The top-rated business insurance agent in Stafford, Virginia is Rachel Johnson - State Farm Insurance Agent, rated 5.0 stars across 273 reviews. Other highly rated options include Gary Boxley - State Farm Insurance Agent, Farmers Insurance - Patricia Grant, J. Green Insurance. This directory lists 15 business insurance agents serving Stafford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rachel Johnson - State Farm Insurance Agent | 373 Garrisonville Rd #109 | (540) 628-7937 |
| 2 | Gary Boxley - State Farm Insurance Agent | 2048 Richmond Hwy # B | (703) 221-1771 |
| 3 | Farmers Insurance - Patricia Grant | 306 Garrisonville Rd Suite 303 | (540) 318-8622 |
| 4 | J. Green Insurance | 300 Garrisonville Rd Suite 302 | (540) 318-6020 |
| 5 | Michael C. Smith - State Farm Insurance Agent | 2789 Richmond Hwy Ste 109 | (540) 720-8404 |
| 6 | EZ FIX INSURANCE AGENCY | 1259 Courthouse Rd #204 | (540) 318-6733 |
| 7 | Tabitha E. Walker Insurance Agency | 25 Clement Dr | (540) 657-5633 |
| 8 | Isaac Plans Insurance | 129 Pewter Ln | (540) 426-1804 |
| 9 | Bryce Reeves - State Farm Insurance Agent | 685 Garrisonville Rd STE 101 | (540) 657-7030 |
| 10 | Elite Insurance Services VA | 2080 US-1 | (434) 356-0420 |
Rachel Johnson - State Farm Insurance Agent serves the Stafford, Virginia area and surrounding Stafford County communities, specializing in personal and commercial business insurance solutions. The agency helps local entrepreneurs and business owners protect their operations by assessing liability risks and securing appropriate coverage. Services include property insurance for company buildings and equipment, as well as general liability policies to guard against common claims. This independent agency also assists with specific needs such as commercial auto insurance for company vehicles and workers’ compensation coverage for employees.
At Gary Boxley - State Farm Insurance Agent in Stafford, VA, clients receive business insurance services including general liability, property, and workers compensation coverage. Service or maintenance plans are available to help policyholders manage risk exposures and adjust coverage as their operations change over time. The agency services a range of properties, including single-family homes, apartment complexes, retail storefronts, and restaurants in the local area.
Farmers Insurance - Patricia Grant serves homeowners, small businesses, and property managers in Stafford, Virginia, offering commercial auto, general liability, and property insurance to protect local enterprises. Patricia Grant works with entrepreneurs to assess their specific coverage needs, helping them manage risk associated with daily operations and unexpected events. The agency provides personalized guidance on policy options that align with each client’s budget and operational requirements. Coverage also extends to businesses in the Fredericksburg area and throughout the greater Stafford region.
J. Green Insurance serves Stafford, Virginia, and the surrounding communities with business insurance agent services. It handles commercial policies for local enterprises, including general liability and property coverage. Its work involves assessing each client’s unique operational risks and matching them with appropriate protection plans. The agency follows a consultative approach, carefully reviewing policy options and recommending those that address the specific exposures identified during the initial evaluation.
Michael C. Smith - State Farm Insurance Agent in Stafford, VA, provides business insurance coverage with clear options between one-time policy purchases and recurring service agreements that protect commercial assets. Coverages include general liability, property, and loss of income protection to help local enterprises manage daily operational risks. Service for existing policies operates on a recurring basis, with scheduled renewals and periodic coverage reviews to adjust to business changes, while new quote requests and claim filings are handled on an as-needed basis.
As businesses across Stafford prepare for seasonal shifts in inventory or staffing, securing proper coverage becomes essential. EZ FIX INSURANCE AGENCY specializes in helping local business owners navigate these recurring needs. Operating in Stafford, VA, this agency guides clients through evaluating their liability, property, and workers’ compensation exposures. The agent arranges a convenient on-site inspection of the business premises and current operations to document risk details, ensuring every consultation starts with accurate, firsthand information.
Tabitha E. Walker Insurance Agency provides business insurance coverage for companies in and around Stafford, Virginia. As a dedicated business insurance agent, the agency helps clients manage risk by assembling policies that address general liability and commercial property exposures. Specialized add-on protections can be tailored for unique operational needs. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
Isaac Plans Insurance provides residential insurance coverage for homeowners in Stafford, Virginia, and also offers commercial policies tailored to local business needs. Serving the surrounding region, the agency helps clients secure appropriate protection for their properties and operations. Following an initial policy setup, the team remains available to adjust coverage as circumstances change, ensuring each client’s plan continues to meet their requirements between regular policy review visits.
Specializing in business insurance, Bryce Reeves - State Farm Insurance Agent in Stafford, VA helps local companies secure coverage for property, liability, and workers' compensation. The agency also assists with commercial auto policies and general risk management strategies. These services extend to guiding business owners through policy reviews and claim filing procedures. As winter weather often creates liability hazards, the agency helps Stafford businesses prepare for icy parking lots and slip-and-fall exposures that can challenge a company's annual operations.
Elite Insurance Services VA in Stafford is recognized for matching local businesses with appropriate commercial insurance policies. It helps clients assess liability, property, and workers compensation exposures to secure adequate coverage. The agency also advises on business interruption protection to sustain operations after unexpected events. A specialty add-on available through this firm is cyber liability insurance for companies managing sensitive data.
What Does a a Business Insurance Agent in Stafford Cost?
Typical costs for a small business insurance policy in Virginia range from 400 to 2000 per year for general liability. Workers compensation premiums are based on payroll and industry classification rates set by the Virginia Workers Compensation Commission. A business owners policy bundling property and liability often costs 600 to 3000 annually. Costs vary by case based on coverage limits deductibles and risk factors. This is general information not insurance advice.
About business insurance agents in Stafford
A business insurance agent in Stafford Virginia helps local companies find coverage that meets state requirements. Virginia law requires most employers to carry workers compensation insurance if they have three or more employees. An agent can review your risks and recommend policies for general liability commercial property and professional liability.
Frequently Asked Questions
What types of business insurance are required in Virginia?
Virginia requires workers compensation insurance for most employers with three or more employees. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often needed by landlords or contracts.
How do I choose a business insurance agent in Stafford?
Look for an agent who has experience with your industry and can access multiple insurance carriers. Ask about their knowledge of Virginia specific regulations and claims processes. Check their license with the Virginia State Corporation Commission.
What factors affect the cost of business insurance in Virginia?
Cost depends on your business type payroll revenue location and claims history. For example a small retail shop in Stafford might pay 500 to 1500 per year for general liability. A construction company with higher risk might pay several thousand dollars.
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