The top-rated condo insurance agent in Bloomington, Minnesota is Stephanie Fetzer - State Farm Insurance Agent, rated 5.0 stars across 739 reviews. Other highly rated options include Walser Insurance Group, Sam Sand - State Farm Insurance Agent, Casey Charlson - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Fetzer - State Farm Insurance Agent | 2111 W 90th St | (952) 881-4000 |
| 2 | Walser Insurance Group | 4401 American Blvd W Suite 300 | (612) 234-6070 |
| 3 | Sam Sand - State Farm Insurance Agent | 8714 Lyndale Ave S | (612) 351-3848 |
| 4 | Casey Charlson - State Farm Insurance Agent | 2626 E 82nd St #390 | (952) 253-1020 |
| 5 | Farmers Insurance - Austin Miller | 2120 W Old Shakopee Rd | (952) 253-9907 |
| 6 | Brent Mohlenhoff - State Farm Insurance Agent | 8714 Lyndale Ave S | (952) 881-0907 |
| 7 | Arcadia Insurance Group | 8400 Normandale Lake Blvd #920 | (952) 856-6074 |
| 8 | Alexander & Haberman Agency, LLC - Bloomington | 9301 Bryant Ave S #105 | (952) 444-9720 |
| 9 | James M King Insurance | 5270 W 84th St Suite 305 | (952) 881-2685 |
| 10 | Vandervieren & Associates Inc. American Family Insurance | 9437 Garfield Ave S Ste 100 | (952) 888-1445 |
Stephanie Fetzer’s State Farm Insurance Agency serves the Bloomington, Minnesota, area and surrounding Hennepin County, offering tailored coverage solutions for condo owners. The agency helps clients protect their personal property and interior fixtures, which standard building policies often exclude. Condo insurance from this agent also addresses liability risks and provides living expense coverage if a unit becomes temporarily uninhabitable. Specific services handled include safeguarding personal belongings against theft or damage and extending loss assessment coverage for shared complex areas.
Walser Insurance Group provides a full range of condo insurance services for clients in Bloomington, MN. It offers tailored coverage plans that address liability, personal property, and interior building elements specific to condominium associations. The company also provides ongoing policy maintenance to ensure coverage adapts to local ordinance changes and inflation. Regular service reviews are available to help clients understand their deductible options. Walser Insurance Group services single-family homes, apartments, retail locations, and restaurants.
Sam Sand - State Farm Insurance Agent in Bloomington, MN, serves homeowners, condo unit owners, and property managers seeking coverage for individual units and shared building areas. The agency offers policies that protect personal belongings, interior fixtures, and liability risks common to condominium living. Clients can discuss policy options to fit their specific needs and building requirements. The agent also assists customers in nearby Richfield and the broader Twin Cities metro area.
Serving Bloomington and the surrounding communities in Hennepin County, this agency handles condo insurance policies for owners in the area. It assists clients with coverage for individual units, including interior structures, personal belongings, and liability protection against common incidents. For each policy, the agent reviews the condo association master policy to identify coverage gaps and ensures the owner’s individual plan provides sufficient protection. It takes a detailed approach, carefully aligning deductibles and loss assessment coverage with the unique needs of the specific property.
Farmers Insurance - Austin Miller in Bloomington, MN distinguishes between one-time condo insurance inquiries and ongoing policy management for local condominium owners. The agency helps residents navigate coverage tailored to individual unit needs, including personal liability and interior structural protection. Service adapts to community association requirements without offering specific policy guarantees. Appointments are available on a scheduled or as-needed basis to review coverage changes or update policy details as a client’s situation evolves outside regular renewal periods.
As a condo insurance agent in Bloomington, Minnesota, Brent Mohlenhoff - State Farm Insurance Agent specializes in protecting individually owned units within shared buildings. The agency works with owners to secure policies covering interior structures, personal belongings, and liability for common-area incidents. It also offers guidance on loss assessment coverage and understands local condo association requirements. As winter approaches in the Twin Cities metro area, the office helps ensure policies account for potential damage from frozen pipes or ice dams.
Arcadia Insurance Group works with clients in Bloomington to secure coverage tailored to residential condominium properties. The agency specializes in endorsements for loss assessments, water backup, and improved interior finishes that exceed standard master policy limits. By focusing on individual unit protection, it helps owners address gaps between building insurance and personal assets. The team serves commercial sectors including condominium complexes with common offices, management warehouses, and food service operations governed by association bylaws.
When winter snow and ice melt in Bloomington, spring thaw can reveal hidden leaks or moisture damage that may affect a condo unit. Alexander & Haberman Agency, LLC - Bloomington helps local condominium owners navigate their insurance options to protect against such seasonal risks. Their work focuses on finding policies that cover interior fixtures and shared building structures typical in area condos. The process typically begins with a thorough walk-through inspection to assess individual unit value and common area exposures, allowing the agent to recommend appropriate coverage.
James M King Insurance in Bloomington, MN is known for serving local condo owners with tailored coverage solutions. The agency helps clients protect their units from common risks like water damage, liability claims, and loss of personal property. It also addresses building ordinance requirements and loss assessment coverage that HOA policies may not fully cover. For added protection, the firm can attach a package floater endorsement to cover high-value personal items beyond standard limits.
Vandervieren & Associates Inc. American Family Insurance provides residential condo insurance services in the Bloomington area, tailoring policies to the specific coverage needs of individual unit owners and association requirements. The agency also offers commercial insurance solutions for local businesses. Serving clients throughout the region, they take time to review policy details and discuss adequate protection for condominium property. Their team follows up after initial service to ensure satisfaction, and remains available for repeat policy adjustments and regular annual coverage reviews.
What Does a a Condo Insurance Agent in Bloomington Cost?
Condo insurance in Minnesota typically costs between 300 and 600 dollars per year for standard HO6 coverage. Factors include your unit value location deductible choice and liability limits. High value units or those in flood zones may cost more. This is general information not insurance advice.
About condo insurance agents in Bloomington
Condo insurance agents in Bloomington Minnesota help owners protect their units and personal property. Minnesota law requires condo associations to carry master policies but unit owners need individual HO6 policies for interior fixtures and liability. A local agent can explain how the master policy deductible affects your claim and what coverage you need.
Frequently Asked Questions
What does a condo insurance agent do in Bloomington?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior walls and liability. They review your association master policy to find gaps and recommend appropriate coverage limits.
Is condo insurance required in Minnesota?
Minnesota does not legally require condo insurance but most lenders will require it for a mortgage. Even without a loan an HO6 policy protects your investment from fire water damage and lawsuits.
How does the master policy deductible affect my coverage?
If a claim involves common areas the association master policy deductible applies. Your HO6 policy can cover that deductible amount which is often between 5000 and 25000 dollars. An agent can help you choose the right deductible coverage.
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