The top-rated commercial insurance agent in Union City, New Jersey is Diverse Solutions, rated 5.0 stars across 654 reviews. Other highly rated options include SValencia Insurance Agency LLC, Frank Ciappi - State Farm Insurance Agent, Freeway Insurance. This directory lists 15 commercial insurance agents serving Union City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diverse Solutions | 3916 Bergenline Ave | (201) 751-5454 |
| 2 | SValencia Insurance Agency LLC | 412 37th St | (201) 679-8026 |
| 3 | Frank Ciappi - State Farm Insurance Agent | 3196 John F. Kennedy Blvd | (201) 758-5470 |
| 4 | Freeway Insurance | 1306 John F. Kennedy Blvd | (201) 829-2004 |
| 5 | Diaz Insurance Agency | 815 Bergenline Ave | (201) 348-1288 |
| 6 | TORO TAXES UNION CITY & VIP INSURANCE | 527 42nd St | (201) 331-3771 |
| 7 | Valentino Services | 4606 Bergenline Ave | (201) 392-8585 |
| 8 | Candida Seymour - State Farm Insurance Agent | 4014 Bergenline Ave | (201) 392-1010 |
| 9 | Goosehead Insurance - Edward T. Mauricio | 500 Paterson Plank Rd Unit 08 | (551) 430-5655 |
| 10 | Fiorentino Anillo Insurance LLC | 202 38th St | (201) 223-2331 |
Diverse Solutions serves Union City and the surrounding Hudson County area as a commercial insurance agent. The agency helps local businesses secure essential liability protection and property coverage to manage daily operational risks. It also assists with workers’ compensation insurance for companies with employees and commercial auto policies for fleets or delivery vehicles. This ensures businesses in North Jersey can meet their state requirements and protect their assets. Diverse Solutions specifically handles tailored business interruption coverage and specialized liability insurance for retail and service-based enterprises operating in Union City.
SValencia Insurance Agency LLC provides comprehensive commercial insurance services, including general liability, property coverage, and business interruption policies. The agency works with clients to design protection plans that address ongoing operational risks and maintenance needs. Serving businesses throughout Union City, New Jersey, it offers specialized risk assessments and regular policy reviews to ensure adequate coverage. The agency services a diverse range of commercial properties, including single-family homes rented for business, apartment buildings, retail storefronts, and restaurants.
Frank Ciappi - State Farm Insurance Agent serves homeowners, businesses, and property managers in Union City, New Jersey. The agency provides commercial insurance policies that protect local enterprises from common operational risks, including liability and property damage. Business owners can receive personalized risk assessments and coverage recommendations tailored to their industry needs. The office also assists clients with auto, home, and life insurance solutions. Its service area extends into neighboring communities such as North Bergen and the greater Jersey City metro.
Freeway Insurance offers specialized commercial coverage for local businesses in Union City, safeguarding their property, liability, and operational risks. The agency works closely with diverse industries to evaluate unique exposures and secure appropriate policy terms. As a commercial insurance agent, it assists business owners with essential protections against property damage and general liability claims. Every autumn, it can help local merchants reassess their coverage as seasonal inventory fluctuations or holiday hiring create new liability needs for their operations.
Serving Union City and the surrounding Hudson County communities, Diaz Insurance Agency provides commercial insurance coverage to local businesses. It handles policies for liability, property, and workers’ compensation to protect companies from common operational risks. The agency also advises clients on appropriate coverage limits and potential gaps. For a typical job, it begins by assessing the specific exposures of the business, then compares options from multiple carriers to build a tailored policy.
TORO TAXES UNION CITY & VIP INSURANCE serves local businesses by clearly distinguishing between one-time commercial policy placements and ongoing service plans that include periodic policy reviews and adjustments. The agency primarily arranges coverage for property, liability, and other commercial exposures relevant to the Union City, NJ market. Clients can choose to schedule an initial consultation as a single engagement or establish recurring check-ins for each renewal cycle. Services are available on an as-needed basis for existing clients requiring mid-term amendments or endorsements.
Valentino Services in Union City, New Jersey specializes in commercial insurance policies for small to midsize local businesses, including general liability, property, and workers' compensation coverage. The agency works with clients across various industries to evaluate their unique operational risks and find appropriate insurance solutions. It provides ongoing support for policy management and claims assistance. As winter approaches, the agency helps business owners secure coverage against potential snow removal liabilities and property damage from freezing pipes.
Union City businesses face the annual challenge of renewing insurance policies amid shifting local liability requirements and seasonal risks. Candida Seymour - State Farm Insurance Agent provides commercial insurance guidance tailored to these evolving needs. This agency helps business owners assess coverage gaps, protect assets, and comply with regulations affecting commercial properties and operations in Hudson County. Services include policy reviews designed to address common local concerns like construction liability and property protection. An initial consultation typically begins with a thorough inspection of the commercial location and a discussion of current business activities.
Goosehead Insurance - Edward T. Mauricio provides residential insurance services for homeowners and renters in Union City, New Jersey. The agency also offers commercial insurance agent services, assisting local businesses with coverage for property, liability, and general operations. Clients throughout Union City and the surrounding area can receive ongoing support for policy adjustments and renewals. After an initial consultation, the agency routinely follows up to address any changes in risk, ensuring continued protection between regular visits.
Fiorentino Anillo Insurance LLC provides commercial insurance coverage to businesses throughout the Union City area. Its work includes general liability and property policies designed to protect against operational risks. For more specialized needs, it offers add-ons such as cyber liability and business interruption insurance. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Commercial Insurance Agent in Union City Cost?
Typical costs for commercial insurance in New Jersey range from a few hundred dollars for a home-based business to over ten thousand dollars for high-risk industries. General liability for a small Union City store often costs 400 to 1200 dollars per year. Workers compensation rates in New Jersey are set by the state and vary by job classification. Business owners policy packages may save money compared to buying separate policies. This is general information not insurance advice.
About commercial insurance agents in Union City
Commercial insurance agents in Union City New Jersey help local businesses find coverage for liability property and workers compensation. New Jersey law requires most employers to carry workers compensation insurance for their employees. Agents can explain how state regulations affect your specific business needs.
Frequently Asked Questions
What types of commercial insurance do Union City businesses need?
Common coverages include general liability commercial property and workers compensation. New Jersey law requires workers comp for most businesses with employees. An agent can help you assess risks specific to Union City such as flood exposure near the Hudson River.
How do I choose a commercial insurance agent in Union City?
Look for an agent licensed in New Jersey with experience in your industry. Ask about their familiarity with local risks and New Jersey insurance regulations. Check their reviews and ask for references from other Union City business owners.
What is the cost of commercial insurance in Union City New Jersey?
Costs vary widely by business type size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction contractor could pay 3000 to 10000 dollars or more. Premiums are influenced by New Jersey market conditions and your claims history.
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