The top-rated disability insurance agent in Byron Center, Michigan is Troy Peterson - State Farm Insurance Agent, rated 4.8 stars across 226 reviews. Other highly rated options include Farmers Insurance - Tyler Johnson, West Michigan Disability, Highstreet - Ottawa Kent - Byron Center. This directory lists 15 disability insurance agents serving Byron Center.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Troy Peterson - State Farm Insurance Agent | 2499 84th St SW Ste B | (616) 534-8669 |
| 2 | Farmers Insurance - Tyler Johnson | 8233 Byron Center Ave SW L | (616) 805-3853 |
| 3 | West Michigan Disability | 691 Firestone Dr SE | (616) 499-6000 |
| 4 | Highstreet - Ottawa Kent - Byron Center | 7885 Byron Center Ave SW | (616) 797-3404 |
| 5 | Eric Blair - State Farm Insurance Agent | 562 76th St SW | (616) 217-2650 |
| 6 | Compass Insurance Agency | 8535 Byron Commerce Dr SW Suite B | (616) 965-3747 |
| 7 | Medina Insurance Agency | 8650 Byron Center Ave SW ste25 | (313) 704-3398 |
| 8 | Aaron Andrews: Allstate Insurance | 8373 Merton Ave SW B | (616) 878-9250 |
| 9 | Clow & Associates Insurance Agency | 2034 84th St SW Appointment Only, 2034 84th St SW Suite B | (616) 970-5044 |
| 10 | Quakkelaar Insurance Agency | 1400 84th St SW | (616) 583-8300 |
Troy Peterson - State Farm Insurance Agent serves the Byron Center, Michigan area as a disability insurance agent. The agency helps local residents select policies that provide income replacement if injury or illness prevents them from working. Clients find tailored solutions for short-term and long-term disability coverage needs. The office guides applicants through plan comparisons and enrollment paperwork specific to Michigan regulations. Troy Peterson handles disability insurance claims support and policy adjustments for existing customers.
Farmers Insurance - Tyler Johnson offers disability insurance services for individuals seeking financial protection in the Byron Center area. The agency provides assistance with policy selection and ongoing support for plan management, helping clients navigate coverage options tailored to their needs. Regular account reviews ensure policies remain aligned with changing life circumstances. The company serves a range of property types, including single-family homes, apartments, retail locations, and restaurants.
West Michigan Disability serves homeowners, self-employed professionals, small business owners, and private employers across the region, helping them secure individual or group disability income protection policies. The agency guides clients through plan selection that replaces lost wages due to illness or injury. It also assists with policy comparisons, short-term and long-term coverage options, and claims support. Operating from its Byron Center office, the agency additionally provides services to clients throughout Kentwood, a neighboring community in the greater Grand Rapids metro area.
Highstreet - Ottawa Kent - Byron Center serves Byron Center and the surrounding communities across Ottawa and Kent counties, specializing in disability insurance for local professionals. The company handles applications for individual and group disability policies designed to replace income during a medical leave. It assists clients in understanding policy exclusions, waiting periods, and benefit durations specific to Michigan regulations. To complete a typical job, the agency gathers detailed employment and medical information, then compares coverage options from multiple carriers to match the client’s occupation and risk profile.
Eric Blair in Byron Center, MI, offers disability insurance services that can be arranged either as a one-time policy purchase or as a recurring coverage plan adjusted over time. The coverage helps replace a portion of lost income if a client becomes unable to work due to illness or injury, providing financial stability during recovery. Assistance is available on a scheduled, one-time, or as-needed basis depending on the client’s individual needs.
Compass Insurance Agency in Byron Center, MI, offers specialized disability insurance services to protect income against unexpected health issues. It also provides general insurance guidance for policies covering long-term or short-term disabilities that could interrupt a person’s ability to work. By understanding local employment patterns in the area, the agency helps individuals and families secure coverage for lost wages during recovery. This is especially important during seasonal changes when winter weather increases the risk of slip-and-fall injuries that may require extended time away from work.
Winter in West Michigan brings icy sidewalks and slippery stairs, but missing work due to an injury can strain any household budget. Medina Insurance Agency helps Byron Center residents weigh the risk of lost income against long-term financial stability. As a dedicated disability insurance agent, this firm clarifies policy options that replace a portion of wages during recovery. The process includes a straightforward initial assessment, where clients review their current coverage and identify potential gaps in protection.
Aaron Andrews: Allstate Insurance provides disability insurance services for individuals and businesses in the Byron Center, Michigan area. Its work focuses on helping clients understand and select income protection policies that cover a portion of their earnings if they become unable to work due to injury or illness. As a specialized agency, it assists with tailoring these plans to different professional environments. This service can support workers in a variety of commercial settings, including local offices, warehouses, and food service establishments.
Quakkelaar Insurance Agency in Byron Center, Michigan, is known for helping individuals secure disability insurance protection against income loss due to illness or injury. The agency serves local professionals, self-employed workers, and small business owners seeking policies that replace a portion of their earnings during disability. With a focus on long-term and short-term coverage options, the agency assists clients in comparing policy terms and benefit amounts. A specialty service it can add on is a vocational rehabilitation rider to support policyholders returning to work.
What Does a a Disability Insurance Agent in Byron Center Cost?
Disability insurance agent services in Michigan typically cost nothing upfront. Agents earn commissions from the insurance company usually 5 to 15 percent of the premium. Policy premiums vary widely from 1 to 3 percent of your annual income for short term coverage and 2 to 5 percent for long term coverage. Costs depend on your age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Byron Center
Disability insurance agents in Byron Center Michigan help individuals and businesses secure income protection. Michigan law requires certain policies to include specific provisions for benefit payments. A local agent can guide you through policy options and claims processes unique to the state.
Frequently Asked Questions
What does a disability insurance agent in Byron Center do?
A disability insurance agent helps you find and apply for disability coverage. They explain policy terms and assist with claims. In Michigan agents must be licensed by the Department of Insurance and Financial Services.
How long do I have to file a disability claim in Michigan?
Michigan does not have a single time limit for all disability claims. Private policy deadlines vary by contract often 30 to 90 days. For employer plans ERISA rules apply and you must follow the plan timeline.
Can a Byron Center agent help with an appeal if my claim is denied?
Yes many agents assist with the appeals process. They can review your denial letter and help gather supporting documents. For ERISA claims you have 180 days to appeal a denial.
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