The top-rated disability insurance agent in Catonsville, Maryland is Alexander Brown - State Farm Insurance Agent, rated 4.9 stars across 315 reviews. Other highly rated options include Andrew Inglisa - State Farm Insurance Agent, Ryan Nash - State Farm Insurance Agent, Lines Insurance & Financial Services. This directory lists 13 disability insurance agents serving Catonsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexander Brown - State Farm Insurance Agent | 6100 Balt Natl Pike, Suite 203 | (410) 747-1700 |
| 2 | Andrew Inglisa - State Farm Insurance Agent | 757 Frederick Rd #202 | (410) 744-0077 |
| 3 | Ryan Nash - State Farm Insurance Agent | 614 Old Edmondson Ave | (410) 727-4545 |
| 4 | Lines Insurance & Financial Services | 11 Newburg Ave | (410) 744-0300 |
| 5 | Monument Insurance | 6410 Frederick Rd | (443) 230-4597 |
| 6 | Patapsco Insurance Group | 1701 Edmondson Ave #204 | (410) 719-9101 |
| 7 | Harvey O. Riley Insurance Agency, Inc. | 1012 Ingleside Ave | (410) 744-7480 |
| 8 | Nationwide Insurance: David A Smith & Associates Inc. | 922 Frederick Rd | (410) 788-0112 |
| 9 | Farmers Insurance - Andrew Dicea | 1002 Frederick Rd | (443) 315-5145 |
| 10 | Premier Insurance | 14 Bloomsbury Ave | (410) 719-0111 |
Andrew Inglisa - State Farm Insurance Agent serves the Catonsville, Maryland area and surrounding Baltimore County as a disability insurance agent. The agency helps individuals and small business owners who need to replace a portion of their income if an illness or injury prevents them from working. Clients in the local community can turn to this office for assistance navigating policy options that provide financial protection during recovery. The agency specifically handles short-term disability policies for temporary conditions and long-term disability coverage for more extended periods of lost income.
Ryan Nash - State Farm Insurance Agent in Catonsville, MD, provides disability insurance coverage designed to replace a portion of lost income if an injury or illness prevents work. The agency helps clients understand policy options and can assist with discussing plan maintenance needs over time to ensure continued alignment with changing circumstances. Services are available for single-family homes, apartments, retail establishments, and restaurants.
Lines Insurance & Financial Services serves homeowners, professionals, and business owners in Catonsville, Maryland, who seek specialized disability insurance coverage. The agency helps clients understand policy options that can provide income replacement if illness or injury prevents them from working. Disability insurance agents regularly evaluate individual employment situations to recommend suitable plans. The firm works with local workers, including tradespeople and office staff, to address their unique protection needs. Lines Insurance & Financial Services also assists residents and small businesses throughout the greater Baltimore metropolitan area, including nearby Ellicott City.
Monument Insurance serves Catonsville, Maryland, and the surrounding Baltimore metropolitan communities, offering coverage for individuals seeking protection against loss of income due to illness or injury. It handles short-term and long-term disability policies tailored to self-employed professionals and local business employees. When assessing a client’s situation, the agent first reviews existing employer benefits and personal financial obligations to identify coverage gaps. It then presents customized policy options from various carriers, focusing on benefit amounts, elimination periods, and waiting terms that match the client’s budget and risk tolerance.
Disability insurance agents can structure their help as either a one-time consultation or as an ongoing service that reviews coverage over time. Patapsco Insurance Group, operating in Catonsville, MD, focuses on matching clients with disability policies that protect income during illness or injury. These policies are essential for self-employed individuals and professionals in the Baltimore area who lack employer-provided protection. The firm assists clients in navigating policy options and underwriting requirements to ensure adequate coverage. Service is offered on a one-time, scheduled, or as-needed basis to accommodate changing circumstances.
Harvey O. Riley Insurance Agency, Inc. specializes in helping local professionals secure disability income protection, ensuring they have coverage if an illness or injury prevents them from working. The agency also provides general advice on policy selection and claims navigation for clients in Catonsville, MD. Regular assistance includes comparing short-term and long-term plans from different carriers to find suitable options. As tax season approaches, the agency frequently reviews policy benefits for self-employed individuals needing accurate cost and coverage projections.
During an open enrollment period or after a life change, people in Catonsville often need to understand their options for income protection. Nationwide Insurance: David A Smith & Associates Inc. provides disability insurance agent services to help individuals and small business owners review their current coverage and explore plans that replace lost wages. The firm assists clients in comparing policy terms such as benefit periods and elimination periods to find appropriate solutions. An initial assessment typically involves a consultation to review employment benefits and personal financial obligations.
Farmers Insurance - Andrew Dicea serves residents of Catonsville, Maryland, with disability insurance that helps protect personal income during illness or injury. Commercial disability coverage is also available for local small businesses seeking to safeguard their operations. The service area extends throughout Catonsville and the surrounding region. Clients often return for periodic policy reviews to ensure their coverage adapts to changing needs between regular office visits.
Premier Insurance assists individuals and businesses in Catonsville, MD, with securing disability income protection policies. The agency specializes in crafting plans that replace a portion of lost earnings if a client becomes unable to work due to illness or injury. These policies are designed to cover both short-term and long-term disability scenarios. The firm serves a range of commercial sectors, including office environments, warehouse operations, and food service establishments.
What Does a a Disability Insurance Agent in Catonsville Cost?
Disability insurance agents in Maryland typically earn commissions paid by the insurance carrier, so you may not pay a direct fee. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay 1 to 3 percent of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Catonsville
Disability insurance agents in Catonsville Maryland help individuals and businesses secure income protection policies. Maryland law requires certain employers to provide short-term disability benefits through the state program. Local agents can guide you through policy options that meet your needs.
Frequently Asked Questions
What does a disability insurance agent in Catonsville do?
A disability insurance agent helps you find and purchase disability insurance policies. They explain policy terms, compare plans from different carriers, and assist with claim filing. They do not provide legal advice or represent you in disputes.
Is disability insurance required in Maryland?
Maryland does not require individuals to have disability insurance. However, employers with 15 or more employees must provide short-term disability benefits through the Maryland Paid Family and Medical Leave program starting in 2025. Private policies can supplement state benefits.
How do I choose a disability insurance agent in Catonsville?
Look for an agent licensed in Maryland with experience in disability insurance. Ask about their carrier relationships and whether they offer policies from multiple companies. Verify their license through the Maryland Insurance Administration website.
Disability Insurance Agents in Other Maryland Cities
Annapolis · Baltimore · Beltsville · Bethesda · Bowie · Clinton · Columbia · Crofton · Elkridge · Ellicott City · Frederick · Gaithersburg · Germantown · Glen Burnie · Hagerstown