The top-rated commercial insurance agent in Springfield, New Jersey is Angel Rodriguez - State Farm Insurance Agent, rated 5.0 stars across 190 reviews. Other highly rated options include Paul Tye - GEICO Insurance Agent, RSC Insurance Brokerage, Inc./KRA Insurance Agency, Inc., Mike Scalera - State Farm Insurance Agent. This directory lists 10 commercial insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angel Rodriguez - State Farm Insurance Agent | 120 Morris Ave | (973) 232-6170 |
| 2 | Paul Tye - GEICO Insurance Agent | 200 US-22 | (973) 924-2048 |
| 3 | RSC Insurance Brokerage, Inc./KRA Insurance Agency, Inc. | 871 Mountain Ave | (973) 467-8850 |
| 4 | Mike Scalera - State Farm Insurance Agent | 401 Morris Ave | (973) 564-7717 |
| 5 | Shamir Montanez-Johnson: Allstate Insurance | 223 Mountain Ave | (973) 475-8650 |
| 6 | Reiner Insurance | 384 Morris Ave | (973) 376-6810 |
| 7 | Anthony J Fonseca Agency | 99 Morris Ave Suite 103 | (973) 379-7436 |
| 8 | The Roth Agency | 99 Morris Ave # 303 | (973) 994-1944 |
| 9 | Nashional Insurance | 100 Morris Ave #205 | (855) 627-4466 |
| 10 | Gregory S Roth & Associates Inc | 99 Morris Ave # 303 | (973) 994-1944 |
Angel Rodriguez often distinguishes between one-time commercial coverage, such as a single event liability policy, and recurring business insurance that renews annually with changing limits. Their office in Springfield, New Jersey, helps local enterprises protect assets with general liability and property damage policies. A commercial auto policy can safeguard company vehicles, while workers compensation covers employee injuries. Service is provided on an as-needed basis, with clients contacting the agency whenever their business coverage requirements change or new risks emerge.
Paul Tye - GEICO Insurance Agent serves Springfield, NJ, and the surrounding Union County area as a commercial insurance agent. The agency helps local businesses secure essential coverage options tailored to their operational needs. General liability and property insurance are among the fundamental policies this office assists with, protecting companies from common risks. Business owners can also receive guidance on workers’ compensation insurance to cover employee injuries. Additionally, the agency handles commercial auto insurance for vehicles used in business operations.
RSC Insurance Brokerage, Inc./KRA Insurance Agency, Inc. provides a range of commercial insurance products tailored to businesses operating in and around Springfield, NJ. Its service approach focuses on regular policy reviews and proactive claim support to help clients manage risk and maintain appropriate coverage as their operations evolve. The firm services many types of commercial properties, including single-family homes used for business, multi-family apartment buildings, retail storefronts, and full-service restaurants.
Serving homeowners, businesses, and property managers in Springfield, New Jersey, Mike Scalera’s State Farm agency helps commercial clients find appropriate coverage for their operations and assets. The team works to analyze needs for general liability, property protection, and business interruption policies tailored to local enterprises. Manual risk assessments inform the recommendations provided to each commercial account. This agency also assists customers in the neighboring communities of Union and Summit throughout the greater metropolitan area.
Shamir Montanez-Johnson: Allstate Insurance serves Springfield, New Jersey, and the surrounding Union County communities with commercial insurance policies. As a local agency, it handles coverage for small businesses, including general liability, property, and workers’ compensation. The agency focuses on understanding each client’s specific operations and risk exposures to tailor appropriate protection plans. When approached for a typical job, it conducts a detailed assessment of the business’s daily activities and unique liabilities to recommend suitable coverage limits and deductibles.
For a one-time need, Reiner Insurance provides a single commercial policy; for ongoing risk management, it offers renewing coverage that adapts to a growing business. Located in Springfield, NJ, this commercial insurance agent helps local companies protect assets with general liability, property, and workers’ compensation policies. Additional options include professional liability and commercial auto coverage to address industry-specific exposures. Service runs on a one-time basis for initial placements or on a scheduled renewal cycle for long-term client accounts.
Anthony J Fonseca Agency in Springfield, NJ specializes in providing tailored commercial insurance policies for local businesses, including general liability and property coverage. The agency works closely with clients to assess their unique operational risks and secure appropriate protection for their specific industries or ventures. During the winter season, it helps businesses manage exposures related to snow removal contracts, liability for icy parking lots, and equipment damage caused by freezing temperatures.
With the arrival of a new season often comes updated inventory or fresh liability concerns for Springfield businesses, and the Roth Agency assists by analyzing commercial insurance risks before they grow. As a local commercial insurance agent, this company helps proprietors find appropriate policies to protect against property damage, general liability, and other operational exposures common to the area. The process typically begins with an agent visiting the commercial premises for a full inspection and a detailed initial-assessment of current coverage needs.
Nashional Insurance, based in Springfield, NJ, provides comprehensive commercial insurance policies that protect businesses from liability and property risks. It offers specialty coverages such as business interruption, professional liability, and workers' compensation plans. Agents work closely with clients to assess unique exposures and secure appropriate protection tailored to each operation. The company serves a range of commercial sectors, including professional offices, industrial warehouses, and food service establishments.
Gregory S Roth & Associates Inc serves the Springfield, NJ area with residential insurance solutions and extends commercial coverage to local businesses. As a commercial insurance agent, the firm addresses a range of property and liability needs for area enterprises. Their location in Springfield provides convenient access for clients seeking business insurance consultations. After an initial policy setup, the agency typically arranges follow‑up appointments to review coverage changes or renewals between regular scheduled visits.
What Does a a Commercial Insurance Agent in Springfield Cost?
The cost of commercial insurance in New Jersey varies widely by business type, size, and location. For a small retail shop in Springfield, general liability insurance might cost between $400 and $1,200 per year, while a contractor might pay $1,500 to $3,000 annually for a package policy. Workers compensation premiums are based on payroll and industry classification, with rates set by the New Jersey Department of Banking and Insurance. This is general information, not insurance advice.
About commercial insurance agents in Springfield
Commercial insurance agents in Springfield, New Jersey help business owners find the right coverage for their specific needs. New Jersey law requires all businesses with employees to carry workers compensation insurance, and agents can guide you through these state requirements. Working with a local agent ensures you understand the unique risks facing businesses in Union County.
Frequently Asked Questions
What types of commercial insurance do Springfield businesses need?
Most Springfield businesses need general liability insurance, property insurance, and workers compensation insurance. New Jersey law mandates workers comp for nearly all employers, and commercial auto insurance is required if you use vehicles for business.
How do I choose a commercial insurance agent in Springfield NJ?
Look for an agent who has experience with your specific industry and understands New Jersey insurance laws. Ask about their familiarity with local risks in Union County and whether they work with multiple insurance carriers to find you the best options.
Does New Jersey require commercial insurance for home based businesses?
New Jersey does not have a specific law requiring commercial insurance for home based businesses, but standard homeowners policies often exclude business liability. A commercial insurance agent can help you get a business owners policy or a home business endorsement to fill this gap.
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