pryor III - State Farm Insurance Agent | 2050 John Rolfe Pkwy | (804) 740-7400 |
| 4 | Brian Cory - GEICO Insurance Agent | 8010 Midlothian Tpke | (804) 591-4797 |
| 5 | Mike Rybinski - State Farm Insurance Agent | 2302 E Cary St | (804) 728-2740 |
| 6 | Brett J Allen Insurance Agency | 5206 Markel Rd Suite 303 | (804) 512-7875 |
| 7 | Insurance Doctor of Eastern Henrico VA | 4450 S Laburnum Ave | (804) 723-6813 |
| 8 | WBA Insurance | 901 Moorefield Park Dr #210 | (804) 272-7700 |
| 9 | Stanley's Insurance & Realty LLC | 3225 Broad Rock Blvd | (804) 735-1751 |
| 10 | Bacon Insurance Group | 3711 Westerre Pkwy suite d | (804) 967-9717 |
Matthew Becker - State Farm Insurance Agent serves the Richmond, VA metro area and surrounding counties, specializing in business insurance coverage. As a local agent, the office helps small and mid-sized companies manage risk through tailored insurance solutions. They assess each business’s unique operations to recommend appropriate policies. Among the specific services this agency handles are general liability insurance to protect against third-party claims and commercial property insurance to safeguard physical assets like buildings and equipment.
Insurance Doctor serves Richmond, Virginia, and the surrounding communities, handling a full range of business insurance coverage needs. It works with local enterprises to help protect their assets, from general liability and property insurance to specialized professional coverage. The company assesses each client’s operational risks and daily challenges before presenting tailored options. It typically begins each job with a thorough review of a business’s specific exposures and then works directly with the client to explain policy details and coordinate the final placement of coverage.
Hayden Pryor III - State Farm Insurance Agent provides residential insurance services for homeowners and renters across Richmond. The agency also offers commercial coverage tailored to local business needs, helping protect companies from common operational risks throughout the Richmond area. Each business insurance policy is reviewed to address specific liability and property exposures that may arise during daily commerce. New clients receive thorough consultations, and existing policyholders are contacted for periodic coverage updates between their regular service visits to ensure ongoing protection remains appropriate.
Brian Cory - GEICO Insurance Agent in Richmond, VA, is known for providing business insurance solutions to local companies. The agency assists with coverage options such as general liability, property insurance, and workers’ compensation to safeguard commercial operations. It serves a range of businesses, from small independent shops to larger enterprises, helping them manage risk effectively. As a specialty service, the agency can add on commercial auto insurance to protect company vehicles used for business tasks.
Mike Rybinski - State Farm Insurance Agent in Richmond, Virginia provides local business owners with comprehensive commercial insurance solutions. The agency advises clients on coverage options for property, liability, and workers compensation needs, helping to protect small and midsize enterprises from common operational risks. It also assists companies in structuring policies that align with their specific industry exposures. For additional security, the agent can bundle a tailored commercial umbrella policy to extend liability protection beyond standard policy limits.
Brett J Allen Insurance Agency in Richmond, Virginia, provides a full range of commercial insurance coverages tailored to local business operations. Its service approach includes regular policy reviews and risk management consultations to ensure coverage adapts to changing business needs. Local agents guide clients through claims processes and advise on liability protections. The agency develops customized plans for a variety of properties, including single-family homes, apartments, retail storefronts, and restaurants with diverse operational requirements.
Insurance Doctor of Eastern Henrico VA serves the Richmond, Virginia area as a dedicated business insurance agent. The company works with local enterprises to secure general liability protection and commercial property policies. Assistance includes reviewing operational risks and tailoring coverage for small and medium-sized businesses in the region. It handles risk management consultations and workers' compensation coverage for Richmond-area employers.
WBA Insurance serves businesses and property managers in the Richmond, Virginia area, offering tailored commercial insurance policies to protect against common operational risks. Its services include general liability, property coverage, workers' compensation, and commercial auto insurance. The firm helps local enterprises assess their unique exposure and secure appropriate coverage limits. WBA Insurance also extends its services to clients in the greater metro region, including the community of Midlothian in Chesterfield County.
Stanley's Insurance & Realty LLC serves Richmond, Virginia, and the surrounding communities, handling commercial insurance needs for area businesses. The agency addresses risks like property damage, general liability, and workers' compensation for local enterprises. Each client receives an evaluation of coverage requirements, with policies matched to operational exposures and budget considerations. To handle a typical job, the agent begins by reviewing the business's liabilities and assets, then compares options from multiple insurers to present a tailored quote.
Offering both one-time consultations for evaluating current coverage and scheduled recurring service for policy reviews, this agency helps Richmond businesses manage their risk. Business Insurance Agent work here involves analyzing liability and property exposures. Customizing protection requires discussing claims processes and understanding industry-specific coverages. A client can choose between contracting a single project for audit support or establishing ongoing service for annual renewals and adjustments to evolving business needs. As-needed appointments are available for urgent certificate or claim questions.
What Does a a Business Insurance Agent in Richmond Cost?
Typical costs for a small business insurance policy in Virginia range from $500 to $3,000 per year for general liability. Workers compensation premiums depend on payroll and industry risk, averaging around $1.00 to $2.50 per $100 of payroll. Commercial property insurance costs vary by building value and location. These are general estimates and your actual costs will depend on your specific business. This information is general and not insurance advice.
About business insurance agents in Richmond
Business insurance agents in Richmond, Virginia help local companies find coverage for property damage, liability claims, and employee injuries. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. An agent can explain policy options and state requirements to protect your Richmond business.
Frequently Asked Questions
What types of business insurance do Richmond agents offer?
Richmond agents offer general liability, commercial property, workers compensation, professional liability, and commercial auto insurance. They also provide business interruption and cyber liability policies.
Is workers compensation insurance required in Virginia?
Yes, Virginia Code Section 65.2-101 requires employers with three or more employees to carry workers compensation insurance. This includes part-time workers. An agent can help you meet this legal requirement.
How do I choose a business insurance agent in Richmond?
Look for an agent licensed in Virginia with experience in your industry. Ask about their access to multiple insurance carriers so they can compare quotes and find suitable coverage for your business.
Business Insurance Agents in Other Virginia Cities
Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton · Harrisonburg