The top-rated disability insurance agent in Montgomery, Alabama is The Mitchell Agency, rated 5.0 stars across 807 reviews. Other highly rated options include Direct Auto Insurance, Acceptance Insurance, Robinson Bryant Agency. This directory lists 20 disability insurance agents serving Montgomery.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Mitchell Agency | 4170 Carmichael Ct suite a | (334) 279-6667 |
| 2 | Direct Auto Insurance | 3801 Eastern Blvd | (334) 625-7783 |
| 3 | Acceptance Insurance | 428 Twain Curve | (334) 523-7196 |
| 4 | Robinson Bryant Agency | 2931 Zelda Rd | (334) 356-3665 |
| 5 | Mims Insurance Agency Inc | 1256 Perry Hill Rd | (334) 265-9291 |
| 6 | All Kids Insurance | RSA Tower Building, 201 Monroe St #400 | (888) 373-5437 |
| 7 | Global Insurance and Services LLC | 5770 Bell Rd A | (334) 600-4140 |
| 8 | Go Insurance Agency | 3366 Atlanta Hwy | (334) 593-9991 |
| 9 | Harmon Dennis Bradshaw, Inc | 4131 Carmichael Rd | (334) 273-7277 |
| 10 | Belcher Agency Inc | 631 S Perry St | (334) 262-2984 |
The Mitchell Agency serves Montgomery County and the surrounding areas in Alabama, specializing in disability insurance agent services. It helps individuals secure income protection policies that provide financial support if an injury or illness prevents them from working. The agency guides clients through the complex process of evaluating policy options for short-term and long-term coverage needs. It assists with filing claims to ensure beneficiaries receive the benefits they are entitled to under their policy. The Mitchell Agency handles both individual disability plans and group coverage for local businesses in Montgomery.
Direct Auto Insurance serves Montgomery, Alabama, and its surrounding communities, handling disability insurance needs for local residents. The agency helps clients understand coverage options that protect their income if an injury or illness prevents them from working. Each client’s situation is reviewed carefully, with the agent explaining different policy terms and benefits. To handle a typical job, the agency works through a step-by-step process of assessing the client’s current employment and financial circumstances, then presents tailored policy choices for their consideration.
Acceptance Insurance, based in Montgomery, Alabama, distinguishes between one-time consultations for specific disability insurance needs and recurring service plans for ongoing coverage adjustments. The agency assists local clients with policies that replace a portion of income if injury or illness prevents work. Services operate on an as-needed basis, allowing clients to request appointments when they require policy reviews, claim support, or plan updates.
Robinson Bryant Agency provides a range of disability insurance agent services in Montgomery, AL, helping individuals secure income replacement coverage for illness or injury. Support includes policy explanations to clarify benefit terms and ongoing plan maintenance for existing clients who need updates or claims assistance. The agency serves single-family homeowners, apartment tenants, retail employees, and restaurant workers within the local area.
Mims Insurance Agency Inc serves homeowners, local business owners, and self-employed professionals seeking disability income protection in Montgomery, Alabama. The agency helps clients evaluate coverage options to replace lost earnings during illness or injury, focusing on policies that align with individual financial needs. Guidance includes explaining elimination periods, benefit durations, and occupational classifications for both short-term and long-term plans. The agency also extends these services to clients throughout Prattville and the surrounding Elmore County area.
Serving Montgomery, Alabama, and the surrounding communities, All Kids Insurance specializes in disability insurance agent services that help local families secure income protection. This agency handles applications for both short-term and long-term disability coverage tailored to individual needs. A typical job involves assessing a client’s occupation and financial obligations to recommend appropriate policy options, then guiding them through the underwriting process with clear explanations of terms and conditions.
Global Insurance and Services LLC in Montgomery, AL offers clients both one-time policy assessments and recurring service plans for disability coverage, allowing for tailored management of individual protection needs. As a local disability insurance agent, the company assists clients in understanding policy options to safeguard income against unforeseen health issues. Ongoing service can be arranged on a one-time, scheduled, or as-needed basis to align with each client's shifting requirements.
Go Insurance Agency offers specialized disability insurance services in Montgomery, AL, helping individuals secure income protection for long-term or temporary disabilities. The agency guides clients through policy options designed to replace a portion of wages when illness or injury prevents work. It assists local workers in understanding coverage terms and benefit periods that align with their financial needs. During the annual open enrollment season for employer-sponsored benefits, Go Insurance Agency helps residents evaluate disability plan adjustments to maintain adequate protection for their households.
As central Alabama residents consider their income protection ahead of the uncertain spring storm season, Harmon Dennis Bradshaw, Inc in Montgomery assists with disability insurance. These agents help area professionals and self-employed individuals evaluate policies that replace a portion of lost earnings due to illness or injury. The company provides guidance on different benefit periods and waiting periods suited to local employment needs. Every process begins with a personal consultation to review current coverage and calculate an appropriate monthly benefit amount.
Belcher Agency Inc operates in Montgomery, Alabama as a disability insurance agent, helping clients secure coverage that protects income during illness or injury. This agency specializes in tailoring individual and group disability policies to meet specific financial needs. Businesses with office environments depend on these plans for employee security. Warehouses and distribution centers frequently require customized protection for their workforce. Food service establishments also benefit from policies designed to address the unique risks inherent in that industry.
What Does a a Disability Insurance Agent in Montgomery Cost?
Disability insurance agent services in Alabama typically do not charge a separate fee because agents earn commissions from the insurance carrier. Premiums for individual disability policies in Alabama can range from 1 percent to 3 percent of your annual income. For a 50 000 dollar annual salary a policy might cost between 500 and 1500 dollars per year. Costs vary based on age health occupation and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Montgomery
Disability insurance agents in Montgomery Alabama help individuals and businesses find income protection plans. These agents understand Alabama state regulations and can guide you through the policy selection process. Working with a local agent ensures you receive support tailored to the needs of the River Region community.
Frequently Asked Questions
What does a disability insurance agent in Montgomery do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options and assist with the application process. Agents in Montgomery are familiar with Alabama insurance laws and can help you understand policy terms.
How do I choose a disability insurance agent in Alabama?
Look for an agent licensed in Alabama with experience in disability coverage. Ask about their knowledge of Alabama specific regulations such as the time limit on filing a claim. A good agent will explain policy exclusions and waiting periods clearly.
Are disability insurance premiums tax deductible in Alabama?
If you pay premiums with after tax dollars your benefits are generally tax free. If your employer pays the premiums benefits are usually taxable as income. Consult a tax professional for your specific situation under Alabama state tax rules.