The top-rated condo insurance agent in Burnsville, Minnesota is Insurance Brokers of MN - Tyler Flatmoe Agency, rated 5.0 stars across 557 reviews. Other highly rated options include Keith Nederhoed - State Farm Insurance Agent, Matthew Olson - State Farm Insurance Agent, Kirk Detlefsen - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Burnsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Brokers of MN - Tyler Flatmoe Agency | 3000 County Rd 42 W #202 | (952) 567-9964 |
| 2 | Keith Nederhoed - State Farm Insurance Agent | 1008 County Rd 42 E | (952) 894-6404 |
| 3 | Matthew Olson - State Farm Insurance Agent | 350 W Burnsville Pkwy # 150 | (952) 890-4515 |
| 4 | Kirk Detlefsen - State Farm Insurance Agent | 2800 Cliff Rd E Ste 200 | (952) 890-2800 |
| 5 | Mark Arens State Farm Insurance Agency | 14400 W Burnsville Pkwy | (952) 895-9999 |
| 6 | Farmers Insurance - Brian Welke | 1605 Southcross Dr W | (952) 253-9505 |
| 7 | F.I.R.E Leaders Financial | 1000 E 146th St #216 | (952) 688-2994 |
| 8 | Lakeside Insurance Brokers, Inc. | 11979 Co Rd 11 STE 270 | (952) 854-0109 |
| 9 | Thomas Durda American Family Insurance | 2426 E 117th St | (952) 594-8725 |
| 10 | Dan Beech Agency | 1353 Larc Industrial Blvd | (612) 467-9591 |
Insurance Brokers of MN - Tyler Flatmoe Agency serves the Burnsville area and the greater metro region as a dedicated condo insurance agent. This agency assists condominium owners in securing policies that specifically address common area liability and interior structural coverage. They work with local carriers familiar with Minnesota regulations and association bylaws. Their services include tailoring personal property protection and loss assessment endorsements to match individual unit owner needs. Specialty services handled by this agency are water damage endorsements and special loss settlement for condo improvements.
Keith Nederhoed - State Farm Insurance Agent provides a full range of condo insurance services, including tailored policies for individual unit owners and coverage for common building elements. Routine policy reviews and claims assistance are available to help clients maintain adequate protection as their needs change. This Burnsville, MN agency serves owners of single-family homes, apartments, retail spaces, and restaurants.
Matthew Olson - State Farm Insurance Agent in Burnsville, MN serves condominium owners, homeowners, and property managers seeking tailored coverage for individual units and shared building structures. The agency provides protection against common condo risks such as water damage, liability from common areas, and loss of personal property. Policies are designed to complement master association insurance while filling gaps for interior fixtures and renovations. This local office also assists clients throughout the broader south metro area, including nearby communities like Lakeville and Apple Valley.
Kirk Detlefsen - State Farm Insurance Agent serves Burnsville, Minnesota, and the surrounding communities, handling tailored condo insurance policies. These policies typically cover interior structures, personal belongings, and liability for unit owners. The agency works with local homeowners to evaluate individual needs, such as shared building coverage gaps often left by master policies. It generally approaches a typical job by reviewing the specifics of each condo’s association requirements and personal assets to structure appropriate protection, then presenting clear options to secure adequate coverage.
Mark Arens State Farm Insurance Agency in Burnsville, MN serves clients choosing between ongoing policy management and single-session advice for a new condo. Coverage options under a standard condo policy typically protect interior walls, personal belongings, and named liabilities from unexpected damages or injuries. Clients may benefit from discussing specific HOA master policy overlaps to avoid gaps or duplicate costs. Service is available for one-time policy reviews, scheduled annual check-ins, or as-needed modifications following life changes or property updates.
Farmers Insurance - Brian Welke specializes in tailoring condo insurance policies for property owners in Burnsville, Minnesota, addressing the unique coverage needs of individual unit interiors and personal liability. The agency serves local condo owners by explaining common policy gaps, such as inadequate assessments coverage or loss-of-use provisions. During Minnesota’s harsh winter months, it helps clients ensure their policies properly protect against burst pipes, ice dam damage, and related structural repairs inside their units.
F.I.R.E Leaders Financial, based in Burnsville, MN, helps clients secure condo insurance that covers individual units and shared building elements. The agency specializes in tailoring policies to address the unique needs of condo owners, including loss assessment coverage and personal property protection. It works with local carriers to customize policies for different residential situations. The company can serve business sectors such as offices, warehouses, and food service establishments, ensuring their commercial property risks are appropriately managed.
When winter thaws reveal potential water damage from ice dams or spring storms threaten Burnsville rooftops, condo owners often seek guidance on protecting their investment. Lakeside Insurance Brokers, Inc. serves clients in this area by examining individual unit coverage needs against association master policies to identify gaps in liability or loss assessment protection. Their process focuses on verifying building boundaries and reviewing personal property values before comparing applicable insurance market options. An initial discovery meeting is scheduled to inspect the unit and evaluate any unique exposure to shared building risks.
Thomas Durda American Family Insurance provides residential condo insurance services in Burnsville, Minnesota, tailoring policies to meet the specific needs of individual unit owners. Commercial coverage is also available for small business properties in the area. This agency helps clients understand local building regulations and common area liability requirements that affect condo ownership. After the initial policy is set, agents remain available for follow-up questions and assist with adjustments between regular policy reviews to ensure continued appropriate coverage.
Dan Beech Agency is known for providing condo insurance policies tailored to the specific needs of condo owners in Burnsville, MN. The agency covers the unique structural and liability gaps not addressed by a condo association’s master policy. Property protection, personal liability coverage, and loss assessment coverage are included in every standard policy. Renters who own condos can also receive specialized contents coverage. For additional security, the agency offers optional flood and earthquake add-ons for individual units.
What Does a a Condo Insurance Agent in Burnsville Cost?
Condo insurance in Minnesota typically costs between 200 and 600 dollars per year for a standard policy. Factors like your unit location deductible and coverage limits affect the price. Higher value finishes or additional endorsements for water backup or ordinance coverage can increase the cost. This is general information and not insurance advice.
About condo insurance agents in Burnsville
Condo insurance agents in Burnsville Minnesota help owners protect their unit and personal belongings. Minnesota law requires condo associations to carry a master policy but that policy does not cover your interior walls or personal property. A local agent can explain how to fill those gaps with an HO-6 policy tailored to your building.
Frequently Asked Questions
What does a condo insurance agent in Burnsville do?
A condo insurance agent helps you choose a policy that covers your unit fixtures personal property and liability. They review your association master policy to find coverage gaps. They also advise on loss assessment coverage which is important in Minnesota.
Is condo insurance required in Minnesota?
Yes most lenders require condo insurance if you have a mortgage. Even without a mortgage the association bylaws often require unit owners to carry a minimum amount of liability and property coverage. An agent can help you meet those requirements.
How does Minnesota law affect condo insurance?
Minnesota Statute 515B.3-113 requires associations to maintain a master policy for common areas. However unit owners are responsible for their own interior improvements and personal property. An agent can explain how this statute impacts your coverage needs.
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