The top-rated disability insurance agent in Bradenton, Florida is Amistad Insurance | Affordable Insurance Bradenton, rated 5.0 stars across 435 reviews. Other highly rated options include Horizon Insurance, Insurance Time of Bradenton, Inc, Trout & Leigh Insurance, Inc.. This directory lists 21 disability insurance agents serving Bradenton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amistad Insurance | Affordable Insurance Bradenton | 1601 Manatee Ave E | (941) 822-0404 |
| 2 | Horizon Insurance | 5454 Lena Rd UNIT 107 | — |
| 3 | Insurance Time of Bradenton, Inc | 802 6th Ave W | (941) 746-5151 |
| 4 | Trout & Leigh Insurance, Inc. | 2110 Manatee Ave W | (941) 748-1641 |
| 5 | Robbins Insurance & Financial Services Inc. | 5705 26th St W | (941) 753-3941 |
| 6 | Joshua O'Bryan Benefits Group | 5620 Tara Blvd #101a | (941) 313-7004 |
| 7 | GreatFlorida Insurance: Ed O'Neill | 8110 Cortez Rd W | (941) 794-0282 |
| 8 | Sarasota Insurance Group | 6170 FL-70 STE 102 | (941) 400-8104 |
| 9 | Insureitman | 3639 Cortez Rd W Suite 225 | (833) 941-7475 |
| 10 | The Peeples Insurance Agency | 1808 Cortez Rd W #109 | (941) 377-7654 |
Amistad Insurance | Affordable Insurance Bradenton provides disability insurance agent services in the Bradenton, FL area. It helps individuals and professionals understand their coverage options and navigate policy details. Ongoing support is available for policy maintenance, including updates and claims assistance. The agency works with clients in a variety of residential and commercial property types, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, businesses, and self-employed professionals in Bradenton, FL seek insurance time of bradenton, inc for disability insurance agent services. They assist clients in selecting income protection policies according to individual needs. The agent explains coverage for short-term and long-term disability events with clear terms. A quiet consultation reviews existing benefits and possible workplace or individual policies. Customized options help guard income during recovery or unable to work periods. The firm also serves residents in the broader Lakewood Ranch area of Manatee County.
Trout & Leigh Insurance, Inc. serves clients in Bradenton, Florida, and the surrounding communities of Manatee County. The agency handles disability insurance policies designed to replace a portion of income if a policyholder becomes unable to work due to illness or injury. It works with individuals to evaluate their specific occupational risks and income protection needs. To complete a typical job, the company generally reviews a client’s employment situation and recommends a suitable plan duration and coverage amount for their budget.
For clients needing occasional assistance, Robbins Insurance & Financial Services Inc. offers a one-time policy review; those seeking ongoing portfolio adjustments can choose scheduled service options. Located in Bradenton, Florida, the agency helps individuals and families identify disability insurance coverage that protects income if illness or injury prevents work. All recommendations are based on client-specific financial situations and local benefit structures. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference and current policy needs.
Joshua O’Bryan Benefits Group specializes in helping clients secure disability income protection, serving the Bradenton area. It guides individuals and local businesses through plan selection, policy details, and enrollment procedures. The agency addresses common coverage needs such as replacing lost wages from illness or injury. It also assists professionals navigating the transition from employer-sponsored group benefits to more tailored individual policies. As tax season approaches, the company helps self-employed residents and small business owners understand how disability premiums may factor into their financial planning.
When seasonal residents return to Bradenton and local businesses ramp up for tourist season, securing income protection becomes a priority for many individuals. GreatFlorida Insurance with Ed O'Neill serves as a local disability insurance agent in the area. They help clients identify policies that replace a portion of income if illness or injury prevents work. The initial consultation typically involves reviewing the applicant’s current coverage and financial obligations. This first assessment step examines basic needs before any formal policy comparison begins.
Sarasota Insurance Group works with individuals to understand their income protection needs and offers specialized disability insurance agent services from its Bradenton, Florida location. The agency guides clients through policies that replace a portion of lost earnings due to illness or injury. It customizes coverage to suit different professional environments. Commercial sectors the firm can serve include office workplaces, warehouses, and food service operations.
Insureitman is a disability insurance agent serving individuals and businesses in Bradenton, Florida. The agency helps clients understand how disability coverage can replace lost income during illness or injury, guiding them through policy options from major insurers. It works with professionals, self-employed individuals, and small companies to find protection suited to their specific earnings structure and budget. Services include policy comparison, application assistance, and claims support. For added security, the agency can also advise on adding an overhead expense disability rider to protect business operating costs.
The Peeples Insurance Agency serves residents in Bradenton, Florida, by helping them find disability insurance coverage for their individual needs. In addition to residential service, the agency also assists local businesses with commercial disability policies intended to protect their employees’ incomes. Their focus remains on the Bradenton area and surrounding communities. Clients often return for annual policy reviews to ensure their coverage still fits changing circumstances or to adjust plans between regular visits.
What Does a a Disability Insurance Agent in Bradenton Cost?
Typical costs for disability insurance in Florida range from 1% to 3% of your annual income for a policy. For a 40 year old earning 60000 per year, a policy might cost between 600 and 1800 annually. Rates vary based on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Bradenton
Disability insurance agents in Bradenton Florida help residents protect their income with individual or group disability policies. Florida law requires agents to be licensed by the state and follow specific regulations under Florida Statute 626. Agents can also assist with policy reviews and claim filing for local workers in Manatee County.
Frequently Asked Questions
What does a disability insurance agent in Bradenton do?
A disability insurance agent helps you find a policy that fits your occupation and income. They explain policy terms, exclusions, and waiting periods. In Florida agents must follow the Florida Insurance Code when selling policies.
How long do I have to file a disability claim in Florida?
Florida law does not set a specific time limit for filing disability claims, but most policies require you to notify the insurer within 30 days of becoming disabled. You should check your policy for exact deadlines. An agent can help you understand your policy timeline.
Are disability insurance premiums tax deductible in Florida?
Premiums paid with after tax dollars are not deductible. If your employer pays the premium, the benefit may be taxable. Florida has no state income tax, so tax treatment follows federal IRS rules. An agent can explain how this applies to your situation.
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