The top-rated condo insurance agent in Westminster, Colorado is Brian Finan - State Farm Insurance Agent, rated 4.9 stars across 634 reviews. Other highly rated options include Aloha Insurance, Conexus Insurance, Jim Plane - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Westminster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Finan - State Farm Insurance Agent | 2861 W 120th Ave STE 200 | (303) 457-1921 |
| 2 | Aloha Insurance | 8753 Yates Dr # 200 | (303) 489-0889 |
| 3 | Conexus Insurance | 11080 Circle Point Rd #100 | (303) 429-3501 |
| 4 | Jim Plane - State Farm Insurance Agent | 4800 W 80th Ave Ste 120 | (303) 235-0090 |
| 5 | Jodi Sarntee Agency, Inc. American Family Insurance | 4257 Main St UNIT 220 | (303) 460-0752 |
| 6 | 3R Insurance Agency | 9035 Wadsworth Pkwy Suite 2730-B | (303) 421-5123 |
| 7 | Alison Ferguson at Comparion Insurance Agency | 10155 Westmoor Dr Suite 175 | (303) 374-0904 |
| 8 | Kim Adame - State Farm Insurance Agent | 9035 Wadsworth Pkwy Ste 3001 | (303) 464-8840 |
| 9 | Quinn McCoy - State Farm Insurance Agent | 7535 W 92nd Ave STE 200 | (303) 423-1116 |
| 10 | Rojas Insurance Group LLC | 2690 W 104th Ave Ste 110 | (303) 495-1942 |
Brian Finan - State Farm Insurance Agent serves the Westminster, Colorado area as a condo insurance agent. This agency provides coverage options for condominium owners and helps protect personal property and shared building assets. Condo insurance can address interior unit repairs, personal liability, and loss assessment fees from the homeowners association. The office assists with customizing policies to meet individual policyholder needs. It also handles claims support and policy reviews for current customers in the Westminster region.
Aloha Insurance serves homeowners and property managers in Westminster, Colorado, who need specialized coverage for their individual condo units or shared association policies. The agency helps clients navigate the distinction between master policies and personal unit protection, ensuring adequate coverage for interior structures, personal property, and liability exposures common in condominium communities. It also assists with loss assessment endorsements and deductible coverage tailored to local homeowners association requirements. Aloha Insurance additionally extends its services to nearby Broomfield, offering comparable condo insurance guidance to residents in that area.
Conexus Insurance provides personalized condo insurance services for property owners in Westminster, Colorado, including policy reviews and coverage adjustments to match changing needs. The agency helps clients evaluate protective options for interior structures, personal belongings, and liability exposures that standard policies may not address. Its team offers straightforward consultations to explain loss assessment coverage and other condo-specific protections. Conexus Insurance handles policies for single-family homes, apartments, retail condos, and owner-occupied units in mixed-use restaurant settings.
Jim Plane - State Farm Insurance Agent provides coverage options tailored for condominium unit owners in Westminster, Colorado. The agency typically offers policies that protect personal belongings, interior structures, and liability exposures often not covered by a building's master policy. Additional specialty coverages may include loss assessment protection for shared common areas or water backup damage. The office can assist commercial sectors including offices, warehouses, and food service operations with their individual insurance needs.
Jodi Sarntee Agency, Inc. American Family Insurance serves clients across Westminster, CO, and the surrounding communities, specializing in condo insurance policies. It handles the unique coverage needs of condominium owners, including protection for personal property, interior structures, and liability. Each policy is typically approached by first assessing the homeowner association’s master policy, then tailoring individual coverage limits and deductibles to address any gaps.
3R Insurance Agency specializes in the distinct service models of condo insurance in Westminster, CO. One-time service is typically a single policy purchase for a new unit, whereas recurring service involves annual policy reviews and updates for existing coverage. Their policies address common condo risks like interior damage and liability within homeowners association master policies. Standard offerings include personal property protection and loss-of-use coverage. Services are provided on a scheduled basis, allowing for consistent policy management and annual reassessments of coverage needs.
As winter storms bring snow and ice to Westminster, condo owners often need to review their coverage for potential damage. Alison Ferguson at Comparion Insurance Agency helps local residents navigate policies that protect against common condo risks such as frozen pipes or roof leaks. She tailors each insurance plan to the specific needs of the individual unit and its shared building structure. New clients typically begin with a walkthrough assessment of their condo’s unique features and existing homeowner association responsibilities.
Kim Adame - State Farm Insurance Agent in Westminster, Colorado specializes in condo insurance solutions. This agency helps protect individual unit owners against losses such as fire, theft, and liability. It also offers supplemental coverage for interior improvements and personal belongings beyond the master policy. Owners of commercial spaces, including small offices, warehouses, and food service establishments, can arrange appropriate protection for their specific business needs.
Quinn McCoy - State Farm Insurance Agent in Westminster, CO, specializes in helping condo owners protect their units and personal property. It also offers general insurance services, including auto and renters policies. For condo unit owners, it assists with tailoring coverage for interior fixtures and shared-space liability. During Colorado’s spring hailstorms, the agency frequently reviews policies with clients to clarify what damage new roofs and windows are covered under their HOA master policies.
Rojas Insurance Group LLC provides residential condo insurance services for owners in the Westminster, Colorado area. The firm also offers commercial coverage options tailored to smaller condo association needs. Clients can expect assistance with policy reviews that address local HOA requirements and individual unit protection. The team follows up after each policy is issued to confirm all details are clear. They arrange repeat service consultations between regular renewal visits to adjust coverage as residents’ circumstances change.
What Does a a Condo Insurance Agent in Westminster Cost?
The cost of a condo insurance policy in Colorado typically ranges from 200 to 600 dollars per year for a standard unit. Factors like your location in Westminster, the age of the building, your deductible choice, and the amount of personal property coverage affect the premium. Higher risk areas near creeks or with older plumbing may increase rates. This is general information and not insurance advice.
About condo insurance agents in Westminster
Condo insurance agents in Westminster Colorado help you understand the specific coverage needed for your unit. Colorado law requires HO-6 policies to cover interior improvements and personal liability. Agents can explain how the master policy and your individual policy work together to protect your investment.
Frequently Asked Questions
What does a condo insurance policy in Colorado cover?
A standard HO-6 policy covers your personal property, interior walls and fixtures, and liability for injuries on your property. It also provides loss of use coverage if your unit becomes uninhabitable. Your agent can help you match coverage to your master policy requirements.
Do I need condo insurance if the building has a master policy?
Yes, the master policy typically covers the building structure and common areas. You still need your own policy for personal belongings, interior improvements, and liability. Many lenders in Colorado require this coverage for your mortgage.
How do Colorado water damage laws affect my condo insurance?
Colorado law holds unit owners responsible for damage from water sources within their unit, like a burst pipe or overflowing sink. Your HO-6 policy can cover these losses and help pay for repairs to other units if you are at fault. Discuss this with your agent to ensure adequate limits.
Condo Insurance Agents in Other Colorado Cities
Arvada · Aurora · Boulder · Brighton · Castle Rock · Centennial · Colorado Springs · Commerce City · Denver · Englewood · Erie · Fort Collins · Grand Junction · Greeley · Highlands Ranch