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Find Disability Insurance Agents Near You in Detroit, MI

Browse disability insurance agents serving Detroit, Michigan. Updated 2026-07-14.

The top-rated disability insurance agent in Detroit, Michigan is L.A. Insurance, rated 4.4 stars across 139 reviews. Other highly rated options include Lifestyle Safety Insurance Agency, J. Healan Baker Agency, Nemecek Agency. This directory lists 14 disability insurance agents serving Detroit.

Showing 14 disability insurance agents in Detroit, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1L.A. Insurance3511 S Fort St(313) 294-2000
2Lifestyle Safety Insurance Agency19304 Wyoming Ave(313) 472-5347
3J. Healan Baker Agency645 Griswold St # 2015(313) 963-0480
4Nemecek Agency1420 Washington Blvd STE 300(313) 771-5619
5Family Auto Insurance Agency6442 Michigan Ave(313) 285-9042
6Long Insurance Services, LLC3031 W Grand Blvd #529(313) 873-0300
7Gilead Insurance Agency18323 W McNichols Rd(313) 533-3220
8Jordan A. Mitchell Insurance Agency6925 E Jefferson Ave(313) 451-6400
9Blue Cross Blue Shield of Michigan600 E Lafayette St(313) 225-9000
10Tony Massey - State Farm Insurance Agent15 E Kirby St #112(313) 873-3334
LI
3511 S Fort St
L.A. Insurance
Disability Insurance Agent · Detroit, MI

L.A. Insurance operates as a Disability Insurance Agent in Detroit, Michigan, helping clients secure income protection in the event of an injury or illness that prevents them from working. The company can assist individuals in understanding their disability policy options and coverage needs. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, where tailored disability plans help protect employees and business stability.

LS
19304 Wyoming Ave
Lifestyle Safety Insurance Agency
Disability Insurance Agent · Detroit, MI

Lifestyle Safety Insurance Agency in Detroit, Michigan helps individuals and businesses secure disability income protection policies. The agency focuses on explaining plan options and guiding clients through the application process. It offers annual policy reviews to adjust coverage as needs change. Maintenance services include filing claims and coordinating with insurers for benefit payments. The agency also assists with plan modifications for life transitions. Lifestyle Safety Insurance Agency services single-family homes, apartments, retail stores, and restaurants.

JH
645 Griswold St # 2015
J. Healan Baker Agency
Disability Insurance Agent · Detroit, MI

Serving Detroit and its surrounding communities, J. Healan Baker Agency handles disability insurance coverage for local professionals and workers. This type of insurance provides income replacement if a client becomes unable to work due to illness or injury. The agency evaluates individual policy options based on the client’s occupation and financial needs. For a typical case, it reviews existing coverage gaps and compares plans from different carriers to find a suitable fit for the client’s specific situation.

NA
1420 Washington Blvd STE 300
Nemecek Agency
Disability Insurance Agent · Detroit, MI

Individuals seeking protection for lost income due to illness or injury can choose between a one-time lump-sum payment or a recurring monthly benefit, making disability coverage adaptable to different financial needs. Serving the Detroit area, Nemecek Agency specializes in guiding clients through these options to secure policies that replace a portion of their earnings. This local insurance agent offers a thorough consultation process to tailor coverage to each client’s occupation and lifestyle. Service appointments for new policies and ongoing claims support are available on an as-needed basis.

FA
6442 Michigan Ave
Family Auto Insurance Agency
Disability Insurance Agent · Detroit, MI

Family Auto Insurance Agency serves homeowners and business owners in Detroit, Michigan who need assistance securing disability income protection. The agency helps clients understand how disability insurance can replace a portion of lost earnings during recovery from injury or illness. Policies are tailored to each professional’s specific occupation and income level. If a policyholder can no longer perform their work duties, benefits provide essential financial stability. Shoppers appreciate guidance through carrier options and coverage customization. The agency also serves residents and small businesses in neighboring Hamtramck.

LI
3031 W Grand Blvd #529
Long Insurance Services, LLC
Disability Insurance Agent · Detroit, MI

Long Insurance Services, LLC connects individuals and businesses in Detroit, Michigan with disability insurance coverage tailored to their needs. The firm specializes in adding disability income policies to existing financial plans, helping protect earning potential against illness or injury. Local professionals, including surgeons and attorneys, often work with the agency to secure appropriate benefits. The commercial sectors served include office environments, warehouses, and food service operations.

