The top-rated disability insurance agent in Bonita Springs, Florida is My Florida Insurance, rated 4.9 stars across 1,560 reviews. Other highly rated options include American Health Options, Brightway Insurance, Bonita Springs, Insurance Specialists of SW Florida - Bonita Springs. This directory lists 17 disability insurance agents serving Bonita Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | My Florida Insurance | 28292 Industrial Rd #2 | (239) 221-0522 |
| 2 | American Health Options | 9990 Coconut Rd | (239) 940-4268 |
| 3 | Brightway Insurance, Bonita Springs | 3531 Bonita Bay Blvd STE 200 | (239) 676-8199 |
| 4 | Insurance Specialists of SW Florida - Bonita Springs | 12870 Trade Way Four #108 | (239) 949-7717 |
| 5 | Sunrise Insurance Group, LLC | 3388 Woods Edge Cir #101 | (239) 317-7160 |
| 6 | Bob McMullen Insurance Agency | 24241 S Tamiami Trl #1 | (239) 992-2200 |
| 7 | Natalie Mathews - State Farm Insurance Agent | 8800 Bernwood Pkwy | (239) 319-0388 |
| 8 | The Horton Group, a Marsh & McLennan Agency LLC Company | 24850 Burnt Pine Dr # 4 | (239) 354-7200 |
| 9 | Adam Bock - State Farm Insurance Agent | 11100 Bonita Beach Rd SE Ste 105 | (239) 598-9790 |
| 10 | Rosier Insurance | 9696 Bonita Beach Rd SE # 103 | (239) 444-1414 |
My Florida Insurance serves the Bonita Springs, Florida area, offering services as a disability insurance agent. The company helps local residents and workers secure coverage that can replace a portion of their income if an illness or injury prevents them from working. Agents assist clients in understanding policy options, such as short-term and long-term disability plans, to ensure financial protection during unexpected medical leave. The office handles both individual disability policies and group coverage for area employers in Bonita Springs.
American Health Options in Bonita Springs, Florida offers guidance on securing disability insurance policies to protect income against unexpected health issues. They assist clients in understanding coverage options and can help manage policy renewals or updates over time. Their service includes evaluating individual needs to recommend suitable plans. The company provides these services to a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Brightway Insurance in Bonita Springs, Florida, serves homeowners, business owners, and self-employed individuals seeking disability insurance coverage in the area. The agency helps clients protect their income by explaining policy options that replace lost earnings due to illness or injury, tailoring coverage to both personal and professional financial situations. Understanding local employment and business risks, the agent provides clear guidance through the complexities of short-term and long-term disability plans. The agency also regularly assists residents and business owners in nearby Estero.
Insurance Specialists of SW Florida - Bonita Springs serves Bonita Springs and the surrounding Southwest Florida communities. This agency exclusively handles disability insurance, helping individuals secure income protection for common medical situations. Clients typically seek coverage for injuries or illnesses that prevent them from working. A typical job is approached by reviewing the client’s occupation and income to select appropriate policy terms. The agent then guides the applicant through the medical underwriting process to finalize the disability plan.
Sunrise Insurance Group, LLC, based in Bonita Springs, Florida, offers both one-time policy evaluations and ongoing portfolio management for disability income protection. The agent’s work focuses on helping local professionals secure coverage that replaces a portion of their earnings if they become unable to work due to illness or injury. Consultations assess each client’s occupation, income, and existing benefits to determine suitable policy options. Service operates on both a scheduled and an as-needed basis, with regular reviews offered to adjust coverage as circumstances change.
Offering specialized disability insurance services, the Bob McMullen Insurance Agency in Bonita Springs, Florida, assists individuals with protecting their income in the event of an illness or injury. The agency guides clients through the complexities of policy options, helping them understand how to secure financial stability during unexpected health challenges. During the seasonal influx of new residents and workers common to Southwest Florida, it helps ensure that coverage adjustments are made to reflect changing local employment and lifestyle situations.
As seasonal residents return to Bonita Springs and local families plan for the year ahead, the need for reliable income protection becomes clear. Natalie Mathews - State Farm Insurance Agent works to help area individuals and households secure disability insurance that can replace lost wages if illness or injury prevents them from working. This coverage supports long-term financial stability in the event of an unexpected medical set-back. The first step typically involves a no-obligation review of a client’s current coverage to identify any gaps.
The Horton Group, a Marsh & McLennan Agency LLC Company, provides comprehensive disability insurance agent services from its location in Bonita Springs, Florida. The firm specializes in designing tailored disability coverage solutions, addressing both short-term and long-term income protection needs for individuals and businesses. It can serve a variety of commercial sectors, including professional offices, warehouses, and food service operations.
Adam Bock of State Farm Insurance serves the Bonita Springs area as a disability insurance agent, helping local residents understand how income protection plans can safeguard their finances against unexpected medical issues. The agency guides clients through the process of selecting coverage that fits their individual needs, explaining policy terms and benefit structures clearly. Additional support includes integrating disability coverage with other personal insurance options like life or health policies.
Rosier Insurance provides disability insurance services to residents of Bonita Springs, Florida, assisting individuals with policies that protect income during illness or injury. Commercial coverage is also available for local businesses seeking to safeguard their employees and operations within the region. The agent works closely with clients to explain plan options and file any necessary claims. Follow-up appointments are scheduled as needed to adjust coverage between regular visits and ensure ongoing protection.
What Does a a Disability Insurance Agent in Bonita Springs Cost?
Disability insurance agents in Florida typically charge a fee based on a percentage of the benefits they recover for you. Common fee structures range from 20 percent to 30 percent of past due benefits. Some agents charge an hourly rate or a flat fee for specific services. Costs vary by case complexity and the amount of work required. This is general information and not insurance advice.
About disability insurance agents in Bonita Springs
A disability insurance agent in Bonita Springs Florida can help you navigate the claims process for short term and long term disability benefits. Florida law requires insurers to respond to claims within specific timeframes under Florida Statute 627.613. Working with a local agent who understands these rules can make the process smoother.
Frequently Asked Questions
What does a disability insurance agent in Bonita Springs do?
A disability insurance agent helps you file claims, gather medical evidence, and communicate with the insurance company. They can also assist with appeals if your claim is denied. Agents in Bonita Springs are familiar with Florida insurance regulations.
How long do I have to file a disability claim in Florida?
Florida law does not set a single deadline for all disability claims. However most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your specific policy for exact time limits.
Can a disability insurance agent help with an appeal in Florida?
Yes an agent can help you gather supporting documents and submit a timely appeal. Under Florida law insurers must provide a written explanation for any denial. An agent can review that explanation and help you respond.
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