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Compare Condo Insurance Agents in Elk River, MN

Browse condo insurance agents serving Elk River, Minnesota. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Elk River, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 16 condo insurance agents in Elk River, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Gleitz - State Farm Insurance Agent
370 Jackson Ave NW, Elk River, MN 55330
(763) 441-2482 getrednow.com
Wayne Swart - State Farm Insurance Agent
817 Main St NW, Elk River, MN 55330
(763) 274-2000 wayneswart.com
The Pampusch Agency
17205 Yale St NW Suite B, Elk River, MN 55330
(763) 441-4250 agents.fuainsurance.com
North Central Insurance Agency
16854 US-10, Elk River, MN 55330
(763) 241-7900 northcentralinsurance.com
Elk Agency Insurance
325 Main St NW, Elk River, MN 55330
(763) 241-0656 elkagency.com
Bonnie Koste Agency Inc American Family Insurance
913 Main St NW, Elk River, MN 55330
(763) 441-9029 amfam.com
Pentagon Insurance
18853 Freeport St NW, Elk River, MN 55330
(763) 331-8700 pentagoninsuranceagency.com
Forthright Insurance LLC
231 Main St NW #3, Elk River, MN 55330
(763) 447-4112 forthrightinsurancemn.com
Home Security Abstract & Title Co.
564 Dodge Ave NW B, Elk River, MN 55330
(763) 241-9241 homesecurityabstract.com
Patriot Insurance Brokers
312 Main St NW, Elk River, MN 55330
(763) 595-1544 patriotinsurancebrokers.com
Farm Bureau Financial Services: Jessica Filipek
19276 Vernon St NW Ste A, Elk River, MN 55330
(763) 595-1146 fbfs.com
Farmers Insurance - David Stokke
625 Main St NW, Elk River, MN 55330
(763) 441-4761 agents.farmers.com
Integrity
10th Ave, Elk River, MN 55330
(763) 441-6361 integrityexperience.com
Affordable Insurance Solutions
10997 185th Ave NW, Elk River, MN 55330
(612) 226-0437 affordableinsurancemn.com
Oakwood
649 Main St NW, Elk River, MN 55330
(763) 441-8405 insuranceonmain.com
Insurance on Main - Dan Pecka
649 Main St NW, Elk River, MN 55330
(763) 441-8405 insuranceonmain.com

Condo insurance agents in Elk River Minnesota help you understand the specific coverage needed for your unit. Minnesota law requires condominium associations to carry a master policy but that policy often does not cover your personal belongings or interior improvements. A local agent can explain how to fill these gaps with an HO-6 policy tailored to your Elk River condo.

What Does a Condo Insurance Agent in Elk River Cost?

Condo insurance in Elk River Minnesota generally costs 200 to 600 dollars annually for a standard HO-6 policy. Factors that affect the price include your deductible amount personal property value and the age of the condominium complex. Some policies may cost more if you add flood or sewer backup coverage which is common in Minnesota. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does condo insurance cover in Elk River Minnesota?
Condo insurance typically covers your personal property interior fixtures and liability. It also provides loss assessment coverage if the HOA charges you for a shared claim. In Minnesota the master policy of the association usually covers the building structure and common areas.
Do I need condo insurance if the HOA has a master policy?
Yes you still need your own policy. The HOA master policy often does not cover your personal belongings upgrades you made to the unit or your liability for accidents inside your condo. Minnesota law does not require individual condo insurance but most lenders will require it if you have a mortgage.
How much does condo insurance cost in Elk River Minnesota?
Condo insurance in Minnesota typically costs between 200 and 600 dollars per year. The exact price depends on your unit value deductible and coverage limits. Elk River rates may vary based on local weather risks and the age of the building.