The top-rated disability insurance agent in Allen Park, Michigan is Smith Insurance Group, rated 4.9 stars across 544 reviews. Other highly rated options include Leonard Crosby - State Farm Insurance Agent, John G. Parr: Allstate Insurance, Dawn Pullis - State Farm Insurance Agent. This directory lists 14 disability insurance agents serving Allen Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Smith Insurance Group | 8258 Allen Rd | (313) 278-3800 |
| 2 | Leonard Crosby - State Farm Insurance Agent | 6721 Park Ave | (313) 382-8650 |
| 3 | John G. Parr: Allstate Insurance | 6537 Allen Rd | (313) 381-4500 |
| 4 | Dawn Pullis - State Farm Insurance Agent | 9803 Reeck Rd ste b | (313) 551-4707 |
| 5 | AAA Allen Park | 3177 Fairlane Dr | (313) 386-7000 |
| 6 | Community Life Agency | 7344 Allen Rd Suite 100 | (734) 686-8497 |
| 7 | Justin Listman - State Farm Insurance Agent | 17237 Ecorse Rd | (313) 749-9997 |
| 8 | Nadine - Meemic Insurance Agency | 6621 Allen Rd | (313) 633-9552 |
| 9 | Goodwin, Lademan and Associates, Inc. | 6736 Allen Rd | (734) 287-2400 |
| 10 | Dan Smith Insurance | 8258 Allen Rd | (313) 278-3800 |
Smith Insurance Group serves the greater Wayne County area, including Allen Park, Michigan, as a dedicated disability insurance agent. The company helps clients understand their policy options by explaining the differences between short-term and long-term disability coverage. It also assists individuals in evaluating how disability insurance can protect a portion of their income during an illness or injury. The firm provides guidance on both employer-sponsored plans and private individual policies tailored to the client’s occupation and needs.
Leonard Crosby - State Farm Insurance Agent in Allen Park, MI, provides a full range of disability insurance services for local clients. The agency offers assistance with policy selection, application support, and ongoing coverage management. Disability insurance plans are designed to help replace a portion of an individual’s income if they become unable to work due to illness or injury. The agency also helps clients review and adjust their plans over time to match changing needs. The practice services single-family homes, apartments, retail businesses, and restaurants in the metropolitan Detroit area.
John G. Parr: Allstate Insurance assists homeowners, renters, and local business owners in Allen Park, Michigan, with disability insurance coverage. This service helps replace a portion of lost income if a medical condition prevents someone from working. The agency explains policy options, such as waiting periods and benefit durations, to match each client’s financial situation. Claims support is provided to guide individuals through the process during a difficult time. The agency also serves clients throughout the nearby Downriver communities, including Wyandotte and Southgate.
Dawn Pullis - State Farm Insurance Agent in Allen Park, MI provides disability insurance agents who guide clients through the fundamental difference between one-time benefit options and recurring payment plans. Coverage structures are clearly explained to match individual needs for income protection during illness or injury. These consultations help customers select between short-term or long-term disability policies. Service is available on an as-needed basis for new policy inquiries or claims assistance.
AAA Allen Park serves clients in Allen Park and the surrounding downriver communities of Michigan, focusing on individual and group disability insurance needs. It handles policies designed to replace a portion of income if an injury or illness prevents the policyholder from working. The agency tailors its client guidance by first reviewing existing coverage and then comparing multiple carrier options to match each person’s occupation and financial situation.
Community Life Agency helps individuals and businesses secure disability insurance coverage near Allen Park, Michigan. The company focuses specifically on income protection policies that replace wages when a person cannot work due to injury or illness. It provides guidance through plan selection, application, and claims support. This agency serves commercial sectors including professional offices, warehouse operations, and food service establishments.
In the winter months, when slippery sidewalks in Allen Park increase the risk of falls, individuals consider how an injury could affect their income. Justin Listman, as a local disability insurance agent, helps area residents understand policies that replace a portion of wages during recovery from illness or accident. He provides clear comparisons of benefit periods and elimination periods to match financial obligations. A no-obligation initial telephone consultation reviews personal work history and income sources before determining a suitable coverage amount.
Nadine - Meemic Insurance Agency specializes in guiding local residents through the complexities of disability income protection. As a dedicated disability insurance agent in Allen Park, the agency helps individuals understand how to safeguard a portion of their earnings if illness or injury prevents them from working. It works closely with clients to review personal policy options and assess future financial security. This service is particularly valuable when seasonal layoffs or fluctuating work hours create uncertainty about maintaining consistent disability coverage.
Goodwin, Lademan and Associates, Inc. provides residential disability insurance services for clients in Allen Park, Michigan. The company also assists local business owners with commercial disability coverage throughout the surrounding area. Agents help individuals and small employers understand policy options that protect against loss of income due to injury or illness. They schedule follow-up consultations between regular visits to adjust coverage as financial situations or health conditions change, ensuring policies continue to meet current needs.
Dan Smith Insurance in Allen Park, MI, is known for assisting clients with disability insurance to protect their income. The company serves individuals and families in the local area who need coverage for short-term or long-term disability. Their agents help policy buyers evaluate options for replacing a portion of their earnings if illness or injury prevents them from working. All representatives understand the common terms and elimination periods involved in these policies. A specialty service the agency offers is aiding self-employed professionals in tailoring disability plans to fit their unique income structures.
What Does a a Disability Insurance Agent in Allen Park Cost?
The cost of disability insurance in Michigan varies based on age, health, occupation, and coverage amount. Typical premiums range from 1% to 3% of your annual income. For a 40 year old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs also depend on the elimination period and benefit duration. This is general information, not insurance advice.
About disability insurance agents in Allen Park
Disability insurance agents in Allen Park, Michigan help residents protect their income with individual or group disability policies. Michigan law requires agents to be licensed through the Michigan Department of Insurance and Financial Services. Local agents can guide you through policy options and assist with claims specific to Wayne County and the state of Michigan.
Frequently Asked Questions
What does a disability insurance agent in Allen Park do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your needs. They explain policy terms, coverage limits, and waiting periods. They also assist with filing claims and understanding Michigan insurance regulations.
How do I choose a disability insurance agent in Michigan?
Look for a licensed agent with experience in disability insurance. Check their credentials with the Michigan Department of Insurance and Financial Services. Ask about their knowledge of Michigan specific laws and the types of policies they offer.
Are there Michigan laws that affect disability insurance claims?
Yes, Michigan law sets time limits for filing disability claims and appeals. For example, insurers must respond to claims within 45 days under Michigan law. Agents can explain how these rules apply to your policy and help you meet deadlines.
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