The top-rated business insurance agent in Salem, Virginia is Northpoint Insurance Advisors, rated 5.0 stars across 203 reviews. Other highly rated options include Whitwell Kelly: Allstate Insurance, Allstate Insurance Agent: Bill Richards, My Insurance People. This directory lists 18 business insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northpoint Insurance Advisors | 522 E Main St | (540) 387-9148 |
| 2 | Whitwell Kelly: Allstate Insurance | 603 Apperson Dr | (540) 342-2115 |
| 3 | Allstate Insurance Agent: Bill Richards | 411 Apperson Dr | (540) 387-2527 |
| 4 | My Insurance People | 1617 E Main St | (540) 401-6789 |
| 5 | Darrell Holland - State Farm Insurance Agent | 205 W Main St | (540) 389-1220 |
| 6 | Business Solutions, Inc | 303 E Burwell St | (540) 444-4000 |
| 7 | Ryan Harris Group - a Hilb Group Company | 603 Apperson Dr | (540) 375-9078 |
| 8 | Fisher Insurance Services - Salem | Representing Rockingham Insurance | 100 E Main St | (540) 627-6357 |
| 9 | Burgess DeMarco & Flick Insurance | 730 Apperson Dr | (540) 375-3231 |
| 10 | Lesley Owens - State Farm Insurance Agent | 1451 W Main St | (540) 404-3694 |
Northpoint Insurance Advisors serves Salem, Virginia, and the surrounding Roanoke Valley area for commercial insurance needs. As a business insurance agency, it helps local companies manage coverage for property, liability, and common operational exposures. It works with a variety of industries to structure policies that protect assets and manage risk. The firm handles both general liability policies and workers’ compensation coverage for employers in this region.
Whitwell Kelly: Allstate Insurance in Salem, VA provides a full range of business insurance agent services, including liability protection and property coverage. The agency helps local companies set up customized commercial policies tailored to their operational needs. Ongoing support is offered through policy reviews and claims assistance to maintain appropriate coverage levels. It services a variety of commercial properties, including single-family homes rented as investments, apartment complexes, retail storefronts, and full-service restaurants.
Allstate Insurance Agent Bill Richards serves homeowners, businesses, and property managers in Salem, Virginia. For business clients, it provides essential insurance coverage to protect commercial assets and operations against common local risks. The agency guides owners through policy options for general liability, property, and business interruption needs. Companies receive personalized risk consultations to identify appropriate coverage levels for their specific industry. Bill Richards also serves clients in the broader Roanoke Valley area, including nearby communities such as Roanoke and Vinton.
My Insurance People serves the Salem, Virginia area and surrounding communities. The agency handles a full range of commercial insurance for local businesses, including general liability, property, and workers’ compensation policies. It works closely with business owners to understand their specific operational risks and coverage requirements. For each typical job, the agency first reviews a client’s current exposures and then shops multiple carriers to present tailored policy options that fit the business’s budget and needs.
Darrell Holland, a local business insurance agent in Salem, VA, assists clients by clearly distinguishing between one-time policies for specific projects or events and recurring coverage options that protect ongoing operations. He provides comprehensive business insurance solutions that safeguard commercial property, liability, and inventory against common operational risks. All services are organized on an as-needed basis, allowing business owners to schedule consultations and policy adjustments according to their unique and evolving needs.
Business Solutions, Inc in Salem, VA specializes in tailoring commercial policies for small to mid-sized firms, including general liability and property coverage. It also provides routine risk assessments and annual policy reviews to ensure adequate protection. The agency assists with complex workers' compensation claims and liability disputes. As Salem businesses prepare for seasonal shifts in winter weather or summer tourism peaks, it helps adjust coverage for fluctuating inventory levels or temporary staffing needs.
Ryan Harris Group, a Hilb Group company in Salem, VA, works with local businesses to secure insurance coverage for general liability, property, and workers’ compensation needs. The agency can also build these policies around specialty add-ons such as cyber liability, commercial auto, and errors and omissions protection. Its client base may include professional offices, warehouses, and food service establishments looking for tailored risk management solutions.
Spring brings a flurry of new equipment purchases and seasonal hires for Salem businesses, and Burgess DeMarco & Flick Insurance provides tailored coverage to protect those assets and workers. As a local business insurance agent, the company offers practical liability, property, and other policies to help companies manage risks common in the Roanoke Valley. They focus on understanding each client’s operations before recommending solutions. An initial on-site visit is typically scheduled to inspect the property and discuss specific exposures.
What Does a a Business Insurance Agent in Salem Cost?
Typical costs for a small business insurance policy in Virginia range from 500 to 3,000 dollars per year for general liability. Workers compensation premiums depend on payroll and industry class codes, often starting at 1,000 dollars annually for low risk offices. Actual costs vary by business size, location, claims history, and coverage limits. This is general information, not insurance advice.
About business insurance agents in Salem
Business insurance agents in Salem, Virginia help local companies find coverage for property, liability, and workers compensation. Virginia law requires most employers to carry workers compensation insurance if they have more than two employees. Agents in Salem can guide you through these requirements and help you compare policies from multiple carriers.
Frequently Asked Questions
What types of business insurance do I need in Salem Virginia?
Common coverages include general liability, property insurance, and workers compensation. Virginia law requires workers comp for businesses with three or more employees. Your agent can help you assess risks specific to your industry and location.
How do I find a licensed business insurance agent in Salem?
You can search the Virginia State Corporation Commission website to verify an agents license. Local agents in Salem often belong to professional groups like the Independent Insurance Agents of Virginia. Ask for referrals from other business owners in the Roanoke Valley.
Does Virginia have a business insurance grace period for non payment?
Virginia law does not require a specific grace period for commercial policies. Most insurers offer a 10 to 30 day grace period as stated in your policy contract. Check your policy documents or ask your agent about cancellation terms.
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