The top-rated commercial insurance agent in Saddle Brook, New Jersey is Manny Coby - State Farm Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include C. Tony Cigna: Allstate Insurance, New York Life Insurance, The Benefit Source, LLC. This directory lists 10 commercial insurance agents serving Saddle Brook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manny Coby - State Farm Insurance Agent | 275 Market St | (201) 368-9080 |
| 2 | C. Tony Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 3 | New York Life Insurance | 250 Pehle Ave #900 | (201) 845-6900 |
| 4 | The Benefit Source, LLC | 250 Pehle Ave #405 | (973) 237-4330 |
| 5 | Primerica | 300 N Midland Ave #4 | (201) 923-2066 |
| 6 | My Insurance Broker LLC | 250 Pehle Ave Suite 200 | (201) 797-2060 |
| 7 | Calogero Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 8 | Marsh McLennan Agency | Park 80 West, Plaza Two, 250 Pehle Ave Suite 400 | (201) 845-6600 |
| 9 | Turner Surety and Insurance Brokerage Inc. | 250 Pehle Ave Suite 311 | (201) 267-7500 |
| 10 | Allison Barrett | 160 Pehle Ave #101 | (201) 316-9192 |
What Does a a Commercial Insurance Agent in Saddle Brook Cost?
Commercial insurance costs in New Jersey vary by business type, size, and risk factors. A small retail shop might pay 500 to 1500 per year for general liability, while a construction company could pay 5000 to 15000 or more. Workers compensation rates are set by the New Jersey Compensation Rating and Inspection Bureau and depend on payroll and classification. This is general information, not insurance advice.
About commercial insurance agents in Saddle Brook
Commercial insurance agents in Saddle Brook, New Jersey help local businesses secure coverage for property, liability, and workers compensation. New Jersey law requires most employers to carry workers compensation insurance, and commercial auto policies must meet state minimum liability limits. An agent can guide you through these requirements and find policies tailored to your industry.
Frequently Asked Questions
What types of commercial insurance do Saddle Brook businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. New Jersey mandates workers comp for most employers and requires commercial auto liability of at least 15000 per person and 30000 per accident for bodily injury.
How do I choose a commercial insurance agent in Saddle Brook?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their carrier network and whether they offer risk management advice. You can verify a license through the New Jersey Department of Banking and Insurance.
Does New Jersey have specific commercial insurance requirements for contractors?
Yes, contractors in New Jersey often need general liability insurance and workers compensation. The state also requires contractors to carry commercial auto insurance if they use vehicles for work. Some projects may require additional coverage like builders risk.
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