The top-rated commercial insurance agent in Spartanburg, South Carolina is Acceptance Insurance, rated 4.8 stars across 978 reviews. Other highly rated options include Calidad Insurance, Select Source Insurance, Hub City Insurance Group. This directory lists 22 commercial insurance agents serving Spartanburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 100 N Town Dr #6 | (864) 916-5005 |
| 2 | Calidad Insurance | 8066 Asheville Hwy | (864) 327-8295 |
| 3 | Select Source Insurance | 481 S Pine St | (864) 585-8318 |
| 4 | Hub City Insurance Group | 396 E St John St | (864) 707-1005 |
| 5 | State Farm: Cliff Gaubert | 844 E Main St | (864) 597-1200 |
| 6 | U Trust - Truck Insurance | 172 E Main St #201 | (864) 519-4010 |
| 7 | Carolina's Choice Insurance Agency, LLC | 858 E Main St | (864) 585-5000 |
| 8 | Compass Insurance Group LLC | 118 Southport Rd | (864) 764-1714 |
| 9 | ZIVO INSURANCE | 1481 Asheville Hwy | (864) 900-3331 |
| 10 | Affordable Insurance Services Inc. | 2775 Reidville Rd | (864) 587-1129 |
Acceptance Insurance serves business owners, property managers, and landlords in Spartanburg, South Carolina, by providing commercial insurance policies that protect assets and cover liability risks. This agency offers tailored coverage options for general liability, commercial property, and workers compensation. It works closely with clients to assess unique operational exposures and secure appropriate plans. The agency also extends its services to the communities of Greer and Boiling Springs within the broader Spartanburg metro area.
Calidad Insurance serves businesses throughout Spartanburg County as a commercial insurance agent. The company helps local companies evaluate and manage their unique risk exposures. Its agents work with clients to secure coverage for property, liability, and other essential operational needs. Policies are tailored to different industries to protect assets and revenue streams. Calidad Insurance handles general liability and workers’ compensation insurance for area firms.
Select Source Insurance provides a comprehensive range of general liability and property coverage options tailored for businesses in Spartanburg, SC. The agency offers routine policy reviews and claims support to help commercial clients maintain adequate protection as their operations evolve. It assists with standard commercial auto, workers’ compensation, and inland marine policies. The agency services a variety of property types, including single-family homes used for business, apartment complexes, retail storefronts, and restaurants throughout the local area.
Hub City Insurance Group serves business owners, property managers, and commercial property owners throughout the Spartanburg, SC area. It advises clients on general liability, commercial property, workers’ compensation, and other coverage options tailored to local industry needs. The agency helps companies manage risk and comply with insurance requirements essential for ongoing operations. It also provides commercial auto insurance for fleet operators and contractors. Its service area includes the city of Duncan and other communities within Spartanburg County.
Serving Spartanburg and the surrounding communities of the South Carolina Upstate, State Farm: Cliff Gaubert handles commercial insurance agent services for local business owners. It manages policies that protect assets, cover liability, and support operations for various enterprises. The agency typically begins by reviewing a company’s specific risks and operations to understand coverage needs. It then compares available options to build a policy that fits the business’s scale and industry, addressing common local exposures.
Specializing in commercial truck insurance, U Trust in Spartanburg, SC covers liability and physical damage for owner-operators and fleets. As a commercial insurance agent, it also assists local businesses with general liability and workers’ compensation policies. These services help drivers and contractors meet state and federal requirements. The agency is particularly useful when clients prepare for winter weather, as it reviews policies to ensure coverage is adequate for seasonal road hazards and cargo delays.
Carolina's Choice Insurance Agency, LLC in Spartanburg, SC offers commercial insurance both through one-time policies for specific projects and through recurring annual renewals for ongoing operations. Coverage options for local businesses include general liability, property, and workers' compensation plans tailored to their individual risk profiles. Services are provided on a scheduled basis to match each client's renewal cycle and changing needs, with as-needed adjustments available for new equipment or expanded operations.
Compass Insurance Group LLC in Spartanburg, SC works with businesses to identify and manage their commercial insurance needs. Its core services include structuring general liability and property coverage, with additional options available for specialized policies like workers compensation and commercial auto insurance. The company helps protect a range of commercial operations, including office environments, warehouses, and food service establishments.
ZIVO INSURANCE serves residential clients in Spartanburg, SC, addressing home and auto coverage needs. For commercial insurance, the agency provides tailored policies for local businesses, helping them manage property, liability, and other operational risks within the region. Their service area focuses on the Spartanburg community and surrounding Upstate South Carolina locations. Clients can expect clear guidance during initial policy setup and claim support as needed. The agency encourages schedule check-ins during routine renewals, ensuring coverage adjustments align with changing business conditions between regular service visits.
As Spartanburg businesses prepare for seasonal inventory shifts or equipment upgrades, Affordable Insurance Services Inc. helps property owners review their current liability and property coverage limits. This local commercial insurance agent works with retailers, contractors, and service providers to identify gaps in protection against common regional risks like storm damage or customers liability claims. A thorough on-site inspection of the business premises typically follows the initial consultation.
What Does a a Commercial Insurance Agent in Spartanburg Cost?
The cost of commercial insurance in Spartanburg varies by business type size and risk factors. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 3000 to 10000 per year. Workers compensation rates in South Carolina are set by the state and average around 1.50 to 2.50 per 100 dollars of payroll for low risk jobs. This is general information and not insurance advice.
About commercial insurance agents in Spartanburg
Commercial insurance agents in Spartanburg South Carolina help local businesses secure coverage for property liability and workers compensation. South Carolina law requires most employers to carry workers compensation insurance if they have four or more employees. Spartanburg agents can guide you through state specific requirements and find policies that fit your industry.
Frequently Asked Questions
What types of commercial insurance do Spartanburg agents offer?
Spartanburg agents offer general liability property insurance commercial auto workers compensation and professional liability. They also provide specialized coverage for industries like manufacturing construction and retail common in the Upstate region.
Is commercial auto insurance required in South Carolina?
Yes South Carolina law requires commercial auto liability insurance for any vehicle used for business purposes. Minimum liability limits are 25000 per person for bodily injury 50000 per accident for bodily injury and 25000 for property damage.
How does workers compensation work in South Carolina?
South Carolina law requires workers compensation insurance for most businesses with four or more employees. This includes full time part time and seasonal workers. The policy covers medical expenses and lost wages for work related injuries.
Commercial Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Bluffton · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island · Indian Land · Lexington