ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Lansing, MI

Browse disability insurance agents serving Lansing, Michigan. Updated 2026-07-14.

The top-rated disability insurance agent in Lansing, Michigan is Farmers Insurance - Sarah Schafer, rated 4.9 stars across 199 reviews. Other highly rated options include Kevin Damesworth at the David Chapman Agency, Harmon Insurance Group, Diversified Insurance Group. This directory lists 20 disability insurance agents serving Lansing.

Showing 20 disability insurance agents in Lansing, MIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Sarah Schafer6540 Millennium Dr #180(517) 580-8135
2Kevin Damesworth at the David Chapman Agency5700 W Mt Hope Hwy Suite 2(517) 319-8223
3Harmon Insurance Group3815 W St Joseph St Suite A-350(517) 285-9074
4Diversified Insurance Group1901 E Michigan Ave(517) 908-3999
5Rathbun Insurance529 W Saginaw St(517) 482-1316
6Mid Michigan Medicare7201 W Saginaw Hwy Suite 114(517) 300-2101
7Logan Insurance Group2722 E Michigan Ave Suite 202(517) 349-5757
8Payne Insurance Agency3410 Belle Chase Way #300(517) 321-6624
9David Chapman Agency5700 W Mt Hope Hwy(517) 321-4600
10Centennial Group608 S Washington Ave Suite 200(800) 606-0062
FI
6540 Millennium Dr #180
Farmers Insurance - Sarah Schafer
Disability Insurance Agent · Lansing, MI

Farmers Insurance - Sarah Schafer serves clients throughout Lansing, Michigan, providing disability insurance agent services to help individuals protect their income in the event of an illness or injury. This agency focuses on explaining policy options that replace a portion of earnings when a person cannot work. Disability insurance can cover short-term and long-term needs. The company helps residents evaluate their personal coverage requirements and select appropriate plans. Among the specific services this agency handles in the Lansing area are long-term disability insurance and short-term disability insurance policies.

KD
5700 W Mt Hope Hwy Suite 2
Kevin Damesworth at the David Chapman Agency
Disability Insurance Agent · Lansing, MI

Homeowners, businesses, and professionals in Lansing work with Kevin Damesworth at the David Chapman Agency for individual and group disability insurance coverage. The agency assists clients in securing income protection policies that replace a portion of earnings if illness or injury prevents them from working. These policies are tailored to different occupations and income levels across the area. The firm also serves clients in the greater East Lansing metro and surrounding Ingham County communities.

HI
3815 W St Joseph St Suite A-350
Harmon Insurance Group
Disability Insurance Agent · Lansing, MI

Harmon Insurance Group provides a range of services related to disability insurance for individuals and businesses in the Lansing area. It assists clients in evaluating coverage options designed to protect income in the event of an illness or injury. The company helps with policy comparisons and can assist with ongoing policy maintenance or claims support. Its team serves professionals and workers across various residence and business types, including single-family homes, apartments, retail shops, and local restaurants.

DI
1901 E Michigan Ave
Diversified Insurance Group
Disability Insurance Agent · Lansing, MI

Diversified Insurance Group serves residents of Lansing, Michigan, by securing disability insurance coverage that protects income in case of injury or illness. The agency also structures commercial disability policies for local businesses to safeguard their employees and operations against unexpected health setbacks. Service extends throughout the greater Lansing area, ensuring access for both individuals and company clients. After initial policy placement, Diversified Insurance Group provides scheduled check-ins to adjust coverage as circumstances evolve, with follow-up service available between regular visits to address any changes in needs.

RI
529 W Saginaw St
Rathbun Insurance
Disability Insurance Agent · Lansing, MI

Rathbun Insurance serves the Lansing, Michigan area and surrounding communities, handling disability insurance needs for local residents. The agency assists clients in understanding policy options that protect income when illness or injury prevents work. A typical job begins with a thorough review of an individual’s occupation and monthly expenses to identify suitable coverage levels. The agency then presents clear comparisons of plan features and exclusions from multiple carriers, helping applicants select and complete the appropriate paperwork for their specific financial protection requirements.

MM
7201 W Saginaw Hwy Suite 114
Mid Michigan Medicare
Disability Insurance Agent · Lansing, MI

As a disability insurance agent in Lansing, Michigan, Mid Michigan Medicare specializes in helping individuals secure income protection policies. It generally assists clients in the greater Lansing area with navigating private disability coverage options. The firm guides residents through policy comparisons for short-term and long-term plans. It helps address financial concerns that arise during seasonal slowdowns in local industries, such as winter furloughs that affect many Michigan workers.

