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Browse disability insurance agents serving Gaithersburg, Maryland. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Gaithersburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 20 disability insurance agents in Gaithersburg, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christian Durand - State Farm Insurance Agent
18237 Flower Hill Way d, Gaithersburg, MD 20879
(301) 208-1100
durandchristian.com
Juan Aguirre - State Farm Insurance Agent
24 Montgomery Village Ave Suite D, Gaithersburg, MD 20879
(301) 948-8118
oneinamillioninsurance.com
Capitol Benefits, LLC
364 Main St 2nd floor, Gaithersburg, MD 20878
(301) 431-0000
capitolbenefits.com
John F Cooper Jr - State Farm Insurance Agent
6 Montgomery Village Ave #102, Gaithersburg, MD 20879
(301) 208-2100
johnredcooper.com
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners
1 Bank St Suite 200, Gaithersburg, MD 20878
(301) 309-0400
blueridgeriskpartners.com
Dave Vidmar - State Farm Insurance Agent
9 N Summit Ave, Gaithersburg, MD 20877
(301) 926-3700
davevidmar.com
Nazar Insurance Agency
Thomas Cannery Shopping Center, 1 E Diamond Ave, Gaithersburg, MD 20877
(301) 328-3028
nazarinsuranceagency.com
Pacheco & Associates
525 S Frederick Ave, Gaithersburg, MD 20877
(301) 330-8070
pachecoandassociatesmd.com
Insurance One Group |Gaithersburg, MD
9711 Washingtonian Blvd Suite 550, Gaithersburg, MD 20878
(301) 840-7283
insonegroup.com
General Insurance Group Inc
101 Lakeforest Blvd # 480, Gaithersburg, MD 20877
(866) 417-9090
generalinsurancegroup.com
Walker Poole Insurance
18310 Montgomery Village Ave Suite 360, Gaithersburg, MD 20879
Disability insurance agents in Gaithersburg, Maryland help individuals and businesses secure income protection policies. Maryland law requires certain employers to provide short-term disability benefits through the state program. Agents in Gaithersburg can explain how private policies supplement state benefits and protect your income during illness or injury.
What Does a Disability Insurance Agent in Gaithersburg Cost?
The cost of disability insurance in Maryland varies based on age, health, occupation, and benefit amount. Typical premiums for an individual policy range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Group plans through employers are often cheaper. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Gaithersburg do?
A disability insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They explain policy terms, benefit periods, and elimination periods. Agents also assist with filing claims and understanding your rights under Maryland law.
Does Maryland require employers to provide disability insurance?
Maryland does not require private employers to provide long-term disability insurance. However, employers with 15 or more employees must participate in the Maryland Paid Family and Medical Leave program starting in 2025. A Gaithersburg agent can help you understand how private policies work alongside this new state benefit.
How long do I have to file a disability claim in Maryland?
For private disability policies, the time limit to file a claim depends on your specific contract. Most policies require you to submit a claim within 30 to 90 days of becoming disabled. Maryland law gives you up to three years to file a lawsuit if your claim is denied, under the state statute of limitations for contract disputes.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.