The top-rated commercial insurance agent in Union, New Jersey is David Roy - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins, Clear Path Insurance Services. This directory lists 17 commercial insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 2 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 3 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 4 | Clear Path Insurance Services | 969 Stuyvesant Ave. #3 | (908) 955-8085 |
| 5 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 6 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 7 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 8 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 9 | Goosehead Insurance - Monique Perry | 2400 Morris Ave # 104 | (973) 954-9288 |
| 10 | Ringler Insurance Agency | 2225 Morris Ave | (908) 688-0011 |
David Roy - State Farm Insurance Agent serves Union and the surrounding Union County area as a commercial insurance agent. The agency provides business coverage solutions that help local companies protect their assets and operations. Recognizing the unique risks faced by small and mid-sized enterprises, the agent works with clients to assess their specific liability and property exposures. Common policies managed include general liability coverage for storefronts and offices. More specific services it handles are business interruption insurance and commercial auto policies for company fleets.
State Farm Insurance Agent Max Smirnov in Union, NJ provides a full spectrum of commercial insurance services, including liability, property, and workers compensation coverage. The agency offers tailored maintenance plans designed to regularly review and adjust policies as business needs evolve. Its service approach focuses on risk assessment and proper policy structuring for local enterprises. The firm services a variety of property types, from single-family homes and apartment complexes to retail stores and restaurants throughout the Union area.
Farmers Insurance - David Robbins serves businesses, homeowners, and property managers in the Union, New Jersey area. It offers commercial insurance agent services such as helping clients secure liability coverage, property insurance, and workers’ compensation policies. The agency evaluates risk factors for local companies and advises on protecting assets from common operational hazards. Consultation appointments are available to discuss specific policy needs and coverage limits. The firm also provides its services to clients throughout neighboring Elizabeth and the broader metropolitan region.
Serving Union, New Jersey, and the surrounding communities, Clear Path Insurance Services operates as a commercial insurance agent. The firm handles a range of business coverage needs, including property, liability, and workers’ compensation policies for local companies. It works with clients to assess their unique operational risks and identify appropriate protection options. To manage a typical job, the agent gathers detailed information about the business’s activities and exposures, then compares available market solutions to build a tailored coverage package.
Tavares Insurance Agency in Union, NJ, offers both one-time policies for specific projects and recurring coverage for ongoing business operations, with commercial insurance tailored to local industry needs. Coverage options may protect against property damage, liability claims, and business interruption. The agency evaluates each client’s operations to align policy terms with risk exposure and local regulations. Service runs on a one-time, scheduled, or as-needed basis, depending on the client’s preference and the policy type selected.
As businesses in Union, New Jersey, prepare for seasonal shifts in inventory and liability, securing appropriate commercial coverage becomes essential for protecting assets and operations. Allianza Insurance provides local commercial insurance agent services, evaluating risks such as property damage, general liability, and business interruption common to area enterprises. The agency works directly with business owners to review their specific exposures and policy requirements. An initial consultation can be scheduled to assess current coverage and identify potential gaps during a complimentary walkthrough of the business premises and its operational details.
Insurance Associates Plus provides specialized commercial insurance coverage for local businesses, including general liability, property protection, and workers’ compensation policies. The agency works with companies across Union, NJ to assess risks and tailor plans that address their individual operational needs. Businesses benefit from professional guidance in securing appropriate limits and identifying potential exposures. As winter approaches, the firm assists contractors and retail operations in reviewing their liability coverage for ice-related accidents and seasonal inventory fluctuations.
Annagard Insurance Agency provides commercial insurance solutions for businesses in the Union, New Jersey area. The agency focuses on crafting policies that address general liability and property coverage, while also specializing in added protections such as business interruption insurance and workers compensation. These tailored packages are designed to safeguard operations against common but significant risks. The agency can help secure appropriate coverage for a variety of commercial sectors, including offices, warehouses, and food service establishments.
Goosehead Insurance - Monique Perry provides residential coverage from its Union, New Jersey office, helping homeowners protect their properties. The agency also offers commercial insurance policies tailored to local businesses, addressing liability, property, and other operational needs throughout the region. Clients receive professional guidance in assessing their unique risks and selecting appropriate coverage levels. Regular policy reviews and prompt assistance with claims ensure that business owners can adjust their plans between routine service visits, maintaining continuous protection as their circumstances evolve.
Ringler Insurance Agency in Union, NJ, is known as a commercial insurance agent serving local businesses in the region. The agency provides a range of coverage options tailored to protect company assets, including general liability and property insurance for various industries. It works with business owners to assess risks and secure appropriate policies. As a specialty service, the agency can also add on commercial auto insurance for fleet vehicles and cargo protection.
What Does a a Commercial Insurance Agent in Union Cost?
Commercial insurance costs in New Jersey vary widely by business type, size, and location. A small retail shop in Union might pay between $500 and $2,000 per year for general liability, while a construction contractor could pay $5,000 to $15,000 annually for combined policies. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information, not insurance advice.
About commercial insurance agents in Union
Commercial insurance agents in Union, New Jersey help local businesses secure coverage that meets state requirements and protects against common risks. New Jersey law mandates workers compensation insurance for most employers and commercial auto liability for company vehicles. An agent can guide you through general liability, property, and professional liability policies to match your specific operation.
Frequently Asked Questions
What types of commercial insurance are required in New Jersey?
New Jersey requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is mandatory for any business-owned vehicle. Other coverages like general liability are not state-mandated but are often required by landlords or clients.
How do I choose a commercial insurance agent in Union?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their familiarity with Union-specific risks and their access to multiple carriers. A local agent can also help you understand how New Jersey regulations affect your coverage.
Can a commercial insurance agent help with business interruption coverage?
Yes, many agents offer business interruption insurance as part of a package. This coverage helps replace lost income if your Union business must close temporarily due to a covered event. An agent can assess your revenue and operating expenses to recommend appropriate limits.
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