GI
18323 W McNichols Rd
Gilead Insurance Agency
Disability Insurance Agent · Detroit, MI

As winter approaches in Detroit, unpredictable weather and hazardous conditions heighten the risk of accidents that can sideline a worker’s income. Gilead Insurance Agency helps local professionals secure disability coverage designed to replace lost wages during a recovery period. Their agents evaluate individual occupations and lifestyle factors to match clients with suitable policy options from familiar carriers. For anyone concerned about financial stability during a medical leave, this firm begins with a personalized in-person consultation to review current coverage needs and discuss potential gaps.

JM
6925 E Jefferson Ave
Jordan A. Mitchell Insurance Agency
Disability Insurance Agent · Detroit, MI

Jordan A. Mitchell Insurance Agency provides residential disability insurance services in Detroit, Michigan, helping individuals secure income protection for long-term illness or injury. Commercial coverage is available for small businesses in the area, addressing gaps in income when a key employee cannot work. The agency serves the entire Detroit metropolitan region, responding to claims and policy questions promptly. Between regular visits, they offer follow-up support to adjust coverage as client needs evolve, ensuring each policy remains relevant over time.

BC
600 E Lafayette St
Blue Cross Blue Shield of Michigan
Disability Insurance Agent · Detroit, MI

Blue Cross Blue Shield of Michigan serves the Detroit metropolitan area as a disability insurance agent, helping individuals and businesses secure income protection against unexpected illness or injury. It guides clients through the process of selecting appropriate coverage to replace lost wages during periods of disability. The company assists with both short-term and long-term disability insurance solutions, tailored to meet various professional needs across the region.

TM
15 E Kirby St #112
Tony Massey - State Farm Insurance Agent
Disability Insurance Agent · Detroit, MI

Tony Massey - State Farm Insurance Agent in Detroit offers disability insurance services to safeguard income against unexpected medical conditions. The agency generally assists clients with personal risk assessments and policy selections tailored to individual earnings. Securing protection before an injury occurs is essential. This local office helps workers plan for the financial gap created by a long-term recovery or illness, ensuring bills and household expenses continue to be managed during a period when earning capacity is temporarily limited.

SI
16800 W Warren Ave
Soboh Insurance
Disability Insurance Agent · Detroit, MI
(313) 581-3400
TA
601 Abbott St
TMR & Associates, Inc.
Disability Insurance Agent · Detroit, MI
(313) 963-1135
tmrandassoc.com
BU
4144 Oakman Blvd
Binder Underwriters Inc
Disability Insurance Agent · Detroit, MI
(313) 931-2040
TW
445 Field St #406
Tony with Senior Life Insurance Company
Disability Insurance Agent · Detroit, MI
(313) 443-7602

What Does a a Disability Insurance Agent in Detroit Cost?

Disability insurance agent services are typically free to the consumer because agents earn commissions from insurance carriers. Premiums for individual disability policies in Michigan often range from 1% to 3% of your annual income. Group plan costs vary by employer size and benefit levels. This is general information and not insurance advice.

About disability insurance agents in Detroit

Disability insurance agents in Detroit help individuals and businesses find coverage that protects income if injury or illness prevents work. Michigan law requires certain policies to include specific provisions like a 30-day grace period and a 60-day contestability period. A local agent can guide you through options tailored to Michigan residents and employers.

Frequently Asked Questions

What does a disability insurance agent in Detroit do?

A disability insurance agent helps you compare policies from different carriers and explains coverage terms. They assist with applications and can help you understand Michigan specific policy requirements. They do not provide legal advice or represent you in claims disputes.

How do Michigan laws affect disability insurance policies?

Michigan insurance law mandates that individual disability policies include a free look period of at least 10 days. Policies must also state the time limit for filing a claim, usually 90 days. Agents can explain how these rules apply to your situation.

Can a Detroit agent help with group disability insurance for my business?

Yes, many Detroit agents specialize in group disability plans for employers. They can help you design a plan that meets Michigan group insurance regulations. Group policies often have different rules than individual policies.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.