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Find Disability Insurance Agents Near You in Opelika, AL

Browse disability insurance agents serving Opelika, Alabama. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Opelika, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 18 disability insurance agents in Opelika, AL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christie Ray Hill - State Farm Insurance Agent
7512 AL-51, Opelika, AL 36804
(334) 737-6811 chillwithsf.com
Eric McDade - State Farm Insurance Agent
907 2nd Ave ste a, Opelika, AL 36801
(334) 759-7431 drivewitheric.com
Lauren Bland Bernier - State Farm Insurance Agent
1406 Fitzpatrick Ave, Opelika, AL 36801
(334) 745-3383 myagentlaurenb.com
Bill White - State Farm Insurance Agent
401 S 8th St, Opelika, AL 36801
(334) 749-8319 billwhiteinsurance.net
Alfa Insurance - Stephanie Graham
709 2nd Ave, Opelika, AL 36801
(251) 423-4286 alfainsurance.com
Alabama Insurers
451 Columbus Pkwy, Opelika, AL 36801
(334) 749-7200 alabamainsurers.net
Highpoint Insurance Group
107 18th St, Opelika, AL 36801
(334) 741-9979 highpointinsurancegroup.com
Lance Brown Allstate Insurance (The Brown Insurance Agency)
1707 2nd Ave, Opelika, AL 36801
(334) 758-0088 agents.allstate.com
Colonial Life Insurance Co
800 S 8th St, Opelika, AL 36801
(251) 207-5666
TrustCover Insurance
2124 Frederick Rd, Opelika, AL 36801
(256) 991-0230
J. Smith Lanier & Co
2821 Corporate Park Dr, Opelika, AL 36801
(334) 749-3401 marshmma.com
Alfa Insurance
1451 Gateway Dr B, Opelika, AL 36801
(334) 741-0573 alfainsurance.com
Pro Safe Insurance Agency
2115 Interstate Dr, Opelika, AL 36801
(256) 444-6684 countryfinancial.com
Secure Insurance Agency
1819 Westend Ct, Opelika, AL 36801
(334) 316-9932
Starr Insurance Group LLC
211 2nd Ave, Opelika, AL 36801
(334) 745-0888 starrgroupllc.com
Magnolia Benefits Group
1310 1st Ave Suite B, Opelika, AL 36801
(251) 236-2666 facebook.com
Insure With A Rose
216 S 8th St, Opelika, AL 36801
(334) 745-6303 insurewitharose.net
Progressive Opelika
2468 Pepperell Pkwy, Opelika, AL 36801
(251) 261-6999 progressive.com

Disability insurance agents in Opelika, Alabama help individuals and businesses find coverage that meets their needs. Alabama law requires disability policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can explain how state regulations affect your benefits and claims process.

What Does a Disability Insurance Agent in Opelika Cost?

Disability insurance agent services in Alabama typically cost nothing upfront because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Opelika do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit amounts, and elimination periods. They also assist with filing claims and understanding Alabama insurance regulations.
How long do I have to file a disability claim in Alabama?
Alabama law does not set a specific time limit for filing a disability claim. However most policies require you to submit proof of loss within 90 days. Check your policy for exact deadlines.
Can an agent help if my disability claim is denied in Alabama?
Yes an agent can review your denial and help you gather additional evidence. They can also explain the appeals process. Alabama law gives you the right to request a review of your claim within 60 days of denial.