The top-rated condo insurance agent in Coon Rapids, Minnesota is Pinnacle Insurance Agency of Minnesota, LLC, rated 4.9 stars across 1,365 reviews. Other highly rated options include Paul Gentilini - State Farm Insurance Agent, R J Bergstrom - State Farm Insurance Agent, David Doyea - State Farm Insurance Agent. This directory lists 15 condo insurance agents serving Coon Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pinnacle Insurance Agency of Minnesota, LLC | 10081 Dogwood St NW | (763) 767-2323 |
| 2 | Paul Gentilini - State Farm Insurance Agent | 3357 Coon Rapids Blvd | (763) 755-1420 |
| 3 | R J Bergstrom - State Farm Insurance Agent | 11413 Hanson Blvd NW | (763) 755-7350 |
| 4 | David Doyea - State Farm Insurance Agent | 2740 Main St NW #114 | (763) 755-6100 |
| 5 | Kevin Vote - State Farm Insurance Agent | 11115 Crooked Lake Blvd NW | (763) 755-7220 |
| 6 | Kari A Hefnider Agency LLC American Family Insurance | 1740 116th Ave NW #170 | (763) 755-0375 |
| 7 | Robert Bianchi-Rossi - State Farm Insurance Agent | 543 Coon Rapids Blvd NW | (763) 784-2553 |
| 8 | North Suburban Agencies, Inc. | 11421 Hanson Blvd NW | (763) 755-2300 |
| 9 | David Curtis: Allstate Insurance | 9920 Foley Blvd NW #150 | (763) 754-6636 |
| 10 | Aspen Insurance Group, Inc | 8960 Springbrook Dr #100 | (763) 755-7000 |
Pinnacle Insurance Agency of Minnesota, LLC serves the Coon Rapids area of Anoka County as a condo insurance agent. This company helps local condo owners secure coverage that can address the unique needs of shared-wall living and common-area assessments. It specializes in policies that may include protection for interior fixtures and personal liability. Specific services include structuring loss assessment coverage and dwelling protection tailored to condominium association requirements.
Paul Gentilini - State Farm Insurance Agent in Coon Rapids, MN, provides condo insurance services including customized coverage for unit owners and policy reviews to address unique association requirements. It helps clients manage their insurance maintenance by updating policies after renovations or changes in personal property value. The agency assists with liability protection and loss assessment coverage tailored to individual needs. It services a variety of properties such as single-family homes, condominiums, apartments, retail spaces, and restaurants.
Serving homeowners, landlords, and property managers in Coon Rapids, MN, R J Bergstrom - State Farm Insurance Agent provides condo insurance policies designed to protect individual units and shared building assets. The agency addresses coverage for personal belongings, interior structures, and liability typical of condominium ownership. It also helps clients navigate the unique gap between master policies and personal coverage needs. Additionally, the agency serves clients in the neighboring community of Anoka and throughout the northern Twin Cities metro area.
Serving Coon Rapids and surrounding communities in Minnesota, this agency handles condo insurance for local homeowners. It provides coverage tailored to condominium association policies, protecting individual units and personal belongings. The agent works directly with clients to review their specific HOA master policy details and identify gaps in protection. To handle a typical job, he begins by analyzing the client’s current insurance and condo association requirements, then recommends appropriate coverage limits for liability and personal property.
Serving Coon Rapids, Kevin Vote - State Farm Insurance Agent offers both a one-time policy purchase for a specific period and a recurring annual renewal option tailored to ongoing protection. Condo insurance coverage here safeguards interior structures, personal belongings, and liability against common claims like water damage or theft. Policies can be customized to address individual building bylaws and unit values. Service runs on an initial setup with scheduled annual reviews, plus as-needed updates for claims or coverage changes.
Kari A Hefnider Agency LLC American Family Insurance provides specialized coverage for condo owners in Coon Rapids, MN, addressing the unique needs of individually owned units within associations. The agency works with clients to help protect personal property, interior fixtures, and liability exposures that a master policy may not cover. It also assists homeowners in ensuring their individual policies adequately fill gaps in condominium association coverage. As winter approaches, the agency helps ensure adequate protection for frozen pipe damage and ice dam claims.
As winter thaws in Coon Rapids, snowmelt can expose hidden roof leaks or ice dam damage that threatens a condominium unit's interior. Robert Bianchi-Rossi - State Farm Insurance Agent helps local condo owners review their policies to ensure coverage for such perils, including interior water damage and loss assessments. This agent focuses on matching each condo’s specific HOA master policy gaps with an appropriate personal unit policy. The process begins with a thorough inventory of personal belongings and a review of the association’s deductible responsibilities during an initial consultation.
North Suburban Agencies, Inc. provides residential condo insurance services, also offering commercial coverage for properties in and around Coon Rapids, MN. As a local agency, they help clients assess the specific liability and building-property needs unique to condominium ownership. Their service area covers surrounding communities where condo associations and unit owners require specialized policies. Clients can schedule follow‑up appointments to review changing policy needs between regular annual visits.
Based in Coon Rapids, Minnesota, David Curtis: Allstate Insurance assists clients in protecting their investments. The agency focuses on condo insurance, securing personal property and liability coverage tailored to individual unit owners. It can also address specialty add-ons such as loss assessment coverage and extended replacement cost. For local professionals, the agency serves various commercial sectors, including offices, warehouses, and food service operations that require property and liability policies.
Aspen Insurance Group, Inc. in Coon Rapids, MN, is known for providing focused insurance coverage for condominium owners and associations. Its service range includes personalized policies that address shared building structures, individual unit interiors, personal liability, and loss assessments related to common areas. The company works to tailor coverage to community bylaws and local housing regulations. For condominium owners requiring additional protection beyond standard terms, Aspen Insurance Group offers an add-on for increased personal property valuation and extended water backup coverage.
What Does a a Condo Insurance Agent in Coon Rapids Cost?
Typical condo insurance costs in Coon Rapids range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your units location, age, coverage limits, and deductible. Premiums may be higher for older buildings or if you add flood or sewer backup coverage. This is general information, not insurance advice.
About condo insurance agents in Coon Rapids
Condo insurance agents in Coon Rapids, Minnesota help owners protect their units and personal property. Minnesota law requires condo associations to carry a master policy, but individual unit owners need their own HO-6 policy for interior fixtures and liability. An agent can explain how Minnesota Statute 515B.3-113 affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Coon Rapids do?
A condo insurance agent helps you find a policy that covers your personal belongings, interior walls, and liability. They also explain how the associations master policy interacts with your individual coverage. This ensures you are not underinsured for gaps in protection.
Do I need condo insurance if I live in a Coon Rapids condo?
Yes, most mortgage lenders require a condo insurance policy. Even if you own your unit outright, an HO-6 policy protects against fire, theft, water damage, and lawsuits. Minnesota law does not mandate individual coverage, but it is strongly recommended.
How does Minnesota law affect condo insurance in Coon Rapids?
Minnesota Statute 515B.3-113 requires condo associations to maintain a master property policy covering common areas. Unit owners must insure their own unit improvements and personal property. An agent can help you understand what the master policy covers so you buy the right supplemental coverage.
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