The top-rated disability insurance agent in Crofton, Maryland is Chad Silla - State Farm Insurance Agent, rated 5.0 stars across 171 reviews. Other highly rated options include Michael Derocher - State Farm Insurance Agent, Traci Hall - State Farm Insurance Agent, Nationwide Insurance: Rich Reilly Insurance Agency, LLC. This directory lists 11 disability insurance agents serving Crofton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Silla - State Farm Insurance Agent | 1298 Cronson Blvd #103 | (410) 721-0088 |
| 2 | Michael Derocher - State Farm Insurance Agent | 2191 Defense Hwy Suite LL5 | (301) 604-3276 |
| 3 | Traci Hall - State Farm Insurance Agent | 2431 Crofton Ln #13 | (410) 721-1800 |
| 4 | Nationwide Insurance: Rich Reilly Insurance Agency, LLC | 2124 Priest Bridge Dr #9 | (301) 262-8600 |
| 5 | BIA Broker | 2127 Espey Ct | (410) 409-7873 |
| 6 | John J. McGuirk & Associates, Inc. | 2191 Defense Hwy #221 | (301) 262-1393 |
| 7 | Carrollton Insurance Agency, Inc | 2191 Defense Hwy Ste 314 | (301) 350-6205 |
| 8 | Brian Davis Liberty Mutual Insurance | 2200 Defense Hwy Ste 101 | (301) 442-3547 |
| 9 | Rich A Tusing - State Farm Insurance Agent | 2126 Espey Ct suite e | (410) 721-7474 |
| 10 | Gardner Insurance Associates | 1449 Jordan Ave | (301) 858-1320 |
Chad Silla - State Farm Insurance Agent serves the greater Crofton area in Anne Arundel County, offering personalized disability insurance solutions. This agency helps clients understand how disability coverage can protect their income if an illness or injury prevents them from working. Policies are designed to replace a portion of lost wages, providing financial stability during recovery periods. The agent assists individuals and families in Crofton with private disability insurance plans and group policy evaluations, ensuring clients have tailored coverage for their specific employment situations.
Michael Derocher - State Farm Insurance Agent in Crofton, MD, offers a range of disability insurance services designed to help protect income during illness or injury. Their service approach includes reviewing individual coverage options to align with specific professional and personal circumstances. Ongoing maintenance plans involve annual policy evaluations to adjust for changes in salary or occupation. The agency handles disability insurance for a variety of clients, assisting those in single-family homes, apartments, retail settings, and restaurants.
Traci Hall serves homeowners, renters, and small business owners in Crofton, Maryland, providing disability insurance agent services to protect local incomes from unexpected illness or injury. She assists clients in understanding policy options that replace a portion of earnings during recovery. Residents seeking coverage for car accidents or workspace injuries may reach her here. Her agency also works with commuters and families across nearby Bowie and eastern Anne Arundel County.
As a disability insurance agent serving Crofton, Maryland, and the surrounding communities of Anne Arundel County, Nationwide Insurance: Rich Reilly Insurance Agency, LLC handles income protection policies for local residents. This work includes guiding clients through benefit options for short-term and long-term disability coverage. The agency typically begins with a consultation to review an individual's current income and employment situation, then uses that information to match the client with a suitable policy that fits their budget and needs.
In Crofton, MD, BIA Broker provides disability insurance services. Clients may choose either a single-issue policy for a specific need or a recurring coverage arrangement that adapts over time. All policies guard against income loss due to illness or injury, ensuring financial stability during recovery. The agent assesses individual earnings and occupation risks to tailor protection. Service appointments are arranged strictly on an as-needed basis.
As spring arrives in Crofton and surrounding Anne Arundel County, many workers consider the financial gaps an injury or illness could create. John J. McGuirk & Associates, Inc. provides tailored disability insurance agent services to individuals and small businesses seeking income protection. They help clients evaluate various policy options for both short-term and long-term coverage needs specific to the local area. The initial step involves a thorough consultation to assess each client’s current occupation, income level, and risk tolerance before recommending suitable plan designs.
Carrollton Insurance Agency, Inc. offers focused services evaluating and securing disability insurance coverage tailored to individual professional needs. It also guides clients through the complexities of comparing short-term and long-term disability policies available in the Crofton area. The agency works to help local professionals protect their earning potential against unexpected medical leave. For instance, it assists new parents navigating income protection during parental leave or recovery situations, ensuring benefits align with their specific family and career circumstances.
Brian Davis Liberty Mutual Insurance in Crofton, MD provides disability insurance agent services, helping clients secure income protection against illness or injury. The practice specializes in customizing disability coverage to match individual earning needs and occupational risks. Supporting clerical professionals and skilled tradespeople alike, the agency works with diverse workplaces throughout the local area. This includes commercial sectors such as offices, warehouses, and food service operations.
Rich A Tusing - State Farm Insurance Agent in Crofton, MD, provides disability insurance to local residents. The agency also works with commercial clients seeking coverage for their businesses. Service extends throughout the broader Crofton area. The agent helps policyholders understand the terms of their plans and how claims are filed. Clients often return to review their coverage after major life changes, ensuring that follow-up assistance remains readily available between regular policy reviews.
Gardner Insurance Associates in Crofton, MD, is known for guiding individuals and businesses through the complexities of disability income protection. The agency assists clients in understanding policy options designed to replace lost income if illness or injury prevents work. It works with self-employed professionals, small business owners, and corporate employees across the region. An added specialty available through the firm is group enrollment support that integrates employee benefits with individual long-term disability policies.
What Does a a Disability Insurance Agent in Crofton Cost?
Disability insurance agent services in Maryland typically involve no direct fee to you because agents earn commissions from the insurance company. Policy premiums vary widely based on age health occupation and benefit amount. For a 40-year-old in a professional role a policy might cost 1% to 3% of annual income. This is general information not insurance advice.
About disability insurance agents in Crofton
Disability insurance agents in Crofton Maryland help residents secure income protection policies and navigate claims. Maryland law requires disability policies to include certain consumer protections such as a minimum 30-day grace period for premium payments. Agents can explain how state-specific rules affect your coverage and help you choose a plan that fits your needs.
Frequently Asked Questions
What does a disability insurance agent in Crofton do?
A disability insurance agent helps you find and purchase a policy that replaces income if you become unable to work. They also assist with filing claims and understanding policy terms. In Maryland agents must be licensed by the Maryland Insurance Administration.
Are there Maryland laws that affect disability insurance claims?
Yes Maryland law sets standards for claim handling and requires insurers to respond to claims within 30 days. The state also prohibits unfair claim settlement practices. An agent can explain how these laws protect you.
How do I choose a disability insurance agent in Crofton?
Look for an agent who is licensed in Maryland and has experience with individual and group disability policies. Ask about their familiarity with local employers and Maryland-specific regulations. Check their standing with the Maryland Insurance Administration.
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