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HomeDisability Insurance AgentsMaryland › Gaithersburg

Find Disability Insurance Agents Near You in Gaithersburg, MD

Browse disability insurance agents serving Gaithersburg, Maryland. Updated 2026-07-14.

The top-rated disability insurance agent in Gaithersburg, Maryland is Christian Durand - State Farm Insurance Agent, rated 4.9 stars across 992 reviews. Other highly rated options include Juan Aguirre - State Farm Insurance Agent, Capitol Benefits, LLC, John F Cooper Jr - State Farm Insurance Agent. This directory lists 22 disability insurance agents serving Gaithersburg.

Showing 22 disability insurance agents in Gaithersburg, MDListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christian Durand - State Farm Insurance Agent18237 Flower Hill Way d(301) 208-1100
2Juan Aguirre - State Farm Insurance Agent24 Montgomery Village Ave Suite D(301) 948-8118
3Capitol Benefits, LLC364 Main St 2nd floor(301) 431-0000
4John F Cooper Jr - State Farm Insurance Agent6 Montgomery Village Ave #102(301) 208-2100
5Rubin Insurance Agency, a Division of Blue Ridge Risk Partners1 Bank St Suite 200(301) 309-0400
6Dave Vidmar - State Farm Insurance Agent9 N Summit Ave(301) 926-3700
7Nazar Insurance AgencyThomas Cannery Shopping Center, 1 E Diamond Ave(301) 328-3028
8Insurance One Group |Gaithersburg, MD9711 Washingtonian Blvd Suite 550(301) 840-7283
9General Insurance Group Inc101 Lakeforest Blvd # 480(866) 417-9090
10Pacheco & Associates525 S Frederick Ave(301) 330-8070
CD
18237 Flower Hill Way d
Christian Durand - State Farm Insurance Agent
Disability Insurance Agent · Gaithersburg, MD

Christian Durand - State Farm Insurance Agent serves the Gaithersburg, MD area and surrounding Montgomery County. As a disability insurance agent, the company assists individuals in understanding and selecting coverage that replaces a portion of lost income if an illness or injury prevents them from working. This office works with clients to evaluate their personal financial needs and identify appropriate policy options from State Farm. Among the services handled, it addresses short-term disability insurance and long-term disability insurance to help protect earnings during recovery periods.

JA
24 Montgomery Village Ave Suite D
Juan Aguirre - State Farm Insurance Agent
Disability Insurance Agent · Gaithersburg, MD

Juan Aguirre, operating as a State Farm Insurance Agent in Gaithersburg, MD, provides a range of disability insurance services, including income protection policies designed to replace a portion of lost earnings due to illness or injury. The agency assists clients in understanding coverage options and available plan maintenance services, such as annual policy reviews for benefit adjustments. Its service focuses on properties in the local area, including single-family homes, apartments, retail storefronts, and restaurants.

CB
364 Main St 2nd floor
Capitol Benefits, LLC
Disability Insurance Agent · Gaithersburg, MD

Capitol Benefits, LLC in Gaithersburg, MD serves individuals and working professionals seeking to protect their income through disability insurance policies. The company helps clients understand policy options that provide partial income replacement if an illness or injury prevents them from working. Services include comparing plans from multiple carriers and assisting with the application process. This agency also covers clients throughout Montgomery County and the greater Washington, D.C. metropolitan area.

JF
6 Montgomery Village Ave #102
John F Cooper Jr - State Farm Insurance Agent
Disability Insurance Agent · Gaithersburg, MD

John F Cooper Jr - State Farm Insurance Agent serves Gaithersburg, Maryland and its surrounding communities. The agency focuses on disability insurance, which helps replace a portion of lost income if a client becomes unable to work due to illness or injury. Policies are designed to meet different financial needs and waiting periods. The typical job begins with a review of the client's current earnings and budget. The agent then uses that information to recommend suitable coverage options tailored to the client's specific situation.

RI
1 Bank St Suite 200
Rubin Insurance Agency, a Division of Blue Ridge Risk Partners
Disability Insurance Agent · Gaithersburg, MD

Rubin Insurance Agency, a Division of Blue Ridge Risk Partners, in Gaithersburg, MD, assists clients with disability insurance, distinguishing between one-time policies for immediate needs and recurring plans that provide ongoing income replacement. Disability insurance agents in this area help protect local professionals and small business owners from financial loss due to illness or injury, ensuring coverage aligns with individual occupational risks and income levels. Service here operates on a scheduled basis, typically through annual policy reviews and adjustments as circumstances change.

DV
9 N Summit Ave
Dave Vidmar - State Farm Insurance Agent
Disability Insurance Agent · Gaithersburg, MD

Serving Gaithersburg and the surrounding area, Dave Vidmar - State Farm Insurance Agent specializes in disability insurance policies that replace a portion of income if an injury or illness prevents work. The agency also provides guidance on general insurance options to help individuals protect their financial stability. With disability coverage, a sudden accident or unexpected medical diagnosis can become a significant obstacle to monthly earnings. A particular concern during flu season or after a planned surgery is the temporary loss of income, which this type of insurance is specifically designed to mitigate.

NI
Thomas Cannery Shopping Center, 1 E Diamond Ave
Nazar Insurance Agency
Disability Insurance Agent · Gaithersburg, MD

As the seasons change in Gaithersburg, many local workers consider how to protect their income against unexpected illness or injury. Nazar Insurance Agency serves as a disability insurance agent, helping area professionals evaluate policies that replace lost wages if they cannot work. The agency guides clients through the details of short-term and long-term coverage options available in the local market. A full review of a client’s current employment benefits and personal financial situation begins the process, ensuring any initial assessment is tailored to individual needs.

