The top-rated condo insurance agent in Lakewood, Colorado is Premier Group Insurance, rated 4.9 stars across 870 reviews. Other highly rated options include April Welch - State Farm Insurance Agent, Kaufman Agency, InsureOne Insurance. This directory lists 19 condo insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Premier Group Insurance | 7165 W Colfax Ave | (303) 233-7878 |
| 2 | April Welch - State Farm Insurance Agent | 1590 Balsam St | (303) 234-1792 |
| 3 | Kaufman Agency | 13701 W Jewell Ave # 284 | (303) 975-0363 |
| 4 | InsureOne Insurance | 5285 W Louisiana Ave | (720) 571-6612 |
| 5 | Andrew Kuntzman Agency - Goosehead Insurance | 165 S Union Blvd Suit 250 | (303) 774-6345 |
| 6 | Asset Protection Services of Colorado | 355 S Teller St | (303) 583-2681 |
| 7 | Hurl & Hurl Insurance Agency | 1650 S Deframe St | (720) 757-2934 |
| 8 | Mile High Insurance Brokers | 2255 S Wadsworth Blvd Suite 109 | (720) 996-1975 |
| 9 | Dodrill Insurance Inc. | 7807 W Mississippi Ave | — |
| 10 | Morrison Insurance Agency | 2535 S Lewis Way STE 108 | (303) 985-1576 |
Premier Group Insurance assists condo owners and property managers in Lakewood, Colorado with tailored insurance policies designed for common interest communities. The agency provides essential coverage options to protect individual units and shared building structures. Property managers consult here for master policy guidance, while individual unit owners seek personal liability and contents protection. This firm also serves clients in the neighboring area of Golden within the greater Denver metro region.
April Welch - State Farm Insurance Agent serves the Lakewood, Colorado area as a condo insurance agent. The agency assists condo owners in securing policies that protect their dwelling unit and personal belongings. It also helps clients navigate the relationship between individual coverage and a homeowners association’s master policy. Services include advising on loss assessment coverage for shared building elements. The office handles personal liability and medical payments coverage for guests.
Kaufman Agency provides a range of services tailored for condo insurance, including policy evaluation and claims assistance. It offers ongoing policy reviews to help clients align coverage with changing building regulations and personal asset needs. Located in Lakewood, CO, the agency focuses on protecting individual unit owners from common liabilities and structural risks. Kaufman Agency services condominiums located in single-family home complexes, multifamily apartment buildings, and mixed-use properties with retail spaces and restaurants.
Condo owners in Lakewood, Colorado are the primary customers of InsureOne Insurance. This agency specializes in securing coverage for individual unit interiors, personal property, and liability protection that standard homeowner policies do not cover. Their services help residents protect their home investment within a shared building structure. For property managers overseeing multiple units in an association, they can also provide guidance on master policy gaps. The agency extends its insurance services to homeowners and renters in the nearby Denver metro area.
Andrew Kuntzman Agency - Goosehead Insurance in Lakewood, CO distinguishes between one-time policy purchases and recurring service plans for reviewing and updating a condo owner’s coverage each term. Their work focuses on matching policy details to the specific replacement cost and liability exposures of individual condominium units within the local market. They advise clients on the differences between bare-walls and all-in building coverage, and on loss assessment protection for shared areas. Service runs on an as-needed basis, with policyholders scheduling a consultation whenever they face a change in their property.
Serving Lakewood and the surrounding communities of Jefferson County, Asset Protection Services of Colorado handles condo insurance policies tailored to individual unit owners. Its work addresses the unique coverage gaps often left by a building’s master policy. To complete a typical job, it begins by reviewing the association’s declarations to determine the correct personal property and liability limits a client needs.
Hurl & Hurl Insurance Agency specializes in crafting condo insurance policies that protect individual units and personal belongings. Based in Lakewood, Colorado, the agency generally assists homeowners with navigating coverage for shared building elements and association master policies. It helps clients understand how deductibles and liability limits apply to condominium living. As winter approaches, the agency frequently advises on coverage for potential water damage from frozen pipes in vacant units.
Mile High Insurance Brokers serves clients in Lakewood, Colorado, helping them navigate condo insurance policies that address common coverage gaps. Beyond standard plans, the company specializes in securing endorsements for loss assessment and water backup damage, essential add-ons for attached housing complexes. Its work involves comparing multiple carriers to find suitable pricing and coverage limits for individual unit owners. The agency can assist commercial ventures, including offices, warehouses, and food service operations, with their distinct property and liability requirements.
Morrison Insurance Agency provides residential condo insurance services to property owners throughout Lakewood, Colorado. The agency also assists with commercial coverage for condominium associations needing specialized liability and property protection. Their service area extends across Lakewood and nearby communities. Condo insurance plans typically include coverage for interior structures, personal belongings, and loss assessment protection. Clients can contact the agency for initial policy setup or to adjust existing coverage. Morrison Insurance Agency welcomes follow‑up inquiries between regular policy review visits to address changing coverage needs.
What Does a a Condo Insurance Agent in Lakewood Cost?
Typical condo insurance costs in Lakewood Colorado range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your unit value deductible amount and location within Jefferson County. Hail prone areas may see higher premiums. This is general information not insurance advice.
About condo insurance agents in Lakewood
Condo insurance agents in Lakewood Colorado help owners protect their units with HO-6 policies. Colorado law requires condo associations to carry master policies but individual owners need coverage for interior fixtures and personal property. Local agents understand the specific risks in Jefferson County like hail damage and wildfire exposure.
Frequently Asked Questions
What does a condo insurance agent in Lakewood do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior improvements and liability. They explain how the master policy and your individual policy work together to avoid gaps in coverage.
Is condo insurance required by law in Colorado?
Colorado does not legally require condo insurance for individual owners. However most lenders will require it if you have a mortgage. Your condo association bylaws may also require you to carry a minimum amount of coverage.
How does Colorado law affect my condo insurance needs?
Colorado has specific rules about master policies and loss assessment coverage. Under Colorado law the master policy must cover the building structure but you may need loss assessment coverage for shared area repairs. An agent can explain how Colorado Revised Statutes affect your policy.
Condo Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Fort Collins · Grand Junction · Greeley · Highlands Ranch