The top-rated disability insurance agent in Holland, Michigan is Zeke Alejos - State Farm Insurance Agent, rated 4.9 stars across 1,390 reviews. Other highly rated options include Kevin Condon - State Farm Insurance Agent, Alliance Financial & Insurance Agency, Farmers Insurance - Nathan Bowers. This directory lists 19 disability insurance agents serving Holland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zeke Alejos - State Farm Insurance Agent | 244 James St B | (616) 796-8781 |
| 2 | Kevin Condon - State Farm Insurance Agent | 897 Washington Ave | (616) 994-8062 |
| 3 | Alliance Financial & Insurance Agency | 348 S Waverly Rd STE 230 | (616) 588-2510 |
| 4 | Farmers Insurance - Nathan Bowers | 426 Century Ln Ste 100 | (616) 317-2488 |
| 5 | Amsink Insurance Agency, LLC | 416 Butternut Dr | (616) 393-4977 |
| 6 | Lenz-Balder Insurance | 340 120th Ave | (616) 748-9440 |
| 7 | Farmers Insurance - Alvesteffer Agency | 1362 S Point Pl suite 140 | (616) 344-4073 |
| 8 | Alera Group (formerly Lighthouse) | 99 E 8th St Ste 210 | (616) 392-6900 |
| 9 | L.A. Insurance | 12521 James St Ste. 50 | (616) 738-8100 |
| 10 | The Insurance Group | 593 Heritage Ct | (616) 392-3498 |
Zeke Alejos - State Farm Insurance Agent serves Holland, Michigan, and the surrounding metro area, specializing in disability insurance services. This agency helps local residents find coverage that replaces a portion of their income if an illness or injury prevents them from working. The agent works with individuals to assess their income protection needs and match them with appropriate insurance policies. Key services the agency handles include short-term disability policies for temporary medical leaves and long-term disability policies for extended or permanent work interruptions.
Kevin Condon, operating as a State Farm Insurance Agent in Holland, MI, provides disability insurance services designed to help replace a portion of lost income if an illness or injury prevents work. The office offers guidance on policy selection and assists clients with filing claims. Clients can schedule appointments to review coverage options for their individual needs. The agent serves policyholders living in local single-family homes and apartments, as well as owners operating retail establishments and restaurants.
Alliance Financial & Insurance Agency serves homeowners, local businesses, and property managers in Holland, Michigan, by providing disability insurance agent services that help protect income if illness or injury prevents work. It guides clients through policy options designed to replace a portion of lost earnings during recovery periods. The agency also partners with self-employed individuals and small companies to structure coverage that addresses specific occupational risks. Its service area extends into the neighboring communities of Zeeland and the greater Ottawa County region.
Farmers Insurance - Nathan Bowers provides disability insurance solutions in Holland, MI, distinguishing between one-time policy consultations and recurring support for claims and policy adjustments. Coverage helps protect income if illness or injury prevents work, offering financial stability tailored to local professionals. Services are available on an as-needed basis, allowing clients to request assistance when specific situations arise rather than on a preset schedule.
Amsink Insurance Agency, LLC serves clients in Holland, Michigan, and the surrounding communities. It handles the placement of disability insurance policies, helping individuals address the financial risks of income loss from illness or injury. Working with local residents and businesses, it identifies coverage options suited to varying professional needs. For a typical job, the agent reviews a client’s current income sources and occupation, then presents a selection of available disability plans from several insurers to find a suitable fit.
Lenz-Balder Insurance focuses on disability insurance services, helping local workers create plans to protect a portion of their income if injury or illness prevents them from working. Based in Holland, it also assists clients with policy questions and coverage reviews to ensure plans align with changing personal or professional circumstances. As winter weather increases slip-and-fall risks on icy sidewalks, the agency helps individuals evaluate short-term coverage options during the hazardous season ahead.
Farmers Insurance - Alvesteffer Agency in Holland, MI, provides disability insurance agent services to the local community. The agency specializes in helping clients secure income protection policies that replace a portion of earnings if an illness or injury prevents them from working. These policies are designed to cover both short-term and long-term disability needs, offering financial stability during recovery. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to meet the specific risks each business environment presents.
As the winter months in Holland bring increased risks of slips and falls, many local workers face the possibility of an unexpected income interruption. Alera Group, formerly Lighthouse, provides disability insurance solutions designed to protect residents against such financial hardship. Agents assist clients in understanding policy options that align with their individual professions and income needs. The process for securing coverage typically begins with a straightforward consultation to review a person’s current employment situation and benefits.
L.A. Insurance of Holland, Michigan, assists individuals with the application process for private disability income protection. The agency serves local working professionals and business owners who want to safeguard their earnings against an unexpected illness or injury. It reviews policy options to help clients match coverage with their personal financial needs. A common add-on service includes short-term disability plans designed to cover recovery periods following surgery or a medical event.
What Does a a Disability Insurance Agent in Holland Cost?
The cost of disability insurance in Michigan typically ranges from 1 percent to 3 percent of your annual income. For a 40 year old earning 60000 per year, a policy might cost between 600 and 1800 annually. Factors like age, health, occupation, and benefit amount affect the price. This is general information and not insurance advice.
About disability insurance agents in Holland
Disability insurance agents in Holland Michigan help individuals and businesses secure income protection policies. These agents guide clients through Michigan specific regulations including the state law that requires certain policies to offer coverage for pregnancy related disabilities. Working with a local agent ensures you understand how Michigan laws affect your benefits and claim timelines.
Frequently Asked Questions
What does a disability insurance agent in Holland do?
A disability insurance agent in Holland helps you find and purchase disability insurance policies. They explain policy terms, compare options from different carriers, and assist with filing claims. Agents also advise on how Michigan law affects coverage for conditions like pregnancy or mental health issues.
How long do I have to file a disability claim in Michigan?
Michigan does not have a single statute of limitations for all disability claims. Most private policies require you to file within 30 to 90 days of becoming disabled. You should check your specific policy and consult with an agent to avoid missing deadlines.
Are disability insurance premiums tax deductible in Michigan?
Premiums for individual disability insurance are generally not tax deductible in Michigan. If your employer pays the premiums and does not include them in your taxable income, benefits you receive may be taxable. An agent can explain how your specific situation affects taxes.
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