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Directory of condo insurance agents in Cottage Grove, Minnesota. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 condo insurance agents in Cottage Grove, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-0224
statefarm.com
Nate Pica-Anderson - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 365-2343
cottagegrovemninsurance.com
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170
truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425
mymidwestinsurance.com
Jack Germo - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 458-0425
statefarm.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699
agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900
amfam.com
Andrea Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-2207
statefarm.com
Tim Maluski Agcy, Inc. American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Condo insurance agents in Cottage Grove help owners protect their units and personal property. Minnesota law requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy for interior fixtures and liability. Working with a local agent ensures your coverage meets state regulations and community rules.
What Does a Condo Insurance Agent in Cottage Grove Cost?
Typical condo insurance costs in Minnesota range from 300 to 600 dollars per year for a standard HO-6 policy. Factors include your unit's location, size, deductible, and coverage limits. Adding flood or earthquake coverage increases the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance policy cover in Minnesota?
A standard HO-6 policy covers your personal belongings, interior walls and fixtures, and liability for injuries on your property. It also provides loss of use coverage if your unit becomes uninhabitable. Minnesota law does not require individual condo insurance, but your mortgage lender likely will.
How do I choose a condo insurance agent in Cottage Grove?
Look for an agent licensed in Minnesota who understands condo association master policies and individual HO-6 needs. Ask about their experience with local communities and whether they can explain how your association's deductible affects your coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.