The top-rated disability insurance agent in Columbia, Maryland is Alexander Brown - State Farm Insurance Agent, rated 4.9 stars across 632 reviews. Other highly rated options include McCabe Insurance Associates, Inc., Dave Lerer - State Farm Insurance Agent, James Clark - State Farm Insurance Agent. This directory lists 24 disability insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexander Brown - State Farm Insurance Agent | 10450 Shaker Dr #208 | (410) 381-1200 |
| 2 | McCabe Insurance Associates, Inc. | 5501 Twin Knolls Rd #101 | (410) 992-5550 |
| 3 | Dave Lerer - State Farm Insurance Agent | 8894 Stanford Blvd STE 101 | (410) 953-8100 |
| 4 | James Clark - State Farm Insurance Agent | 9520 Berger Rd STE 301 | (410) 381-7386 |
| 5 | Monarch Insurance Associates | 10440 Little Patuxent Pkwy Suite 300 | (301) 377-3158 |
| 6 | Kevin Gordon - State Farm Insurance Agent | 5570 Sterrett Pl Suite 202 | (443) 542-5230 |
| 7 | Erie Insurance - McArdle Insurance Agency | 7061 Deepage Dr | (410) 381-9200 |
| 8 | Farmers Insurance - Maynard Spedden | 8640 Guilford Rd Ste 223 | (443) 718-9824 |
| 9 | Aaron Slater Jr - State Farm Insurance Agent | 9881 Broken Land Pkwy #306 | (240) 755-0133 |
| 10 | VW Brown Insurance Service | 10380 Old Columbia Rd #104 | (410) 730-2688 |
Alexander Brown - State Farm Insurance Agent serves the Columbia, MD area and nearby communities within Howard County. The agency focuses on helping individuals and families secure financial protection through disability insurance coverage. As a local independent contractor for State Farm, the office addresses the risk of lost income due to illness or injury that prevents someone from working. Its main services include personalized policy reviews and enrollment for both short-term and long-term disability insurance plans.
McCabe Insurance Associates, Inc. offers a full range of disability insurance services, guiding clients in selecting appropriate coverage to protect their income. They also assist with policy reviews and updates to ensure continued alignment with changing needs and circumstances in the Columbia area. Their service plans include consultations to evaluate benefit structures and coordinate details with employers where applicable. The agency serves individuals and professionals, including those in single-family home ownership, apartment management, retail establishments, and restaurants.
Serving homeowners, renters, and small business owners in Columbia, Maryland, this agency provides disability insurance coverage designed to protect income in the event of an illness or injury. Agents assess each client’s occupational needs and recommend appropriate policy options. The firm assists with claims guidance and periodic policy reviews to ensure continued adequate coverage. In addition to serving clients in Columbia, this agency also works with residents and professionals in nearby Ellicott City and the surrounding Howard County area.
James Clark - State Farm Insurance Agent in Columbia, MD, specializes in disability insurance policies that provide income replacement if an illness or injury prevents someone from working. The agency also assists clients with a wide range of personal insurance needs to help protect their financial stability. Helping individuals and families understand how a disabling event could impact their long-term savings is a core part of the service. During open enrollment periods or after a major life change, the agent can review existing coverage to address any gaps.
As the seasons change and new job opportunities arise in Columbia, many local workers begin considering how to protect their income against unexpected illness or injury. Monarch Insurance Associates serves this need by offering disability insurance agent services to individuals and small business owners seeking financial coverage for lost wages. Their approach focuses on explaining policy options clearly so clients can make informed decisions about benefit periods and elimination periods. An initial assessment of each client’s current income and occupation is the first step they take when exploring coverage needs.
Kevin Gordon - State Farm Insurance Agent serves Columbia, Maryland and the surrounding Howard County communities, handling disability insurance policies for local residents. The agency assists clients by explaining how disability coverage can replace a portion of lost income if an illness or injury prevents them from working. Each typical job begins with a discussion of the individual’s occupation and financial situation, then proceeds to reviewing available plan options tailored to address their specific needs and protection goals.
Erie Insurance - McArdle Insurance Agency in Columbia, MD provides both one-time policy evaluations and ongoing service for long-term support, then customizes disability coverage plans tailored to protect local professionals against income loss from illness or injury. Their work includes explaining policy options, simplifying benefit coordination, and assisting clients during claim processes. Service is available on an as-needed basis, ensuring adaptability to each client's changing circumstances.
Farmers Insurance - Maynard Spedden focuses on helping individuals and small businesses in Columbia, MD, address their income protection needs. The agency specializes in disability insurance options that replace lost wages due to illness or injury. These policies are designed to cover household bills and debt payments during recovery periods. The agency serves local commercial sectors, including professional offices, distribution warehouses, and food service operations, offering tailored benefit plans for different business risks.
Aaron Slater Jr - State Farm Insurance Agent serves the Columbia, Maryland area by providing disability insurance options for local residents. Commercial disability coverage is also available for area businesses needing to protect their employees. In Maryland, dedicated agents assist clients in understanding how disability insurance can replace lost income during an injury or illness. Returning customers receive assistance when reviewing their policies or addressing changes in coverage needs between regular, scheduled service appointments.
VW Brown Insurance Service in Columbia, MD, is known for helping individuals and businesses evaluate their disability insurance needs. The agency assists clients in understanding how income protection policies can provide financial stability during periods of illness or injury. It offers guidance on plan selection tailored to different occupations and income levels. A specialty service it can add on is coordinating short-term and long-term disability options to create a more complete coverage strategy.
What Does a a Disability Insurance Agent in Columbia Cost?
Typical costs for disability insurance in Maryland range from 1% to 3% of your annual income for individual policies. For example, a 40-year-old earning $60,000 per year might pay $600 to $1,800 annually. Group plans through employers often cost less. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Columbia
Disability insurance agents in Columbia Maryland help individuals and businesses find coverage that protects income if you cannot work. Maryland law requires certain employer-provided disability benefits under the Maryland Disability Insurance Program. A local agent can guide you through policy choices and claims processes specific to Howard County and the state.
Frequently Asked Questions
What does a disability insurance agent in Columbia do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit terms, elimination periods, and coverage limits. They also assist with filing claims and understanding Maryland disability insurance regulations.
Does Maryland require employers to offer disability insurance?
Maryland does not require private employers to offer short-term or long-term disability insurance. However, employers with 15 or more employees must provide temporary disability benefits under the Maryland Paid Family and Medical Leave program starting in 2025. An agent can help you understand these requirements.
How do I choose a disability insurance agent in Columbia?
Look for an agent licensed in Maryland with experience in disability insurance. Ask about their familiarity with local employers and group plans. Check their reputation with the Maryland Insurance Administration for any complaints.
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