The top-rated commercial insurance agent in Hazlet, New Jersey is Fig Leaf Agency, rated 5.0 stars across 85 reviews. Other highly rated options include Farmers Insurance - James O'Brien, Property Insurance NJ, FFP Insurance Services Incorporated. This directory lists 10 commercial insurance agents serving Hazlet.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fig Leaf Agency | 1338 NJ-36 | (908) 862-3447 |
| 2 | Farmers Insurance - James O'Brien | 224 Middle Rd # 1 | (732) 264-7000 |
| 3 | Property Insurance NJ | 883 Poole Ave | (732) 242-7445 |
| 4 | FFP Insurance Services Incorporated | 871 Poole Ave | (732) 888-5554 |
| 5 | Prestige Insurance Hazlet | 3157 NJ-35 | (551) 362-2881 |
| 6 | Success Insurance Service NJ | 2985-3073 NJ-35 | (732) 314-6223 |
| 7 | Davies & Associates of Hazlet | 1 Bethany Rd STE 7 | (732) 264-7100 |
| 8 | Bollinger Insurance | 648 Holmdel Rd | (732) 739-6800 |
| 9 | Arbor Insurance Services | 2899 NJ-35 Unit 2 | (866) 987-1453 |
| 10 | Purazzo Insurance Services Inc. | 1 Bethany Rd STE 98 | (732) 444-8446 |
Fig Leaf Agency serves businesses throughout Monmouth County from its Hazlet, New Jersey location, providing commercial insurance solutions to local enterprises. The company works with owners to identify coverage needs across various industries, helping manage risk and secure essential protection for their operations. Services include tailored policies for property and liability, along with specialized options for businesses with unique exposures such as contractors or retail establishments. The agency handles workers’ compensation coverage and commercial auto policies in this area.
For homeowners, businesses, and property managers in Hazlet, New Jersey, Farmers Insurance - James O'Brien provides commercial insurance agent services. The agency assists local enterprises with property, liability, and coverage needs tailored to their operations. It works to help policyholders understand their options and manage risk effectively. Serving the broader area, the company also offers its commercial insurance solutions to clients in neighboring communities like Middletown Township.
Property Insurance NJ in Hazlet provides a full range of commercial insurance agent services, including general liability, property, and business interruption coverage. Its service plans focus on assessing each client’s unique risk exposure and adjusting policies as businesses grow or change. The agency works with single-family homes, apartments, retail stores, and restaurants, ensuring all commercial property types receive appropriate protection.
FFP Insurance Services Incorporated serves Hazlet, New Jersey, and the surrounding communities throughout Monmouth County. The commercial insurance agent handles coverage for a variety of local businesses, including property, liability, and workers' compensation policies. It works closely with each business owner to analyze specific operational risks and exposures. For a typical job, the agent conducts a detailed review of the client’s current coverage, identifies any gaps or policy overlaps, and then customizes a set of insurance options to address those particular needs.
Prestige Insurance Hazlet in Hazlet, NJ distinguishes between one-time commercial policies and recurring service plans to match varying business needs. Coverage options typically include property, liability, and workers' compensation insurance for local enterprises in the area. Commercial insurance agents also advise clients on risk management strategies tailored to their specific operations. For ongoing protection, service runs on a scheduled basis with periodic policy reviews to adapt to changing business circumstances.
Success Insurance Service NJ in Hazlet provides commercial insurance agent services, including property, liability, and workers’ compensation coverage tailored to local business operations. It assists with general risk assessment and policy selection for small and medium-sized enterprises throughout the area. At the start of winter, the company often helps retail and service businesses review their liability policies to address potential slip-and-fall claims from icy premises.
As Hazlet businesses face the cyclical challenges of securing adequate liability and property coverage for fluctuating inventory, Davies & Associates of Hazlet steps in to navigate these complex local market conditions. This commercial insurance agent works directly with business owners to assess their specific operational risks. The process begins with a thorough on-site review of the premises and a detailed discussion of current exposures to ensure all potential gaps are addressed.
Bollinger Insurance serves as a commercial insurance agent in Hazlet, New Jersey, helping businesses manage risk through tailored coverage options. It specializes in additional policy endorsements that address specific liability gaps not covered by standard plans. The agency works with local enterprises to structure protection for general operations, property, and legal exposures. It can provide services for commercial sectors including offices, warehouses, and food service establishments.
Arbor Insurance Services offers residential insurance solutions to homeowners in Hazlet, NJ, alongside comprehensive commercial insurance policies for local businesses. The agency provides tailored coverage options that protect property, liability, and operational assets throughout the Monmouth County area. Clients can expect dedicated support for policy adjustments and claims assistance between regular visits, ensuring continued protection as business needs evolve over time.
Purazzo Insurance Services Inc. in Hazlet, NJ is known for helping local businesses secure the right commercial insurance coverage to protect their operations. Its service range typically includes essential policies such as general liability and commercial property, which address common risks for companies of all sizes in the area. The firm also guides clients through the process of comparing quotes from multiple carriers to find suitable terms. For an additional layer of security, the agency can offer specialized coverage for cyber liability, responding to the growing need for data protection among businesses.
What Does a a Commercial Insurance Agent in Hazlet Cost?
Commercial insurance costs in New Jersey vary by business type size location and claims history. A small retail shop in Hazlet might pay 500 to 1500 per year for general liability. Workers compensation premiums depend on payroll and industry class code averaging 1 to 3 per 100 of payroll for low-risk jobs. Commercial auto insurance can range from 1200 to 3000 per year per vehicle. This is general information and not insurance advice.
About commercial insurance agents in Hazlet
A commercial insurance agent in Hazlet New Jersey helps local businesses find coverage for property liability and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. Agents can also advise on business interruption and commercial auto policies tailored to Hazlet companies.
Frequently Asked Questions
What types of commercial insurance do Hazlet businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. New Jersey law mandates workers comp for businesses with employees. An agent can review your specific risks and recommend appropriate policies.
How do I choose a commercial insurance agent in Hazlet New Jersey?
Look for an agent licensed by the New Jersey Department of Banking and Insurance. Ask about their experience with businesses in your industry. Check if they offer multiple carrier options to compare quotes and coverage.
Does New Jersey require commercial auto insurance for business vehicles?
Yes New Jersey law requires liability insurance for all registered vehicles including those used for business. Minimum limits are 15000 per person and 30000 per accident for bodily injury and 5000 for property damage. A commercial agent can help you meet these requirements.
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