The top-rated disability insurance agent in Annapolis, Maryland is Mathes Insurance Advisors, Inc., rated 4.9 stars across 428 reviews. Other highly rated options include JSR Insurance, CNR Insurance Inc, Goosehead Insurance - Tim Coe. This directory lists 21 disability insurance agents serving Annapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mathes Insurance Advisors, Inc. | 2525 Riva Rd Suite 105 | (410) 295-9900 |
| 2 | JSR Insurance | 793 Fairview Ave | (443) 529-9109 |
| 3 | CNR Insurance Inc | 166 West St | (410) 897-9890 |
| 4 | Goosehead Insurance - Tim Coe | 1125 West St Suite 200, Office 244 | (443) 924-6704 |
| 5 | Old Bay Insurance Agency | 133 Defense Hwy #214 | (410) 777-5390 |
| 6 | East Coast Health Advisors | 619 Ridgely Ave #200 | (410) 896-1212 |
| 7 | Nationwide Insurance: John G Rogers And Associates Inc. | 888 Bestgate Rd Suite 104 | (800) 310-3991 |
| 8 | Bay Area Insurance | 1 Annapolis St STE 100 | (410) 647-7333 |
| 9 | Henry M Murray Insurance Agency | 2498 Riva Rd | (410) 224-2664 |
| 10 | Simpson and Blom Insurance | 108 Old Solomons Island Rd Bldg 2 | (410) 573-9104 |
Mathes Insurance Advisors, Inc., serves the Annapolis, Maryland, metro area and surrounding Anne Arundel County as a disability insurance agent. The firm helps clients understand their need for income protection if illness or injury prevents them from working. It guides individuals and business owners through policy options tailored to different professions and budgets. Specific services include evaluating short-term and long-term disability insurance plans and advising on riders for own-occupation coverage.
JSR Insurance provides disability insurance agent services for residents and businesses in Annapolis, Maryland. The company offers guidance on policy selection, risk assessment, and claims assistance to protect clients' income in the event of injury or illness. JSR Insurance may assist with initial plan setup and periodic policy reviews to ensure ongoing coverage needs are met. Its clientele includes individuals, professionals, and local commercial operators working with single-family homes, apartments, retail spaces, and restaurants.
CNR Insurance Inc serves homeowners, business owners, and professionals in the Annapolis, MD area who require individual or group disability income protection. The agency assists clients in evaluating policy options that can replace a portion of lost earnings due to illness or injury. It helps navigate policy details such as benefit periods, elimination periods, and occupation-specific coverage. By focusing on financial stability during unexpected health events, the firm supports long-term income security for its clients. Its services also extend to residents and workplaces in nearby Severna Park.
Goosehead Insurance - Tim Coe serves the Annapolis, Maryland area and surrounding Anne Arundel County communities, handling disability insurance agent services. It helps local professionals and residents secure coverage that protects their income in the event of an illness or injury preventing them from working. The agency addresses policies designed to replace a portion of lost earnings during recovery periods. A typical job is approached by first evaluating an individual’s occupation and financial situation to recommend suitable plan options.
Old Bay Insurance Agency in Annapolis, Maryland provides clients with a choice between a one-time policy review or an ongoing, recurring relationship for disability insurance needs. The agency helps individuals secure income protection coverage in the event of a long-term illness or injury that prevents them from working. These services are designed to address local employment and self-employment situations. Service for clients runs on a one-time or as-needed basis depending on the plan selected.
As a disability insurance agent, East Coast Health Advisors in Annapolis, MD specializes in helping clients select policies that replace a portion of income if they become unable to work due to illness or injury. The agency guides individuals and local businesses through policy options, explaining benefit periods, elimination periods, and coverage limits so clients can make informed choices. This assistance is especially valuable when seasonal changes like summer boating on the Chesapeake increase physical risks for residents.
Residents of Annapolis and the surrounding Anne Arundel County region often face unexpected health challenges that can interrupt their income, and Nationwide Insurance: John G Rogers And Associates Inc. provides disability insurance agent services to address this need. They assist clients in securing coverage that offers a financial safety net during periods of medical leave or injury. Their agency evaluates individual circumstances to recommend suitable policies designed to replace lost wages. As a first step for those considering protection, they conduct a comprehensive needs assessment to outline available options.
Bay Area Insurance assists professionals and individuals across Annapolis, Maryland, in evaluating income protection strategies. The agency specializes in disability insurance, helping clients secure coverage that provides a portion of their salary if an illness or injury prevents them from working. Through careful policy comparisons, the agent addresses both short-term and long-term considerations. Commercial sectors commonly served include local office environments, warehousing operations, and food service establishments, where tailored plans account for distinct occupational risks and daily work demands.
Simpson and Blom Insurance serves as a disability insurance agency based in Annapolis, Maryland, known for helping individuals secure income protection in the event they cannot work due to illness or injury. The company advises clients in the local community on policy options that cover a portion of their earnings during temporary or long-term disabilities. It works with both short-term and long-term coverage arrangements. An additional service it offers is guidance on including cost-of-living adjustments in a disability policy.
What Does a a Disability Insurance Agent in Annapolis Cost?
The cost of disability insurance in Maryland varies based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old office worker, a policy covering 60% of income may cost between $100 and $300 per month. Costs are higher for high-risk occupations or longer benefit periods. This is general information, not insurance advice.
About disability insurance agents in Annapolis
Disability insurance agents in Annapolis help individuals and business owners protect their income. Maryland law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Working with a local agent can simplify the process of choosing a policy that meets your needs.
Frequently Asked Questions
What does a disability insurance agent in Annapolis do?
A disability insurance agent helps you find a policy that replaces a portion of your income if you cannot work due to illness or injury. They explain policy terms, compare options from different carriers, and assist with the application process. Agents do not provide legal advice or represent you in disputes.
Are there Maryland laws that affect disability insurance policies?
Yes. Maryland law requires that individual disability insurance policies include a 30-day grace period and a provision for reinstatement after a lapse. Policies sold in Maryland must also comply with state regulations regarding claim handling and time limits for filing a lawsuit, which is typically three years from the date proof of loss is required.
How do I choose a disability insurance agent in Annapolis?
Look for an agent who is licensed in Maryland and has experience with disability coverage. Ask about the insurance carriers they represent and whether they offer policies that fit your occupation and income. You can verify an agents license through the Maryland Insurance Administration.
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