LI
2722 E Michigan Ave Suite 202
Logan Insurance Group
Disability Insurance Agent · Lansing, MI

Logan Insurance Group is known for helping individuals and families in Lansing, Michigan, navigate disability income protection to safeguard their earnings. The agency provides guidance on selecting appropriate policies that replace a portion of income if illness or injury prevents work. Serving local professionals, self-employed individuals, and small business owners, it assists with evaluating coverage needs and comparing plan options from major insurers. For clients seeking additional security, the agency can arrange a future increase option to adjust benefits as income grows over time.

PI
3410 Belle Chase Way #300
Payne Insurance Agency
Disability Insurance Agent · Lansing, MI

Payne Insurance Agency in Lansing, MI, is known for helping individuals and families navigate disability insurance options to protect their income. The agency works with clients to assess coverage needs and understand policy features that apply to local employment and health circumstances. These plans can provide financial support during recovery from illness or injury. In addition to standard disability policies, the agency can assist with modifying existing coverage when a client transitions to self-employment or part-time work.

DC
5700 W Mt Hope Hwy
David Chapman Agency
Disability Insurance Agent · Lansing, MI

In Lansing, where winter weather and unpredictable job shifts can interrupt income, reliable protection is a recurring concern. David Chapman Agency provides guidance on disability insurance options designed to safeguard earnings during illness or injury. Their consultations help local professionals and small business owners understand policy features such as benefit periods and elimination periods. An initial assessment of a client’s current coverage and financial obligations is completed to determine suitable policy structures, ensuring each plan addresses specific income-replacement needs.

CG
608 S Washington Ave Suite 200
Centennial Group
Disability Insurance Agent · Lansing, MI
DI
1901 E Michigan Ave
Diversified Insurance Group
Disability Insurance Agent · Lansing, MI
(517) 669-8316
wediginsurance.com
AO
6642 Millett Hwy
Auto-Owners Insurance Co
Disability Insurance Agent · Lansing, MI
(517) 346-0346
auto-owners.com
MF
2510 Kerry St STE 100
The Mossholder Farm Bureau Agency
Disability Insurance Agent · Lansing, MI
(517) 295-5288
MP
2213 E Grand River Ave
Mc Phail Insurance
Disability Insurance Agent · Lansing, MI
(517) 651-5003
mcphailagency.com
PI
4600 W Saginaw Hwy
Pohl Insurance Inc
Disability Insurance Agent · Lansing, MI
(517) 323-4805
pohlinsurance.com
MM
836 Centennial Way #180
Mid-Michigan Insurance Services
Disability Insurance Agent · Lansing, MI
(517) 327-3893
midmichiganinsuranceservices.com
SI
2006 E Michigan Ave
Selected Insurance Lansing
Disability Insurance Agent · Lansing, MI
(231) 280-5360
IA
8155 Executive Ct #20
Insurance Agency
Disability Insurance Agent · Lansing, MI
(517) 507-3168
CI
4299 Five Oaks Dr
Capital Insurance Services Corporation
Disability Insurance Agent · Lansing, MI
(517) 482-7900
capitalinsurance.com
EI
1901 E Michigan Ave
Elevate Insurance Group
Disability Insurance Agent · Lansing, MI
(517) 657-3853
elevateinsgroup.com

What Does a a Disability Insurance Agent in Lansing Cost?

Disability insurance premiums in Michigan typically range from 1% to 3% of your annual income. For a 40 year old non-smoker a policy with a 90 day elimination period might cost $50 to $150 per month. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Lansing

Disability insurance agents in Lansing Michigan help individuals and businesses secure income protection. Michigan law does not require employers to offer disability insurance but many do. A local agent can explain how Michigan short-term and long-term disability policies work with state benefits.

Frequently Asked Questions

What does a disability insurance agent in Lansing do?

A disability insurance agent helps you compare policies from different carriers. They explain policy terms like elimination periods and benefit amounts. They do not handle claims but can guide you on coverage options.

Is disability insurance required in Michigan?

Michigan does not require private disability insurance. However workers may qualify for Michigan state disability benefits through the Michigan Employment Security Act. A private policy can supplement these benefits.

How do Michigan disability benefits affect a private policy?

Most private policies reduce your benefit by the amount you receive from state programs like Michigan workers compensation or Social Security. An agent can show you how these offsets work in your policy.

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.