The top-rated commercial insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,851 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 17 commercial insurance agents serving Paterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frantz Gaston Jr - State Farm Insurance Agent | 750 Broadway D | (973) 782-4343 |
| 2 | Exclusive Insurance Brkg | 271 Union Ave | (973) 341-6810 |
| 3 | Veronica's Insurance Agency | 693 Market St | (973) 333-3493 |
| 4 | Freeway Insurance | 758 Main St | (973) 662-7002 |
| 5 | Rayne Health Advisors | 337 Straight St | (201) 563-5729 |
| 6 | Carmen's Insurance Agency | 553 Main St | (973) 279-0270 |
| 7 | Adamas Insurance Brokerage | 125 Broadway #102 | (973) 358-0013 |
| 8 | Amana Insurance Agency | 1029 Main St | (973) 955-4100 |
| 9 | Preferred Choice Insurance | 482 McBride Ave | (201) 616-7644 |
| 10 | Olmen Insurance Agency | 494 21st Ave | (973) 279-4364 |
Frantz Gaston Jr - State Farm Insurance Agent serves the Paterson, New Jersey area as a commercial insurance agent. The company provides businesses with essential insurance coverage to protect their operations and assets. Commercial insurance helps local companies manage risks associated with property damage, liability claims, and employee-related issues. The agency works with small and medium businesses to design policies that meet their unique needs. Specific commercial services available through this agent include general liability insurance and commercial property insurance to safeguard buildings and equipment.
Exclusive Insurance Brkg provides a full range of commercial insurance agent services in the Paterson, NJ, area, including business liability, property coverage, and workers' compensation policies. It assists local enterprises in securing appropriate risk management solutions and offers ongoing policy reviews to ensure coverage aligns with evolving operational needs. The agency serves a diverse client base, working with a variety of properties such as single-family homes, apartment buildings, retail locations, and restaurants.
Veronica’s Insurance Agency serves small and mid-sized businesses in Paterson, New Jersey, providing commercial insurance policies that address liability, property, and workers’ compensation needs. It works closely with business owners to analyze risks specific to their industries and craft tailored coverage solutions. The agency also assists property managers and landlords in protecting their commercial real estate investments. In addition to Paterson, it extends its services to the neighboring community of Clifton and the surrounding Passaic County metro area.
Freeway Insurance serves Paterson, New Jersey, residents with personal auto and homeowners policies that protect their daily lives. For local business owners, the agency provides commercial insurance coverage tailored to small enterprises, contractors, and retail operations throughout the Passaic County area. Their agents work with clients to secure liability, property, and workers’ compensation policies that address common business risks. After each policy is written, the team schedules periodic reviews to adjust coverage as needs change, fostering long-term relationships and repeat service between regular visits.
Rayne Health Advisors in Paterson, NJ distinguishes between one-time policy placements for new ventures and recurring service agreements that manage ongoing risk exposures. As a commercial insurance agent, the company assists local businesses with property, liability, and workers’ compensation coverage to meet regulatory requirements and protect assets. Service runs on either a scheduled or as-needed basis, depending on whether the client requires periodic policy reviews or immediate consultation for emerging business needs.
Serving Paterson, New Jersey, and the surrounding Passaic County communities, Carmen's Insurance Agency handles commercial insurance for local businesses. It provides coverage for property, liability, and other common operational risks that small to mid-sized companies face in this area. Each policy is assessed carefully to match the specific needs of the client’s industry and daily operations. The agency typically begins with a detailed review of the business’s exposures, then compares options from multiple carriers to find suitable protection without unnecessary extras.
Specializing in commercial coverage tailored for local businesses, Adamas Insurance Brokerage serves clients in Paterson, NJ with property, liability, and workers’ compensation policies. The agency works to match policies to varying industry risks, helping enterprises protect assets and manage operational exposures. Commercial agents often assist with inventory coverage during sudden market shifts, ensuring continuity when seasonal demand surges or supply chain disruptions occur.
As seasonal weather shifts bring heavy rain and snowfall to Paterson, local businesses often face increased risks ranging from roof damage to liability claims. Amana Insurance Agency helps commercial clients manage these exposures by reviewing current coverage gaps and recommending tailored property and general liability policies. They focus on matching policy limits to local weather patterns and industry-specific hazards like inventory spoilage. To begin, a brief inspection of the business premises is scheduled to identify potential hazards and document existing safety measures.
Preferred Choice Insurance writes homeowners and renters policies for Paterson residents, then addresses commercial insurance for local businesses. The agency provides general liability, property, and workers’ compensation coverages to contractors, retailers, and service firms throughout the region. Focused on matching appropriate limits to each operation’s exposures, the agent reviews policy details during each renewal period. After initial placement, the agency stays in touch with clients to adjust coverage as business operations change between regular visits.
Olmen Insurance Agency works with businesses in Paterson and the surrounding region to manage their commercial insurance coverage. It focuses on general liability and property protection as a base, while additional specialty policies such as cyber liability and business interruption can be tailored to specific operations. The agency serves diverse commercial sectors, including professional offices, warehouses, food service establishments, and retail locations.
What Does a a Commercial Insurance Agent in Paterson Cost?
The cost of commercial insurance in Paterson New Jersey varies by business type size and location. A small retail store might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 8000 dollars annually for a package policy. Workers compensation costs depend on payroll and classification codes set by the New Jersey Department of Banking and Insurance. This is general information not insurance advice.
About commercial insurance agents in Paterson
Commercial insurance agents in Paterson New Jersey help business owners find coverage for property liability and workers compensation. New Jersey law requires most employers to carry workers compensation insurance under N.J.S.A. 34:15-71. A local agent can explain state-specific requirements and find policies that fit your business size and industry.
Frequently Asked Questions
What types of commercial insurance do Paterson businesses need?
Common coverages include general liability property insurance and workers compensation. New Jersey law mandates workers comp for businesses with one or more employees. Agents also recommend commercial auto insurance for vehicles used for business purposes.
How do I choose a commercial insurance agent in Paterson?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their familiarity with Paterson-specific risks like flooding or urban property issues. Check their reviews and confirm they represent multiple insurance carriers.
Does New Jersey require commercial insurance for all businesses?
New Jersey does not require general liability insurance for all businesses but does require workers compensation for most employers. Commercial auto insurance is required for any business-owned vehicle. Some industries like construction have additional bonding or insurance requirements.
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