The top-rated disability insurance agent in East Lansing, Michigan is Michael Church - State Farm Insurance Agent, rated 4.5 stars across 213 reviews. Other highly rated options include Ridge Tefft - State Farm Insurance Agent, Meiers Lombardini Lemanski Insurance, Michigan Group Benefits. This directory lists 13 disability insurance agents serving East Lansing.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Church - State Farm Insurance Agent | 2740 E Lansing Dr | (517) 351-5433 |
| 2 | Ridge Tefft - State Farm Insurance Agent | 1125 Trowbridge Rd | (517) 393-4676 |
| 3 | Meiers Lombardini Lemanski Insurance | 2760 E Lansing Dr #1 | (517) 351-9117 |
| 4 | Michigan Group Benefits | 2900 West Rd Ste 222 | (517) 853-3100 |
| 5 | Joseph Dunn: Allstate Insurance | 248 E Saginaw St | (517) 333-8500 |
| 6 | Goosehead Insurance - Deborah Schultz | 1760 Abbey Rd Suite 222 | (517) 885-3795 |
| 7 | Al Bourdeau Insurance Agency | 2660 E Grand River Ave | (800) 644-6030 |
| 8 | Mourer Foster Inc. | 300 W Lake Lansing Rd | (517) 371-2300 |
| 9 | Regency Insurance Group | 1690 Watertower Pl #500 | (517) 664-2770 |
| 10 | RMTC Agency, Inc. | 1451 E Lansing Dr STE 215 | (517) 351-3000 |
Michael Church - State Farm Insurance Agent serves the East Lansing, Michigan area as a disability insurance agent, assisting clients with coverage options for income protection in the event of illness or injury. The agency helps individuals understand how disability insurance can provide financial stability when they are unable to work. Policies are tailored to meet varying occupational needs and personal budgets. Specific services available include short-term disability insurance and long-term disability insurance.
Ridge Tefft - State Farm Insurance Agent in East Lansing, MI provides disability insurance agent services to help individuals protect their income in case of illness or injury. The agency offers personalized guidance through the selection of appropriate disability coverage options, followed by ongoing policy reviews and support to ensure plans remain aligned with changing needs. It regularly assists clients in understanding terms and benefits to maintain adequate protection. This practice serves single-family homes, apartments, retail locations, and restaurants throughout the surrounding area.
Homeowners and businesses in East Lansing, Michigan, looking to protect their income against unforeseen medical events work with Meiers Lombardini Lemanski Insurance for disability insurance agent services. The agency helps clients evaluate coverage options that replace lost earnings during illness or injury. Policies from this firm are designed to safeguard financial stability for policyholders and their families. Its team also serves property managers and renters throughout the Greater Lansing metropolitan area, including nearby Okemos.
Michigan Group Benefits in East Lansing assists clients with both one-time policy evaluations and recurring disability insurance management. Coverage options are tailored to protect individual income against unexpected illness or injury, supporting local professionals and small business owners. Navigating claim processes and adjusting plans as needs evolve ensures long-term financial security. The company operates strictly on an as-needed basis, with clients able to initiate service when evaluating new coverage or addressing an existing claim situation.
Serving East Lansing, Michigan, and its surrounding communities, Joseph Dunn: Allstate Insurance handles disability insurance needs for local residents and professionals. The agency helps clients understand coverage options designed to protect income against unexpected illness or injury. For a typical job, it begins by reviewing an individual's current situation and financial obligations, then presents policy choices and explains key features to ensure an informed decision. This straightforward approach focuses on practical guidance throughout the selection process.
For residents of East Lansing and nearby communities facing a health issue or life change that reduces their ability to work, securing reliable income protection becomes an urgent priority. Goosehead Insurance - Deborah Schultz provides expert guidance on disability insurance policies designed to replace lost wages during recovery. These plans help policyholders maintain financial stability when common conditions such as injury or illness prevent normal employment. A thorough initial consultation reviews existing coverage and individual risk factors, culminating in a detailed needs assessment to identify the most suitable policy options for long-term security.
Al Bourdeau Insurance Agency serves the East Lansing, Michigan, metro area and surrounding communities as a Disability Insurance Agent. It helps professionals and self-employed individuals secure income protection plans that replace lost wages during illness or injury. The agency guides clients through policy options designed to cover short-term recovery periods. It also arranges long-term disability coverage as a crucial safeguard for long-range financial stability.
Mourer Foster Inc. provides disability insurance agent services in East Lansing, Michigan, offering clients guidance on securing income protection policies tailored to individual needs. The company assists local professionals and self-employed individuals through the process of evaluating coverage options to safeguard earnings against potential illness or injury. Helping clients understand policy features and benefit periods is a central part of this general service work. As winter weather increases the risk of slips and falls, Mourer Foster Inc. helps area residents address concerns about short-term recovery and lost wages.
Regency Insurance Group provides income protection solutions for individuals in East Lansing, MI. As a disability insurance agent, the company specializes in obtaining policies that replace a portion of lost earnings if injury or illness prevents work. Comprehensive coverage can be tailored to address both short-term and long-term financial needs, ensuring stability during recovery periods. The firm serves employees across a variety of commercial sectors, including corporate offices, warehouses, and food service establishments.
RMTC Agency, Inc. serves residents of East Lansing, Michigan, helping them navigate disability insurance options to protect their income. Commercial disability coverage is also available for local business owners and professionals throughout the area. The agency assists clients in understanding policy terms and comparing plans to match individual needs. After an initial consultation and policy selection, clients are encouraged to schedule follow-up visits to review coverage as life circumstances change. This ensures policies remain appropriate between regular reviews.
What Does a a Disability Insurance Agent in East Lansing Cost?
Disability insurance agents in Michigan typically charge a fee for their services, which can range from 100 to 500 dollars per hour or a flat fee of 1,000 to 5,000 dollars depending on the complexity of your case. Some agents may offer a free initial consultation. Costs vary by case and the specific services needed. This is general information, not insurance advice.
About disability insurance agents in East Lansing
Disability insurance agents in East Lansing, Michigan help residents navigate disability claims and policy options. Michigan law requires insurers to respond to disability claims within 45 days under the Michigan Insurance Code. Local agents can guide you through the process and explain your rights under state regulations.
Frequently Asked Questions
What does a disability insurance agent in East Lansing do?
A disability insurance agent helps you understand your policy, file claims, and appeal denials. They work with you to gather medical evidence and submit paperwork to the insurance company. Agents in Michigan must be licensed by the state Department of Insurance and Financial Services.
How long do I have to file a disability claim in Michigan?
Under Michigan law, you should file your claim as soon as possible. Most policies require you to notify the insurer within 30 days of becoming disabled. You have up to one year to submit a formal claim, but waiting too long can result in a denial.
Can a disability insurance agent help with an appeal in East Lansing?
Yes, an agent can assist with the appeals process. In Michigan, you have 180 days to appeal a denied claim. The agent can help you gather additional medical records and write a strong appeal letter to the insurance company.
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