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Find Commercial Insurance Agents Near You in Toms River, NJ

Browse commercial insurance agents serving Toms River, New Jersey. Updated 2026-07-14.

The top-rated commercial insurance agent in Toms River, New Jersey is NJ Life and Health Insurance Group, LLC, rated 5.0 stars across 808 reviews. Other highly rated options include Steve Meehan - State Farm Insurance Agent, Kevin Carroll - State Farm Insurance Agent, Dolly Wasielewski: Allstate Insurance. This directory lists 16 commercial insurance agents serving Toms River.

Showing 16 commercial insurance agents in Toms River, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1NJ Life and Health Insurance Group, LLC10 Allen St STE 4A(848) 226-6897
2Steve Meehan - State Farm Insurance Agent617 NJ-37(732) 473-0100
3Kevin Carroll - State Farm Insurance Agent1410 Hooper Ave(732) 505-8525
4Dolly Wasielewski: Allstate Insurance229 Washington St(732) 557-6200
5Arctic Risk Specialists Inc.1415 Hooper Ave #203(732) 372-4348
6Aaron Friedman: Allstate Insurance147 NJ-70 Ste 4(732) 901-7719
7Frank Valente: Allstate Insurance1841 Hooper Ave Ste B(732) 240-5050
8Arocho Insurance Agency730 Jamaica Blvd(732) 877-7680
9BHI Insurance240 Main St(732) 349-2300
10Alejandra Roman Professional Services911 Charles Dr Ste 6(848) 480-7628
NL
10 Allen St STE 4A
NJ Life and Health Insurance Group, LLC
Commercial Insurance Agent · Toms River, NJ

NJ Life and Health Insurance Group, LLC serves businesses and individuals in Ocean County from its Toms River office. As a commercial insurance agent, the company provides coverage policies designed to protect local enterprises from common operational risks. They work with area firms to select appropriate liability and property insurance plans that match specific business needs. The agency also assists with workers' compensation policies and commercial auto insurance for fleet vehicles or company-owned cars and trucks.

SM
617 NJ-37
Steve Meehan - State Farm Insurance Agent
Commercial Insurance Agent · Toms River, NJ

Steve Meehan - State Farm Insurance Agent provides a range of commercial insurance services for local businesses in the Toms River area. Their maintenance plans typically include periodic policy reviews to help ensure adequate coverage and address any changes in business operations. Commercial insurance agents in this region also offer guidance on liability, property, and income protection tailored to specific needs. The agency services a variety of properties, including single-family homes, apartments, retail storefronts, and local restaurants.

KC
1410 Hooper Ave
Kevin Carroll - State Farm Insurance Agent
Commercial Insurance Agent · Toms River, NJ

Kevin Carroll - State Farm Insurance Agent in Toms River, New Jersey, serves local homeowners, business owners, and property managers seeking commercial insurance coverage. The agency helps clients protect their assets with standard business liability, property, and workers compensation policies tailored to small and mid-sized operations. It also offers personal auto and home insurance for residents. Beyond Toms River, the agency provides services to customers throughout neighboring Lakewood and surrounding Ocean County communities.

DW
229 Washington St
Dolly Wasielewski: Allstate Insurance
Commercial Insurance Agent · Toms River, NJ

Dolly Wasielewski: Allstate Insurance serves Toms River and the surrounding Ocean County communities, handling a range of commercial insurance needs for local businesses. The agency provides coverage options for property, liability, and other business-related exposures. For a typical job, it works directly with the business owner to review specific operational risks and then outlines policy choices that match the client’s budget and coverage requirements. This individualized approach helps ensure each commercial account receives a tailored solution before binding.

AR
1415 Hooper Ave #203
Arctic Risk Specialists Inc.
Commercial Insurance Agent · Toms River, NJ

As coastal storms and seasonal business fluctuations affect the ocean county region, Arctic Risk Specialists Inc. offers commercial insurance agent services based in Toms River, New Jersey. The company assists local enterprises in evaluating their liability exposure and property protection needs. Policies typically cover general liability, commercial property, and workers compensation, though specific offerings depend on industry and operations. An initial consultation with an agent includes reviewing current coverage gaps and discussing potential risk mitigation strategies. A scheduled inspection of the business premises follows to assess physical hazards and safety measures present.