IO
9711 Washingtonian Blvd Suite 550
Insurance One Group |Gaithersburg, MD
Disability Insurance Agent · Gaithersburg, MD

Insurance One Group in Gaithersburg, MD provides residential disability insurance services to individuals seeking income protection for everyday needs. The agency also offers commercial disability coverage for local businesses and professionals across the surrounding Maryland area. Client consultations focus on reviewing policy options and explaining benefit structures for different disability scenarios. Follow-up service is offered between regular visits to adjust coverage as personal circumstances or business revenues change over time.

GI
101 Lakeforest Blvd # 480
General Insurance Group Inc
Disability Insurance Agent · Gaithersburg, MD

General Insurance Group Inc in Gaithersburg, MD is known for helping local residents navigate the complex process of securing disability income protection. The agency provides comprehensive disability insurance agent services designed to safeguard an individual’s earnings against unexpected illness or injury. Representatives assess each client’s occupation, income level, and personal risk factors to recommend appropriate coverage from major carriers. For those seeking additional security, the company can also structure policies with an optional future purchase option rider, allowing for increased benefits as income grows over time.

PA
525 S Frederick Ave
Pacheco & Associates
Disability Insurance Agent · Gaithersburg, MD

Pacheco & Associates works with individuals and employers in and around Gaithersburg, Maryland, to secure disability income protection. The agency specializes in designing plans that cover both short-term recovery periods and long-term income replacement needs if injury or illness prevents work. Their clients include small professional offices, warehouses with mixed shifts, and food service operations where physical demands are common.

MC
965 Russell Ave Suite A
Matt Cancino - State Farm Insurance Agent
Disability Insurance Agent · Gaithersburg, MD
(301) 948-5310
mattcismyagent.com
WP
18310 Montgomery Village Ave Suite 360
Walker Poole Insurance
Disability Insurance Agent · Gaithersburg, MD
(301) 258-2602
walkerpoole.com
JM
105 Washington Grove Ln
John A. McClelland: Allstate Insurance
Disability Insurance Agent · Gaithersburg, MD
(301) 948-8593
agents.allstate.com/john-a-mcclelland-gaithersburg-md.html
DI
9055 Gaither Rd F
Daggas Insurance
Disability Insurance Agent · Gaithersburg, MD
(301) 710-5400
daggasinsurance.com
WI
306 E Diamond Ave
Wise Insurance Services
Disability Insurance Agent · Gaithersburg, MD
(240) 835-0694
DM
9841 Washingtonian Blvd #200
District Mutual
Disability Insurance Agent · Gaithersburg, MD
(202) 681-0190
districtmutual.com
FI
907 N Frederick Ave
Fitzway Insurance Services: Allstate Insurance
Disability Insurance Agent · Gaithersburg, MD
(301) 670-4820
agents.allstate.com/fitzway-insurance-services-gaithersburg-md.html
MG
16041 Comprint Cir
McDaniel Group, Inc.
Disability Insurance Agent · Gaithersburg, MD
(301) 921-9000
mcdanielgroupinc.com
RI
412 Main St #200
RH Insurance Services, Inc
Disability Insurance Agent · Gaithersburg, MD
(301) 200-4725
rhinsure.com
EI
2 Professional Dr #242
Elhawa Insurance Agency
Disability Insurance Agent · Gaithersburg, MD
(301) 956-1425
MM
105 Washington Grove Ln
McClelland-McNair Insurance Agency: Allstate Insurance
Disability Insurance Agent · Gaithersburg, MD
(301) 948-8593
agents.allstate.com/mcclelland-mcnair-insurance-agency-gaithersburg-md.html
IN
22 Montgomery Village Ave STE D
Insuranceisland
Disability Insurance Agent · Gaithersburg, MD
(240) 335-2426
insuranceisland.com

What Does a a Disability Insurance Agent in Gaithersburg Cost?

The cost of disability insurance in Maryland varies based on age, health, occupation, and benefit amount. Typical premiums for an individual policy range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Group plans through employers are often cheaper. This is general information and not insurance advice.

About disability insurance agents in Gaithersburg

Disability insurance agents in Gaithersburg, Maryland help individuals and businesses secure income protection policies. Maryland law requires certain employers to provide short-term disability benefits through the state program. Agents in Gaithersburg can explain how private policies supplement state benefits and protect your income during illness or injury.

Frequently Asked Questions

What does a disability insurance agent in Gaithersburg do?

A disability insurance agent helps you compare policies from different carriers and find coverage that fits your needs. They explain policy terms, benefit periods, and elimination periods. Agents also assist with filing claims and understanding your rights under Maryland law.

Does Maryland require employers to provide disability insurance?

Maryland does not require private employers to provide long-term disability insurance. However, employers with 15 or more employees must participate in the Maryland Paid Family and Medical Leave program starting in 2025. A Gaithersburg agent can help you understand how private policies work alongside this new state benefit.

How long do I have to file a disability claim in Maryland?

For private disability policies, the time limit to file a claim depends on your specific contract. Most policies require you to submit a claim within 30 to 90 days of becoming disabled. Maryland law gives you up to three years to file a lawsuit if your claim is denied, under the state statute of limitations for contract disputes.

Disability Insurance Agents in Other Maryland Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.