The top-rated disability insurance agent in Jackson, Michigan is David Giesen - State Farm Insurance Agent, rated 4.9 stars across 301 reviews. Other highly rated options include The Craft Agency, Inc., Walton Insurance Group, Richmond Agency. This directory lists 20 disability insurance agents serving Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Giesen - State Farm Insurance Agent | 1030 Lawrence Ave Suite 1 | (517) 787-0165 |
| 2 | The Craft Agency, Inc. | 2533 Spring Arbor Rd | (517) 787-0077 |
| 3 | Walton Insurance Group | 2929 Spring Arbor Rd | (517) 787-2600 |
| 4 | Richmond Agency | 833 Lawrence Ave # A | (517) 788-9130 |
| 5 | Stop 1 Insurance Agency #4 LLC | 834 N W Ave | (517) 539-5300 |
| 6 | Barker Weber Insurance Agency | 2501 Spring Arbor Rd | (517) 783-2608 |
| 7 | Anderson Insurance Agency, Inc | 611 Wildwood Ave | (517) 782-9700 |
| 8 | Farm Bureau Insurance / Jenkins Insurance Group LLC / Farm Bureau | 1341 W Parnall Rd | (517) 879-5171 |
| 9 | Earle Insurance Agency, Inc. | 2600 Kibby Rd | (517) 787-1700 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 113 W Michigan Ave Suite 303 | (517) 787-1704 |
David Giesen - State Farm Insurance Agent serves the Jackson, MI area and the surrounding county. As a disability insurance agent, the office assists individuals in finding coverage that replaces income if they are unable to work due to illness or injury. The company helps protect clients' financial stability by offering policies that can provide monthly benefits. Their work includes guiding clients through both short-term and long-term disability insurance options available in Michigan.
The Craft Agency, Inc. in Jackson, MI, provides a full range of disability insurance products designed to protect income from unexpected illness or injury. It offers individual policy consultations and group plan evaluations to help local workers secure adequate coverage. The agency also assists clients with understanding policy details and navigating claims processes. Its service extends to sole proprietors, small business owners, and employees across a variety of local properties, including single-family homes, apartments, retail locations, and restaurants.
Walton Insurance Group serves homeowners, businesses, and property managers in Jackson, MI, by providing disability insurance agent services. The company helps clients secure coverage that replaces income if an injury or illness prevents them from working. Policies are tailored to individual occupations and income levels to ensure adequate protection. The firm also assists clients in understanding policy terms and filing claims when needed. Its service area extends to neighboring Spring Arbor and the greater Jackson metro region.
Richmond Agency helps Jackson residents distinguish between one-time contract reviews and the ongoing, recurring service of policy monitoring when evaluating disability coverage. As a local disability insurance agent, the firm assists individuals in assessing options for income protection against illness or injury-related job loss. Support is available on an as-needed basis, ensuring clients can schedule consultations at any point when a coverage update, claim question, or policy comparison becomes necessary.
Stop 1 Insurance Agency #4 LLC serves Jackson, Michigan, and the surrounding communities with disability insurance solutions. The agency handles applications for policies that replace a portion of income when a client cannot work due to illness or injury. It guides individuals through the process of selecting appropriate coverage levels and benefit periods. This company takes a consultative approach, typically beginning with a thorough review of the client’s current occupation and financial obligations to tailor policy options accordingly.
Barker Weber Insurance Agency offers disability income protection planning, helping individuals replace lost earnings if injury or illness prevents them from working. Located in Jackson, MI, the agency guides clients through various policy options, including short-term and long-term coverage, to align with personal financial goals. It educates local professionals and small business owners on how disability insurance safeguards against income disruption. The agency also assists with coverage adjustments if a policyholder faces a partial disability or changes in work status.
For many workers in Jackson, an unexpected illness or injury can raise immediate concerns about income stability. Anderson Insurance Agency, Inc responds to this need by explaining how disability insurance protects a portion of earnings during recovery. A local agency understands the specific industries and employment patterns that shape coverage decisions across the community. The process typically begins with a complimentary initial consultation to review an individual’s occupation and existing benefits before determining suitable policy options.
Farm Bureau Insurance / Jenkins Insurance Group LLC provides disability insurance services to clients in and around Jackson, MI. This agency helps individuals and businesses secure coverage that can replace lost income if sickness or injury prevents them from working. Policies are tailored to protect both short-term and long-term financial needs. By focusing on this specialized area, the agency ensures that local professionals and organizations have a safety net for unexpected health challenges. Its services are well suited for offices, warehouses, and food service operations.
Earle Insurance Agency, Inc., known for its focus on disability insurance, serves clients throughout the Jackson, MI area by helping individuals protect their income against unexpected illness or injury. The agency works with various insurers to find appropriate coverage that aligns with each client’s needs and budget. It also assists with understanding policy terms so claimants can feel informed during the benefits process. Additionally, the firm offers guidance on adding future purchase options to existing disability policies.
Gallagher Insurance, Risk Management & Consulting serves residents in Jackson, Michigan with personalized disability insurance coverage to protect personal income. The agency also assists local businesses by arranging commercial disability plans for their employees, ensuring workplace financial protection across the region. Their brokers evaluate individual needs and policy options to match each client’s specific situation. After an initial policy is in place, the office provides ongoing support for claims or coverage adjustments during routine annual reviews, helping maintain consistent protection between regular visits.
What Does a a Disability Insurance Agent in Jackson Cost?
The cost of disability insurance in Michigan varies based on age, health, occupation, and benefit amount. Typical premiums for an individual policy range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $100 to $300 per month for a policy covering 60% of income. Group plans through employers are often cheaper. This is general information, not insurance advice.
About disability insurance agents in Jackson
Disability insurance agents in Jackson, Michigan help individuals and businesses find coverage that protects income if you cannot work. Michigan law does not require private disability insurance, but it can be a key part of financial planning. Agents in Jackson can explain policy options and guide you through the application process.
Frequently Asked Questions
What does a disability insurance agent in Jackson do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and definitions of disability. They also assist with filing claims and understanding your policy terms.
Are there Michigan-specific rules for disability insurance?
Michigan follows standard insurance regulations set by the Michigan Department of Insurance and Financial Services. There is no state law requiring employers to provide disability insurance, but some employers offer group coverage. Individual policies are regulated to ensure fair practices.
How long does it take to get disability insurance in Michigan?
The underwriting process for individual disability insurance in Michigan typically takes 4 to 8 weeks. This includes a medical history review and sometimes a paramedical exam. Group coverage through an employer may be faster.
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