AF
147 NJ-70 Ste 4
Aaron Friedman: Allstate Insurance
Commercial Insurance Agent · Toms River, NJ

For commercial insurance, a one-time policy covers a specific project or event, while recurring options provide ongoing protection for an established business. Aaron Friedman: Allstate Insurance in Toms River, NJ, offers both approaches alongside standard liability, property, and worker's compensation coverage. This agency helps local enterprises assess their risk exposure and select appropriate limits. Service for commercial clients typically operates on an as-needed basis, allowing policyholders to request quotes, review coverage, or amend their plan whenever their circumstances change without a mandatory schedule.

FV
1841 Hooper Ave Ste B
Frank Valente: Allstate Insurance
Commercial Insurance Agent · Toms River, NJ

Frank Valente: Allstate Insurance in Toms River, NJ specializes in designing customized commercial insurance policies to address a variety of business liability and property risks. Its work also extends to helping local entrepreneurs and companies structure appropriate coverage packages that protect against common operational exposures. This agency regularly assists business owners with assessing specific needs throughout the changing seasons, such as reviewing coverage limits before the busy summer tourism cycle along the Jersey Shore.

AI
730 Jamaica Blvd
Arocho Insurance Agency
Commercial Insurance Agent · Toms River, NJ

Arocho Insurance Agency in Toms River, New Jersey, works as a commercial insurance agent to help businesses manage their general liability and property exposures. It also specializes in adding tailored coverage such as workers’ compensation and business interruption protection. By analyzing a company’s daily operations, it identifies the policy components needed to mitigate common financial risks. The agency serves a variety of local commercial sectors, including professional offices, warehouse and storage facilities, and full-service food establishments.

BI
240 Main St
BHI Insurance
Commercial Insurance Agent · Toms River, NJ

BHI Insurance provides commercial insurance agent services in the Toms River area, guiding local businesses through their coverage needs. The agency also assists with residential insurance policies for homeowners in the surrounding communities. Commercial clients receive help with risk management and policy selection tailored to different industries. Service extends across the local region. After an initial consultation and placement, the agency maintains contact for follow-up needs and policy adjustments between regular scheduled visits.

AR
911 Charles Dr Ste 6
Alejandra Roman Professional Services
Commercial Insurance Agent · Toms River, NJ
BI
231 Main St
Best insurance Toms River
Commercial Insurance Agent · Toms River, NJ
(732) 201-8633
PI
104 Mt Ln
PNA Insurance Services Inc
Commercial Insurance Agent · Toms River, NJ
(908) 502-7585
MI
1163 Washington St
Mesanko Insurance Agency
Commercial Insurance Agent · Toms River, NJ
(732) 505-0057
PI
17 NJ-37
Priority Insurance Agency, LLC
Commercial Insurance Agent · Toms River, NJ
(732) 244-4077
priorityinsure.com
AI
100 NJ-37
AIC Insurance Agency
Commercial Insurance Agent · Toms River, NJ
(732) 286-5100
aicinsurance.biz
BI
128 Dugan Ln
BIG INSURANCE AGENCY
Commercial Insurance Agent · Toms River, NJ
(201) 975-4462
biginsuranceagency.com

What Does a a Commercial Insurance Agent in Toms River Cost?

The cost of commercial insurance in New Jersey varies widely by business type, size, and risk factors. A small retail shop might pay between 500 and 1,500 dollars per year for general liability, while a construction company could pay 5,000 to 15,000 dollars or more for combined policies. Workers compensation rates are set by the state and depend on your industry classification and claims history. This is general information and not insurance advice.

About commercial insurance agents in Toms River

Commercial insurance agents in Toms River New Jersey help local businesses find the right coverage to protect their operations. New Jersey law requires all employers to carry workers compensation insurance and commercial auto insurance for company vehicles. An agent can guide you through these requirements and help you manage risks specific to the Jersey Shore area.

Frequently Asked Questions

What types of commercial insurance are required in New Jersey?

New Jersey law mandates workers compensation insurance for most employers and commercial auto insurance for business vehicles. General liability insurance is not required by state law but is often required by landlords or contracts.

How do I choose a commercial insurance agent in Toms River?

Look for an agent who understands your industry and has experience with New Jersey regulations. Ask about their familiarity with local risks like flood zones or seasonal business needs in the Toms River area.

What is the process for getting a commercial insurance quote in New Jersey?

You will need to provide details about your business such as number of employees, annual revenue, and type of operations. The agent will then compare policies from multiple carriers to find suitable coverage and pricing for your specific situation.

Commercial Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.