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Find Disability Insurance Agents Near You in Opelika, AL

Browse disability insurance agents serving Opelika, Alabama. Updated 2026-07-14.

The top-rated disability insurance agent in Opelika, Alabama is Christie Ray Hill - State Farm Insurance Agent, rated 5.0 stars across 329 reviews. Other highly rated options include Eric McDade - State Farm Insurance Agent, Lauren Bland Bernier - State Farm Insurance Agent, Alfa Insurance - Stephanie Graham. This directory lists 18 disability insurance agents serving Opelika.

Showing 18 disability insurance agents in Opelika, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christie Ray Hill - State Farm Insurance Agent7512 AL-51(334) 737-6811
2Eric McDade - State Farm Insurance Agent907 2nd Ave ste a(334) 759-7431
3Lauren Bland Bernier - State Farm Insurance Agent1406 Fitzpatrick Ave(334) 745-3383
4Alfa Insurance - Stephanie Graham709 2nd Ave(251) 423-4286
5Bill White - State Farm Insurance Agent401 S 8th St(334) 749-8319
6Highpoint Insurance Group107 18th St(334) 741-9979
7Alabama Insurers451 Columbus Pkwy(334) 749-7200
8Lance Brown Allstate Insurance (The Brown Insurance Agency)1707 2nd Ave(334) 758-0088
9TrustCover Insurance2124 Frederick Rd(256) 991-0230
10J. Smith Lanier & Co2821 Corporate Park Dr(334) 749-3401
CR
7512 AL-51
Christie Ray Hill - State Farm Insurance Agent
Disability Insurance Agent · Opelika, AL

Christie Ray Hill - State Farm Insurance Agent serves the Opelika, Alabama, area as a dedicated disability insurance agent. The agency assists clients with understanding and selecting policies that provide income protection if an illness or injury prevents them from working. They guide individuals through the process of evaluating coverage options tailored to personal and professional needs. The office offers help with short-term disability plans and long-term disability coverage to safeguard financial stability during unexpected health challenges.

EM
907 2nd Ave ste a
Eric McDade - State Farm Insurance Agent
Disability Insurance Agent · Opelika, AL

Eric McDade - State Farm Insurance Agent in Opelika, AL provides a range of disability insurance services, including individual and employer-sponsored coverage options. The agency also offers ongoing policy maintenance to help ensure plans remain aligned with clients' changing needs. It specializes in protecting income streams against unexpected medical events or injuries. The office services disability coverage needs for single-family homes, apartments, retail, and restaurants.

LB
1406 Fitzpatrick Ave
Lauren Bland Bernier - State Farm Insurance Agent
Disability Insurance Agent · Opelika, AL

Lauren Bland Bernier - State Farm Insurance Agent serves homeowners, local businesses, and property managers in Opelika, Alabama, by providing disability insurance coverage. This agent helps clients understand how a disability policy can replace a portion of lost income if an injury or illness prevents them from working. Clear explanations of policy terms and benefit periods are offered to ensure customers make informed decisions about their financial protection. The agency also extends its services to residents and businesses in the neighboring Auburn metropolitan area.

AI
709 2nd Ave
Alfa Insurance - Stephanie Graham
Disability Insurance Agent · Opelika, AL

Alfa Insurance - Stephanie Graham in Opelika, AL distinguishes between one-time disability insurance needs and recurring policies that require regular adjustments. Their services cover income protection plans tailored to local occupational risks. Assistance includes reviewing existing coverage, explaining benefit periods, and filing claims. The company ensures clients understand how disability insurance integrates with other benefits. Appointments are offered on both a scheduled and as-needed basis, with flexible availability for emergencies.

BW
401 S 8th St
Bill White - State Farm Insurance Agent
Disability Insurance Agent · Opelika, AL

Serving Opelika and the surrounding communities in eastern Alabama, Bill White - State Farm Insurance Agent provides disability insurance coverage designed to replace a portion of lost income if a client becomes unable to work due to injury or illness. This locally focused agent handles individual disability policies to help protect earnings and meet ongoing financial obligations. The agency approaches each case by first reviewing the client’s occupation and income, then customizing a plan that suits their specific needs and budget.

