The top-rated disability insurance agent in Altamonte Springs, Florida is Globe Life Liberty National Division: The Rich Agencies, rated 5.0 stars across 1,659 reviews. Other highly rated options include Blanchard Insurance, Steffanie Rigetta Agency LLC, Solution Insurance Altamonte. This directory lists 16 disability insurance agents serving Altamonte Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: The Rich Agencies | 222 S Westmonte Dr #110 | (407) 869-6021 |
| 2 | Blanchard Insurance | 225 S Westmonte Dr Suite 2050 | (407) 788-8640 |
| 3 | Steffanie Rigetta Agency LLC | 622 Maitland Ave | (407) 775-3001 |
| 4 | Solution Insurance Altamonte | 851 W State Rd 436 Suite 1047 | (407) 347-2289 |
| 5 | Estrella Insurance | 1002 W State Rd 436 #1016 | (689) 799-4010 |
| 6 | Florida Independent Insurance Consultants | 706 Turnbull Ave STE 101 | (321) 346-9996 |
| 7 | Florida Legacy Advisors | 222 S Westmonte Dr #101 | (407) 745-4654 |
| 8 | Ed Jones Insurance | 249 Maitland Ave | (407) 767-0897 |
| 9 | Sihle Insurance Group | 1021 Douglas Ave | (407) 869-0962 |
| 10 | Moriarty Insurance Group | 385 Douglas Ave Suite 2050 | (407) 629-5501 |
Globe Life Liberty National Division: The Rich Agencies serves the Altamonte Springs, Florida, metro area and surrounding Seminole County as a disability insurance agent. The agency assists local professionals and business owners in locating income protection policies that replace lost wages if an injury or illness prevents them from working. It guides clients through plan selection for short-term or long-term disability coverage that addresses individual needs and budget requirements. The agency handles both employer-sponsored group benefits and private individual disability insurance policies.
Blanchard Insurance provides disability insurance agent services for individuals and businesses in the Altamonte Springs, Florida area. The agency assists clients with understanding their coverage options, completing applications, and navigating claims processes for disability income protection. Service plans include annual policy reviews to assess changing needs and help ensure proper benefit levels are maintained. Ongoing support for policy updates and questions is available throughout the year. Blanchard Insurance serves a diverse client base, including single-family homeowners, apartment residents, retail shops, and local restaurants.
Homeowners and business owners in and around Altamonte Springs, Florida, can work with Steffanie Rigetta Agency LLC for disability insurance agent services. This local agency helps clients understand how disability coverage can protect their income if an illness or injury prevents them from working. It also assists with choosing appropriate policy options to meet individual or business needs. The agency extends its services to residents and employers in the greater Orlando metro area.
Solution Insurance Altamonte serves the Altamonte Springs area and surrounding central Florida communities. It handles disability insurance policies that help replace income when clients are unable to work due to illness or injury. Agents assess individual financial situations and employment types to recommend appropriate coverage options. The company guides applicants through underwriting requirements and benefit selection. Its approach focuses on clearly explaining policy terms and exclusions so clients understand how their specific coverage functions during a disability claim.
Estrella Insurance serves residents in the Altamonte Springs area, helping them secure disability income protection tailored to individual needs. The agency also offers commercial coverage for local business owners seeking to safeguard employee income streams. Their service area extends throughout central Florida, ensuring access for clients in surrounding communities. After an initial policy setup, agents remain available for follow-up service between regular visits to adjust coverage as clients’ circumstances change.
Florida Independent Insurance Consultants offers clients a choice between one-time consultations for specific policy reviews and recurring service engagements for ongoing coverage adjustments. Operating in Altamonte Springs, the agency provides disability insurance solutions tailored to individual needs, helping clients protect their income against unforeseen medical events. Service can be arranged on either a one-time or as-needed basis, depending upon client preference.
Florida Legacy Advisors, based in Altamonte Springs, specializes in disability insurance agent services to protect income. It generally assists local professionals in securing coverage that replaces lost wages due to illness or injury. This firm helps individuals evaluate policy options aligned with their specific occupation and earnings. As employment patterns shift during spring and summer, many residents face transitions that make updating their disability protection a prudent concern.
Serving the greater Altamonte Springs area, this agency helps individuals and businesses navigate the complexities of income protection. As a disability insurance agent, the company specializes in crafting policies to replace lost earnings due to illness or injury. It tailors coverage to different work environments, including commercial and professional offices, warehouse and distribution centers, and food service operations.
As the Florida hurricane season approaches, residents of Altamonte Springs and the surrounding area often seek ways to safeguard their income against unexpected medical leaves. Sihle Insurance Group connects local professionals and business owners with disability insurance policies that replace lost wages during long-term illness or injury. The agency is dedicated to tailoring coverage based on individual career demands and daily financial obligations. Every new client inquiry begins with a thorough needs assessment to identify the most suitable protection options for their personal situation.
What Does a a Disability Insurance Agent in Altamonte Springs Cost?
Disability insurance agent services in Florida are usually paid through commissions from the insurance company. Policy premiums typically range from 1% to 3% of your annual income for individual coverage. Group policies through employers may cost less. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Altamonte Springs
Disability insurance agents in Altamonte Springs help individuals and business owners protect their income if they cannot work. Florida law requires agents to be licensed by the state and follow strict disclosure rules. Working with a local agent can help you understand Florida-specific policy provisions and claim procedures.
Frequently Asked Questions
What does a disability insurance agent in Altamonte Springs do?
A disability insurance agent helps you find and purchase disability coverage that fits your needs. They also assist with policy reviews, claim filing, and understanding benefit terms under Florida insurance regulations.
Are there Florida laws that affect disability insurance policies?
Yes. Florida Statute 627.912 requires insurers to provide clear policy language and timely claim decisions. Agents must also follow the Florida Insurance Code when selling policies, including providing a buyer guide.
How long do I have to file a disability claim in Florida?
Most Florida disability policies require you to notify the insurer within 20 to 30 days of becoming disabled. You typically have 90 days to submit a formal claim. Check your policy for exact time limits.
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