The top-rated disability insurance agent in Clermont, Florida is Guardian Insurance Group, rated 5.0 stars across 425 reviews. Other highly rated options include A+ American Casualty Insurance Inc, Patriot Growth Insurance Services, LLC, Claudia Montoya, FL Licensed Health Insurance Broker at Porthan Health Solutions, Partnered with Advantage Insurance Advisors. This directory lists 19 disability insurance agents serving Clermont.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Guardian Insurance Group | 1230 Oakley Seaver Dr Suite 201 | (352) 444-7160 |
| 2 | A+ American Casualty Insurance Inc | 100 E Highland Ave | (352) 242-0550 |
| 3 | Patriot Growth Insurance Services, LLC | 2220 ClusterOak Dr Suite "F | (352) 243-9000 |
| 4 | Claudia Montoya, FL Licensed Health Insurance Broker at Porthan Health Solutions, Partnered with Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 242-8648 |
| 5 | Advantage Insurance Advisors | 231 Citrus Tower Blvd | (352) 227-3393 |
| 6 | Estrella Insurance | 194 N Hwy 27 Ste E | (352) 717-5515 |
| 7 | Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services | 3735 S Hwy 27 | (407) 787-2424 |
| 8 | AAA Clermont Insurance | 12340 Roper Blvd | (352) 394-5503 |
| 9 | Obamacare Clermont Rxinsurance | 4300 S Hwy 27 suite 203A | (407) 520-9832 |
| 10 | Michael Mowdy - State Farm Insurance Agent | 4279 S Hwy 27 suite B | (352) 243-7590 |
Guardian Insurance Group serves the greater Clermont, Florida, area as a disability insurance agent. The company helps local professionals and individuals find coverage that replaces lost income due to illness or injury. Its agents guide clients through policy options for both short-term and long-term disability plans. Guardian Insurance Group also works with residents to compare benefits from different carriers to secure suitable protection. This agency specifically handles applications for employer-sponsored group disability and individual long-term disability policies.
A+ American Casualty Insurance Inc in Clermont, FL serves homeowners, businesses, and property managers who need protection against lost income due to illness or injury. It helps clients evaluate policy options that replace a portion of their earnings during recovery periods. The agency also advises on coordination with existing employer benefits. It works with individuals and small business owners seeking coverage tailored to their occupational risks. Its service area extends into the broader Lake County region, including neighboring communities such as Groveland and Minneola.
Patriot Growth Insurance Services, LLC provides a full range of disability insurance agent services to individuals and businesses in and around Clermont, Florida. The company offers initial policy consultation, enrollment assistance, and ongoing plan management for long-term and short-term disability coverage. Its service plans include periodic policy reviews and benefits claims support to help clients navigate complex eligibility requirements. The agency services single-family homes, apartments, retail, and restaurants.
Claudia Montoya serves Clermont and the surrounding Central Florida communities as a disability insurance agent via Porthan Health Solutions, partnered with Advantage Insurance Advisors. The agency handles applications for short-term and long-term disability coverage, helping clients understand policy terms and waiting periods. It typically guides individuals through a review of their current income and employment benefits to tailor a suitable plan for financial protection during a temporary or extended inability to work.
Advantage Insurance Advisors in Clermont, FL offers both one-time policy reviews and recurring service agreements to help individuals maintain appropriate disability coverage. This firm specializes in the selection and management of policies that provide income protection should an illness or injury prevent work. They assist with initial plan enrollment and navigate any subsequent claim needs. Agents analyze coverage gaps and policy terms for local professionals. Service runs on either a one-time consultation or as-needed basis for ongoing support.
Estrella Insurance serves the Clermont, Florida, area as a Disability Insurance Agent. The company assists local residents and professionals in securing income protection plans. It helps clients understand policy options designed to replace lost wages when illness or injury prevents them from working. This agency guides individuals through the complexities of short-term coverage. Estrella Insurance also handles long-term disability benefit arrangements tailored to local needs.
As the spring storm season nears for Clermont residents, ensuring financial protection against unexpected injuries becomes a practical priority. Starlight Insurance Brokerage Firm - Taxes, Bookkeeping & Notary Services offers direct consultation on disability coverage, helping policyholders understand their options for preserving income during a recovery period. Located in the local commercial district, the brokerage streamlines the initial paperwork and explains specific policy provisions before any commitment is made. Their straightforward approach concludes with a complimentary review of current coverage gaps to determine suitable benefit amounts.
AAA Clermont Insurance provides disability insurance agent services to residents in and around Clermont, Florida. The company assists individuals with finding disability income protection policies that safeguard their earnings if illness or injury prevents them from working. These plans help maintain financial stability during recovery periods. Beginning the new year or planning for seasonal job changes are ideal times for local workers to review their coverage against unexpected health disruptions that might interrupt their regular income.
Obamacare Clermont Rxinsurance helps individuals navigate disability insurance options in and around Clermont, Florida. The agency specializes in policies designed to replace lost income if a worker is unable to perform their job due to illness or injury. Disabling conditions can strike without warning, making such coverage a valuable consideration for people in a range of employment settings. The agency advises workers in local offices, warehouses, and food service environments.
Michael Mowdy - State Farm Insurance Agent serves disability insurance clients in the Clermont, Florida area for residential needs. Commercial coverage is also available for local businesses requiring individualized disability policies. Service extends to the surrounding Lake County community as well. Clients contacting this agent for initial consultations can expect thorough policy guidance tailored to their specific circumstances. Follow-up service is provided between regular visits to review policy coverage and ensure it continues to meet changing personal or professional requirements.
What Does a a Disability Insurance Agent in Clermont Cost?
Disability insurance agent services in Florida typically do not charge a separate fee because they earn commissions from the insurance company. Premiums for individual disability policies in Florida range from 1 percent to 3 percent of your annual income. Costs vary based on your age health occupation and coverage amount. This is general information and not insurance advice.
About disability insurance agents in Clermont
Disability insurance agents in Clermont Florida help individuals and businesses find coverage that protects income if you cannot work. Florida law requires agents to be licensed by the state and follow specific regulations under Florida Statute Chapter 626. Local agents can explain how state laws affect your policy and claims process.
Frequently Asked Questions
What does a disability insurance agent in Clermont do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They explain policy terms, coverage limits, and waiting periods. Agents also assist with filing claims and understanding your rights under Florida law.
How do I choose a disability insurance agent in Clermont Florida?
Look for an agent licensed in Florida with experience in disability insurance. You can check their license status on the Florida Department of Financial Services website. Ask about their knowledge of Florida specific regulations and claim timelines.
Are there Florida laws that affect disability insurance claims?
Yes Florida has specific laws about claim handling and deadlines. For example insurers must respond to claims within 90 days under Florida Statute 627.613. An agent can help you understand these rules and how they apply to your policy.
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