HI
107 18th St
Highpoint Insurance Group
Disability Insurance Agent · Opelika, AL

As local residents adjust to the rhythms of each new season, sudden injuries or illnesses can disrupt steady income, making disability insurance essential for financial stability in Opelika. Highpoint Insurance Group serves as a disability insurance agent, helping individuals and families understand policy options that protect their earnings during unexpected medical leave. Their focus is on guiding clients through plan selection based on coverage needs. The initial step involves scheduling a personalized assessment to review current protection gaps and income requirements.

AI
451 Columbus Pkwy
Alabama Insurers
Disability Insurance Agent · Opelika, AL

Alabama Insurers specializes in helping individuals secure disability income protection, offering tailored guidance for policies that replace lost wages due to injury or illness. Based in Opelika, it serves clients across the surrounding area by explaining coverage options, assisting with applications, and clarifying policy terms. Whether addressing a sudden workplace injury or planning for long-term health changes, the agency assists with the specific financial concerns that arise during open enrollment periods or after an unexpected medical diagnosis.

LB
1707 2nd Ave
Lance Brown Allstate Insurance (The Brown Insurance Agency)
Disability Insurance Agent · Opelika, AL

Lance Brown Allstate Insurance, operating as The Brown Insurance Agency in Opelika, Alabama, assists clients with general insurance needs while specializing as a disability insurance agent. This allows it to focus on income protection policies that replace a portion of earnings if an individual cannot work due to illness or injury. The agency can serve employees and business owners across various commercial sectors, including local offices, warehouses, and food service operations.

TI
2124 Frederick Rd
TrustCover Insurance
Disability Insurance Agent · Opelika, AL

TrustCover Insurance is known as a dedicated disability insurance agent in Opelika, AL, helping individuals and families protect their income if illness or injury prevents them from working. The company guides clients through policy options designed to replace a portion of lost wages, ensuring financial stability during recovery. TrustCover Insurance assists with short-term and long-term plans. A specialty service it can add on is offering tailored coverage for self-employed professionals in the local area.

JS
2821 Corporate Park Dr
J. Smith Lanier & Co
Disability Insurance Agent · Opelika, AL
CL
800 S 8th St
Colonial Life Insurance Co
Disability Insurance Agent · Opelika, AL
(251) 207-5666
AI
1451 Gateway Dr B
Alfa Insurance
Disability Insurance Agent · Opelika, AL
(334) 741-0573
alfainsurance.com
PS
2115 Interstate Dr
Pro Safe Insurance Agency
Disability Insurance Agent · Opelika, AL
(256) 444-6684
countryfinancial.com/kenny.chase
SI
1819 Westend Ct
Secure Insurance Agency
Disability Insurance Agent · Opelika, AL
(334) 316-9932
SI
211 2nd Ave
Starr Insurance Group LLC
Disability Insurance Agent · Opelika, AL
(334) 745-0888
starrgroupllc.com
MB
1310 1st Ave Suite B
Magnolia Benefits Group
Disability Insurance Agent · Opelika, AL
(251) 236-2666
facebook.com/profile.php
IW
216 S 8th St
Insure With A Rose
Disability Insurance Agent · Opelika, AL
(334) 745-6303
insurewitharose.net
PO
2468 Pepperell Pkwy
Progressive Opelika
Disability Insurance Agent · Opelika, AL
(251) 261-6999
progressive.com

What Does a a Disability Insurance Agent in Opelika Cost?

Disability insurance agent services in Alabama typically cost nothing upfront because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.

About disability insurance agents in Opelika

Disability insurance agents in Opelika, Alabama help individuals and businesses find coverage that meets their needs. Alabama law requires disability policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can explain how state regulations affect your benefits and claims process.

Frequently Asked Questions

What does a disability insurance agent in Opelika do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit amounts, and elimination periods. They also assist with filing claims and understanding Alabama insurance regulations.

How long do I have to file a disability claim in Alabama?

Alabama law does not set a specific time limit for filing a disability claim. However most policies require you to submit proof of loss within 90 days. Check your policy for exact deadlines.

Can an agent help if my disability claim is denied in Alabama?

Yes an agent can review your denial and help you gather additional evidence. They can also explain the appeals process. Alabama law gives you the right to request a review of your claim within 60 days of denial.

Disability Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.